10611 Front Beach Road UNIT 901, Panama City Beach, FL 32407

$899,000
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 1,637 Status: Pending
Current Price: $899,000 List Date: 4/16/2026 Last Modified: 6/10/2026

Description

Finding a true four-bedroom, four-bathroom condo on the Gulf is a rarity in Panama City Beach, Florida. This exceptional Ocean Ritz unit is designed for versatility, offering the perfect layout for a high-performing investment, a dedicated family retreat, or a spacious primary home. The interior decoration is expertly curated, resulting in a ''right out of a magazine'' aesthetic. While this property has been enjoyed primarily as a private residence and only lightly rented, the data is clear that similar four-bedroom units in this building have a proven track record of generating over $100,000 in annual rental income. The property has been thoughtfully updated to ensure a turn-key experience with zero deferred maintenance. Recent improvements include new flooring throughout all bedrooms

Supplements: and main living areas in December 2025, complete renovation of all bathroom showers and tubs in 2023 with a lifetime warranty from Re-Bath, a water heater replacement and a full interior repaint in 2020. In 2024, the HVAC system was replaced and upgraded, including an ultraviolet light air purification system to ensure superior air quality. The overall modern feel of this unit includes smart-home features like a Ring doorbell and Ecobee thermostat sensors. This smart thermostat provides a care free indoor-outdoor living experience by adjusting the air conditioning when a balcony door is open. What truly sets Ocean Ritz apart is its low-density design and lifestyle. With only 63 total units in the community you and your guests will enjoy a more relaxed, luxurious experience without the crowds and busy elevators that are typical of most condominiums. The stunning beach views from the outdoor living space are unparalleled, featuring a massive corner balcony providing near panoramic views. The balcony is just shy of 500 square feet--one of the largest in the area-- and spans the full width of the living room and two gulf front bedroom suites, with direct access from each of those three rooms. Owners and guests enjoy a boutique experience with many amenities, including a fitness center, grill area, sauna, steam room, and a relaxing hot tub. The unique indoor/outdoor pool is heated seasonally and provides the perfect year-round environment for both sun-seekers and those who prefer the shade. With a private beach walkover, a reserved parking space, and a separate overflow parking area, this rare gem offers a level of comfort and exclusivity that is increasingly difficult to find, while still convenient to all of the fun that Panama City Beach has to offer. Virtual tour available upon request.

More Information MLS# 1000768

General Property Info

userdefined76: 1 Sub-Type: Condominium Design: N/A SqFt Source: County PA Records Balcony SqFt: 495 Stories In Unit: 21 # of Units in Bldg: 63 Unit Floors Above Ground: 9 Immediate Occupancy: Yes Garage: Yes Carport: No Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 1637 Bedrooms: 4 Full Baths: 4 Total Bathrooms: 4 Year Built: 2006 Garage Spaces: 1

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 549.18 List Date: 2026-04-10 Current Price: $899,000 List Price: $899,000

Location, Tax and Legal

Unit #: UNIT 901 Sub Area: 2719 - Beach - East Elementary School: Hutchinson Beach Middle School: Surfside High School: Arnold Legal Description: OCEAN RITZ CONDO UNIT 901 TYPE A ORB 2855 P 936 4BD/4BR ORB 4411 P 334 1637 SQ.FT.H&C . 493 SQ.FT.BALC

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 1175 Annual Assessment Amount: 14100 Assessment Paid: Monthly New Buyer Fee: Yes New Buyer Fee Amt: 150 New Buyer Fee Paid: $ Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: Finding a true four-bedroom, four-bathroom condo on the Gulf is a rarity in Panama City Beach, Florida. This exceptional Ocean Ritz unit is designed for versatility, offering the perfect layout for a high-performing investment, a dedicated family retreat, or a spacious primary home. The interior decoration is expertly curated, resulting in a ''right out of a magazine'' aesthetic. While this property has been enjoyed primarily as a private residence and only lightly rented, the data is clear that similar four-bedroom units in this building have a proven track record of generating over $100,000 in annual rental income. The property has been thoughtfully updated to ensure a turn-key experience with zero deferred maintenance. Recent improvements include new flooring throughout all bedrooms

Waterfront

Gulf: 1

Construction Status

Construction Complete: 1

Parking Features

Garage Attached: 1 Other: 1

Waterview

Gulf: 1

Project Facilities

BBQ Pit/Grill: 1 Beach: 1 Community Room: 1 Dumpster: 1 Exercise Room: 1 Pets Allowed: 1 Picnic Area: 1 Pool: 1 Sauna/Steam Room: 1

Construction/Siding

Concrete: 1 Stucco: 1

Utilities

Electric: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1 Underground: 1

Exterior

Balcony: 1 BBQ Pit/Grill: 1 Pool - Heated: 1 Sprinkler System: 1

Interior

Ceiling Raised: 1 Ceiling Tray/Cofferd: 1 Floor Tile: 1 Floor Vinyl: 1 Furnished - All: 1 Kitchen Island: 1 Lighting Recessed: 1 Split Bedroom: 1 Washer/Dryer Hookup: 1 Window Treatment All: 1

Financing

Conventional: 1

Appliances

Dishwasher: 1 Dryer: 1 Freezer: 1 Microwave: 1 Refrigerator: 1 Smooth Stovetop Rnge: 1 Washer: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Heat Cntrl Electric: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBed Balcony: 1 MBed Waterfront: 1

Master Bedroom

First: 1

Bedroom

First: 1

Kitchen

First: 1

Rooms

Bedroom: 1 Dining Room: 1 Kitchen: 1 Master Bedroom: 1

Fees Include

Ground Keeping: 1 Insurance: 1 Internet Service: 1 Management: 1 Recreational Faclty: 1 Trash: 1 Water: 1

Status Change Info

Status: Pending Under Contract Date: 2026-06-05

Location Tax and Legal

Area: 27 - Bay County Street #: 10611 Street Name: Front Beach Street Suffix: Road State: FL Zip Code: 32407 County: Bay Project Name/Subdivision: Ocean Ritz Parcel ID: 40000-250-019

Property Features

Construction Status: Construction Complete Waterfront: Gulf Waterview: Gulf Parking Features: Garage Attached; Other Project Facilities: BBQ Pit/Grill; Beach; Community Room; Dumpster; Exercise Room; Pets Allowed; Picnic Area; Pool; Sauna/Steam Room Exterior: Balcony; BBQ Pit/Grill; Pool - Heated; Sprinkler System Interior: Ceiling Raised; Ceiling Tray/Cofferd; Floor Tile; Floor Vinyl; Furnished - All; Kitchen Island; Lighting Recessed; Split Bedroom; Washer/Dryer Hookup; Window Treatment All Appliances: Dishwasher; Dryer; Freezer; Microwave; Refrigerator; Smooth Stovetop Rnge; Washer Utilities: Electric; Public Sewer; Public Water; TV Cable; Underground Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: First Bedroom: First Kitchen: First Rooms: Bedroom; Dining Room; Kitchen; Master Bedroom Financing: Conventional Fees Include: Ground Keeping; Insurance; Internet Service; Management; Recreational Faclty; Trash; Water

Room Information

Bedroom Level: First Dimensions: 12 x 13 Length: 12.00 Width: 13.00 Remarks: One Level Condo On 9th Floor, Elevator Accessible. Measurements are believed to be correct, Buyer may verify. Dimensions: 12 x 13 Bedroom Level: First Dimensions: 13 x 12 Length: 13.00 Width: 12.00 Remarks: One Level Condo On 9th Floor, Elevator Accessible. Measurements are believed to be correct, Buyer may verify. Dimensions: 13 x 12 Bedroom Level: First Dimensions: 13 x 14 Length: 13.00 Width: 14.00 Remarks: One Level Condo On 9th Floor, Elevator Accessible. Measurements are believed to be correct, Buyer may verify. Dimensions: 13 x 14 Master Bedroom Level: First Dimensions: 13 x 14 Length: 13.00 Width: 14.00 Remarks: One Level Condo On 9th Floor, Elevator Accessible. Measurements are believed to be correct, Buyer may verify. Dimensions: 13 x 14 Dining Room Level: First Dimensions: 37 x 15 Length: 37.00 Width: 15.00 Remarks: One Level Condo On 9th Floor, Elevator Accessible. Measurements are believed to be correct, Buyer may verify. Dimensions: 37 x 15 Kitchen Level: First Dimensions: 10 x 8 Length: 10.00 Width: 8.00 Remarks: One Level Condo On 9th Floor, Elevator Accessible. Measurements are believed to be correct, Buyer may verify. Dimensions: 10 x 8

Documents

Listing Office: Beachy Beach Real Estate
Last Updated: June - 10 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.