15 E Oak Trees Lane, Freeport, FL 32439

$575,000
Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 3,127 Lot Size (sq. ft.): 11,326 Status: Active
Current Price: $575,000 List Date: 5/30/2026 Last Modified: 5/30/2026

Description

**ASSUMABLE VA LOAN for eligible buyers! 4.75% interest rate and approximate loan balance of $532,000.** Seize the opportunity to own this sprawling, upgraded 5 bedroom, 3 full bathroom home. Situated on a flat, FULLY FENCED lot, 15 E Oak Trees Lane is the BEST VALUE in desirable and CONSTRUCTION COMPLETE Hammock Oaks! The popular McKenzie plan features a flexible and highly functional layout suitable for large and/or multigenerational families, homeschooling, professionals working remotely, or those simply seeking room to spread out! Coming in from the welcoming covered front porch, guests are greeted by a formal dining space to the left and to the right, an office/flex room. Continuing down the main hall, find a wing consisting of two bedrooms and a shared full bathroom. The hallway then opens onto the heart of the home - a spacious living, kitchen, and dining space. The gourmet kitchen features many recent upgrades including tile backsplash in a herringbone pattern, matte black cabinet hardware, stylish center island accent paint, smart refrigerator, and new kitchen sink. The great room is flanked by the primary bedroom suite with upgraded en suite bath on one side and another set of additional bedrooms and full bath on the other. A massive walk-in pantry and dedicated laundry room round out the interior offerings. Enjoy entertaining and recreation in the large, flat, and fully fenced backyard with comfortable covered porch and plenty of room for a future pool. ACT NOW!

More Information MLS# 1004317

General Property Info

userdefined76: 6 Sub-Type: Detached Single Family Design: Traditional SqFt Source: Building Plan Immediate Occupancy: Yes Garage: Yes Carport: No Driveway Spaces: 4 Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 3127 Bedrooms: 5 Full Baths: 3 Total Bathrooms: 3 # Stories: 1 Year Built: 2022 Garage Spaces: 2 Acreage: 0.26

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 183.88 List Date: 2026-05-30 Current Price: $575,000 List Price: $575,000

Location, Tax and Legal

Sub Area: 2005 - S. of 20 to Hwy 331 Elementary School: Freeport Middle School: Freeport High School: Freeport Legal Description: LOT 1 HAMMOCK OAKS ESTATES PH II PB 24-20 OR 3235-2907 OR 3261-3140

Listing Info, Tax & Legal

Homestead: Yes Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 233 Annual Assessment Amount: 932 Assessment Paid: Quarterly New Buyer Fee: Yes New Buyer Fee Amt: 233 New Buyer Fee Paid: $ Last Taxes: 0 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: **ASSUMABLE VA LOAN for eligible buyers! 4.75% interest rate and approximate loan balance of $532,000.** Seize the opportunity to own this sprawling, upgraded 5 bedroom, 3 full bathroom home. Situated on a flat, FULLY FENCED lot, 15 E Oak Trees Lane is the BEST VALUE in desirable and CONSTRUCTION COMPLETE Hammock Oaks! The popular McKenzie plan features a flexible and highly functional layout suitable for large and/or multigenerational families, homeschooling, professionals working remotely, or those simply seeking room to spread out! Coming in from the welcoming covered front porch, guests are greeted by a formal dining space to the left and to the right, an office/flex room. Continuing down the main hall, find a wing consisting of two bedrooms and a shared full bathroom. The hallway then opens onto the heart of the home - a spacious living, kitchen, and dining space. The gourmet kitchen features many recent upgrades including tile backsplash in a herringbone pattern, matte black cabinet hardware, stylish center island accent paint, smart refrigerator, and new kitchen sink. The great room is flanked by the primary bedroom suite with upgraded en suite bath on one side and another set of additional bedrooms and full bath on the other. A massive walk-in pantry and dedicated laundry room round out the interior offerings. Enjoy entertaining and recreation in the large, flat, and fully fenced backyard with comfortable covered porch and plenty of room for a future pool. ACT NOW!

Waterfront

Lake: 1 Pond: 1 Waterfront Feet: 112'

Construction Status

Construction Complete: 1

Parking Features

Garage: 1 Garage Attached: 1

Waterview

Lake: 1 Pond: 1

Lot/Parcel Access

Paved Road: 1 Private Road: 1

Lot Features

Cleared: 1 Corner: 1 Covenants: 1 Curb & Gutter: 1 Interior: 1 Level: 1 Restrictions: 1 Sidewalk: 1

Construction/Siding

Frame: 1 Roof Composite Shngl: 1 Roof Dimensional Shg: 1 Roof Pitched: 1 Siding CmntFbrHrdBrd: 1 Slab: 1 Trim Vinyl: 1 Trim Wood: 1

Utilities

Electric: 1 Gas - Natural: 1 Phone: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1 Underground: 1

Zoning

Deed Restrictions: 1 Resid Single Family: 1

Exterior

Columns: 1 Fenced Back Yard: 1 Fenced Privacy: 1 Lawn Pump: 1 Patio Covered: 1 Sprinkler System: 1

Assumable Mtg Typ

VA Fixed: 1

Interior

Ceiling Crwn Molding: 1 Ceiling Raised: 1 Ceiling Tray/Cofferd: 1 Floor Laminate: 1 Kitchen Island: 1 Pantry: 1 Pull Down Stairs: 1 Split Bedroom: 1 Washer/Dryer Hookup: 1 Window Treatmnt Some: 1 Woodwork Painted: 1

Financing

Conventional: 1 VA: 1

Appliances

Auto Garage Door Opn: 1 Cooktop: 1 Dishwasher: 1 Disposal: 1 Microwave: 1 Refrigerator: 1 Smoke Detector: 1 Smooth Stovetop Rnge: 1 Stove/Oven Electric: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Double Pane Windows: 1 Heat Cntrl Electric: 1 Heat Pump Air To Air: 1 Insulated Doors: 1 Ridge Vent: 1 Roof Vent: 1 Water Heater - Gas: 1 Water Heater - Tnkls: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Separate Shwr: 1 MBath Walk-In Closet: 1 MBed First Floor: 1 MBed Trey Ceiling: 1

Master Bedroom

First: 1

Bedroom

First: 1

Kitchen

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Dining Area: 1 Dining Room: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1 Office: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 20 - Freeport Street #: 15 Street Direction: E Street Name: Oak Trees Street Suffix: Lane State: FL Zip Code: 32439 County: Walton Project Name/Subdivision: HAMMOCK OAKS ESTATES PHASE II Parcel ID: 18-1S-19-23101-000-0010

Property Features

Construction Status: Construction Complete Lot Features: Cleared; Corner; Covenants; Curb & Gutter; Interior; Level; Restrictions; Sidewalk Zoning: Deed Restrictions; Resid Single Family Waterfront: Lake; Pond Waterview: Lake; Pond Parking Features: Garage; Garage Attached Exterior: Columns; Fenced Back Yard; Fenced Privacy; Lawn Pump; Patio Covered; Sprinkler System Interior: Ceiling Crwn Molding; Ceiling Raised; Ceiling Tray/Cofferd; Floor Laminate; Kitchen Island; Pantry; Pull Down Stairs; Split Bedroom; Washer/Dryer Hookup; Window Treatmnt Some; Woodwork Painted Appliances: Auto Garage Door Opn; Cooktop; Dishwasher; Disposal; Microwave; Refrigerator; Smoke Detector; Smooth Stovetop Rnge; Stove/Oven Electric Utilities: Electric; Gas - Natural; Phone; Public Sewer; Public Water; TV Cable; Underground Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Heat Pump Air To Air; Insulated Doors; Ridge Vent; Roof Vent; Water Heater - Gas; Water Heater - Tnkls Master Bedroom: First Bedroom: First Kitchen: First Living Room: First Rooms: Bedroom; Dining Area; Dining Room; Kitchen; Living Room; Master Bedroom; Office Assumable Mtg Typ: VA Fixed Financing: Conventional; VA

Room Information

Living Room Level: First Dimensions: 19 x 17 Length: 19.00 Width: 17.00 Dimensions: 19 x 17 Kitchen Level: First Dimensions: 16 x 12 Length: 16.00 Width: 12.00 Dimensions: 16 x 12 Dining Area Level: First Dimensions: 11 x 7 Length: 11.00 Width: 7.00 Dimensions: 11 x 7 Dining Room Level: First Dimensions: 13 x 10.5 Length: 13.00 Width: 10.50 Dimensions: 13 x 10.5 Office Level: First Dimensions: 14.5 x 12.5 Length: 14.50 Width: 12.50 Dimensions: 14.5 x 12.5 Master Bedroom Level: First Dimensions: 16 x 14.5 Length: 16.00 Width: 14.50 Dimensions: 16 x 14.5 Bedroom Level: First Dimensions: 14 x 11.5 Length: 14.00 Width: 11.50 Remarks: Rear Bedroom Dimensions: 14 x 11.5 Bedroom Level: First Dimensions: 14 x 11.5 Length: 14.00 Width: 11.50 Remarks: Rear Bedroom Dimensions: 14 x 11.5 Bedroom Level: First Dimensions: 12.5 x 11.5 Length: 12.50 Width: 11.50 Remarks: Front Middle Bedroom Dimensions: 12.5 x 11.5 Bedroom Level: First Dimensions: 11.5 x 9.5 Length: 11.50 Width: 9.50 Remarks: Rear Middle Bedroom Dimensions: 11.5 x 9.5
Listing Office: EXP Realty LLC
Last Updated: May - 30 - 2026
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