1044 E Highway 98 405, Destin, FL 32541

New Listing
$765,000
Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,126 Status: Active
Current Price: $765,000 List Date: 2/16/2026 Last Modified: 2/16/2026

Description

NEW PRICE ADJUSTMENT, LOWER INTEREST RATES, HOA fees reduced by 9.75% and Owner Financing* for qualified buyers, don't miss this incredible opportunity!!! Your dream investment/vacation beachfront property could be closer than you think! Experience breathtaking views of the Gulf from this beautifully updated 4th-floor Beachfront condo in Emerald Towers in Destin FL. Overlooking the sugar-white sands and emerald waters, this turnkey unit offers the perfect blend of comfort, style, and convenience. Step inside to discover fresh upgrades throughout, including a brand-new HVAC system, professionally painted interiors and cabinetry and a fully renovated primary bath,

Supplements: The open-concept living area flows effortlessly into the private Gulf-front balcony upgraded with new sliding door assemblies in 2022. Watch the dolphins swim by from your covered balcony or the privacy and comfort of your living room The beachfront balcony is ideal for morning coffee or sunset cocktails and is accessible from both the Living areas and primary bedroom. The well-appointed kitchen features quality Frigidaire and GE appliances in the kitchen area, a wet bar with built-in ice maker, a dedicated laundry closet with stacked LG washer and dryer for added convenience. and a utility closet. Wake up to ocean views in the spacious primary bedroom, complete with a king bed and balcony access. The recently renovated en-suite bathroom includes a walk-in shower, dual vanities and a built-in linen closet offering generous storage. The spacious guest bedroom has two closets and one can be used for the owners closet. Sold fully furnished and ready for immediate enjoyment or rental except for 4 items in documents. Recent Upgrades: " New upgraded balcony sliding door with complete assemblies in Living room and Primary Bedroom. " New Heating and Cooling system in June 2025 " New Paint July 2025 " New Wet Bar Ice Maker in July 2025 Emerald Towers amenities include: " Gulf-front, seasonally heated pool " Stainless gas grills at pool overlooking the ocean. " Tennis/pickleball courts " Fitness center with sauna and steam room and workout equipment. " Gated community with direct beach access A full exterior restoration of the building was completed in 2022, ensuring peace of mind and long-term value. Whether you're searching for a vacation retreat, investment property, or primary residence, this Gulf-front gem is a must-see. *Owner Financing terms are 1% above prime. Contact Ken Frizzell 615-390-6932 for showings and more details.

More Information MLS# 980259

Status Change Info

Status: Active

Contract Info

List Date: 2025-07-04 Current Price: $765,000 List Price: $765,000 List Price/SqFt: 679.4 Listing Board: Emerald Coast

Location Tax and Legal

Area: 14 - Destin Street #: 1044 Street Direction: E Street Name: Highway 98 State: FL Zip Code: 32541 County: Okaloosa Project Name/Subdivision: EMERALD TOWERS UNIT 405 Parcel ID: 00-2S-22-1011-0000-0405

General Property Info

Sub-Type: Condominium Design: N/A Apx SqFt(Htd/Cooled): 1126 SqFt Source: Condo Docs Bedrooms: 2 Full Baths: 2 Total Bathrooms: 2 Stories In Unit: 1 # of Units in Bldg: 83 Stories in Building: 15 Unit Floors Above Ground: 4 Year Built: 1983 Immediate Occupancy: Yes Pre-Const Flip: No Garage: No Carport: No Driveway Spaces: 120 Pool: Yes Pool Type: Private

Property Features

Sale Type: Accept Backup Offers Construction Status: Construction Complete Waterfront: Gulf; Shore - Beach; Shore - Natural; Unit Waterfront Waterview: Gulf Project Facilities: BBQ Pit/Grill; Beach; Dumpster; Elevators; Exercise Room; Fishing; Gated Community; Handicap Provisions; Pets Allowed; Pickle Ball; Pool; Sauna/Steam Room; Short Term Rental - Allowed; Tennis; TV Cable; Waterfront Exterior: Balcony; BBQ Pit/Grill; Deck Open; Fenced Lot-All; Fenced Privacy; Patio Open; Pool - Enclosed; Pool - Heated; Pool - In-Ground; Renovated; Sauna/Steam; Shower; Sprinkler System; Tennis Court Interior: Ceiling Crwn Molding; Elevator; Floor Tile; Floor WW Carpet New; Furnished - All; Lighting Recessed; Lighting Track; Newly Painted; Owner's Closet; Pantry; Renovated; Shelving; Walls Mirrored; Washer/Dryer Hookup; Wet Bar; Window Treatmnt Some; Woodwork Painted Appliances: Cooktop; Dishwasher; Disposal; Dryer; Fire Alarm/Sprinkler; Ice Machine; Microwave; Range Hood; Refrigerator; Refrigerator W/IceMk; Smoke Detector; Smooth Stovetop Rnge; Stove/Oven Electric; Washer Utilities: Community Sewer; Community Water; Electric; Public Sewer; Public Water; TV Cable Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Heat Pump Air To Air; Insulated Doors; Insulated Floors; Storm Doors; Storm Windows; Tinted Windows; Water Heater - Elect Master Bedroom: First Bedroom: First Kitchen: First Living Room: First Full Bathroom: First Rooms: Balcony; Bedroom; Dining Area; Foyer; Full Bathroom; Kitchen; Living Room; Master Bathroom; Master Bedroom; Other Assumable Mtg Typ: Private/Owner; Qualify Required Financing: Conventional; FHA; Owner; VA Fees Include: Accounting; Ground Keeping; Internet Service; Legal; Management; Master Association; Recreational Faclty; Repairs/Maintenance; Security; Trash; TV Cable; Water

Room Information

Foyer Level: First Dimensions: 13 x 310 Length: 13.00 Width: 310.00 Dimensions: 13 x 310 Kitchen Level: First Dimensions: 115 x 1,011 Length: 115.00 Width: 1011.00 Dimensions: 115 x 1,011 Dining Area Level: First Dimensions: 1,410 x 74 Length: 1410.00 Width: 74.00 Dimensions: 1,410 x 74 Living Room Level: First Dimensions: 1,410 x 140 Length: 1410.00 Width: 140.00 Dimensions: 1,410 x 140 Balcony Level: First Dimensions: 1,410 x 80 Length: 1410.00 Width: 80.00 Dimensions: 1,410 x 80 Master Bedroom Level: First Dimensions: 156 x 124 Length: 156.00 Width: 124.00 Dimensions: 156 x 124 Master Bathroom Level: First Dimensions: 1,111 x 124 Length: 1111.00 Width: 124.00 Dimensions: 1,111 x 124 Bedroom Level: First Dimensions: 126 x 124 Length: 126.00 Width: 124.00 Dimensions: 126 x 124 Full Bathroom Level: First Dimensions: 84 x 73 Length: 84.00 Width: 73.00 Dimensions: 84 x 73 Other Level: First Dimensions: 54 x 37 Length: 54.00 Width: 37.00 Dimensions: 54 x 37
Listing Office: Keller Williams Realty Destin
Last Updated: February - 16 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

Your New property is Just a Click Away!