103 Penny Lane, Valparaiso, FL 32580 (MLS# 1002153)

General Property Info

userdefined76: 2 Sub-Type: Detached Single Family Design: Florida Cottage SqFt Source: County PA Records Immediate Occupancy: Yes Garage: No Carport: No Driveway Spaces: 2 Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 1012 Bedrooms: 2 Full Baths: 2 Total Bathrooms: 2 # Stories: 1 Year Built: 2024 Acreage: 0.06

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 291.75 List Date: 2026-05-02 Current Price: $295,250 List Price: $295,250

Location, Tax and Legal

Sub Area: 1302 - Valp No of Tom's Bayou Elementary School: Lewis Middle School: Lewis High School: Niceville Legal Description: Kake Cottages Replat Lot 2

Listing Info, Tax & Legal

Homestead: Yes Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 123 Annual Assessment Amount: 1476 Assessment Paid: Monthly New Buyer Fee: Yes New Buyer Fee Amt: 250 New Buyer Fee Paid: $ Last Taxes: 2470.1 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: Affordability meets coastal charm at 103 Penny Lane. Low-maintenance living with exceptionally low monthly costs--this is the kind of home that just makes sense. Walk in to high ceilings and modern 2 panel doors that give off a grand vibe! Enjoy breakfast at your new eat-in kitchen bar and relax by the firepit in the evening. Granite, shaker style cabinets, laminate vinyl plank flooring throughout AND a durable metal roof ensure that you will not be spending your weekends on projects or lawn maintenance.

Construction Status

Construction Complete: 1

Lot/Parcel Access

City Road: 1

Lot Features

Covenants: 1 Interior: 1 Level: 1 Restrictions: 1 Survey Available: 1

Construction/Siding

Frame: 1 Roof Metal: 1 Siding Brick Some: 1 Siding CmntFbrHrdBrd: 1 Trim Vinyl: 1

Utilities

Public Sewer: 1 Public Water: 1 Underground: 1

Zoning

City: 1 Resid Single Family: 1

Exterior

Fenced Privacy: 1 Porch: 1 Sprinkler System: 1

Interior

Floor Vinyl: 1 Lighting Recessed: 1 Newly Painted: 1 Pantry: 1 Washer/Dryer Hookup: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Dishwasher: 1 Disposal: 1 Microwave: 1 Refrigerator: 1 Stove/Oven Electric: 1

Energy

AC - Central Elect: 1 AC - High Efficiency: 1 Double Pane Windows: 1 Storm Windows: 1

Master Bedroom

First: 1

Bedroom

First: 1

Kitchen

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1

Fees Include

Accounting: 1 Ground Keeping: 1 Management: 1 Master Association: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 13 - Niceville Street #: 103 Street Name: Penny Street Suffix: Lane State: FL Zip Code: 32580 County: Okaloosa Project Name/Subdivision: KAKE COTTAGES Parcel ID: 12-1S-23-2000-0000-0020

Property Features

Construction Status: Construction Complete Lot Features: Covenants; Interior; Level; Restrictions; Survey Available Zoning: Resid Single Family Exterior: Fenced Privacy; Porch; Sprinkler System Interior: Floor Vinyl; Lighting Recessed; Newly Painted; Pantry; Washer/Dryer Hookup Appliances: Dishwasher; Disposal; Microwave; Refrigerator; Stove/Oven Electric Utilities: Public Sewer; Public Water; Underground Energy: AC - Central Elect; AC - High Efficiency; Double Pane Windows; Storm Windows Master Bedroom: First Bedroom: First Kitchen: First Living Room: First Rooms: Bedroom; Kitchen; Living Room; Master Bedroom Financing: Conventional; FHA; VA Fees Include: Accounting; Ground Keeping; Management; Master Association

Room Information

Living Room Level: First Dimensions: 18 x 16 Length: 18.00 Width: 16.00 Dimensions: 18 x 16 Kitchen Level: First Dimensions: 13 x 11 Length: 13.00 Width: 11.00 Dimensions: 13 x 11 Master Bedroom Level: First Dimensions: 13 x 11 Length: 13.00 Width: 11.00 Dimensions: 13 x 11 Bedroom Level: First Dimensions: 12 x 10 Length: 12.00 Width: 10.00 Dimensions: 12 x 10