11 Topaz Cove, Miramar Beach, FL 32550 (MLS# 1002194)

Description

Escape to your own beach-inspired retreat in the heart of Miramar Beach. Ideally positioned as the closest home in the neighborhood to the beach, this beautifully maintained 4-bedroom, 3-bath residence offers a rare combination of convenience, charm, and strong investment potential. Located within a secure, golf cart-friendly gated community south of Hwy 98, you're just a short 5-minute walk to private deeded beach access--complete with restrooms and a seasonal snack bar. With projected short-term rental income of $60,000-$80,000+, this property presents an outstanding opportunity for investors or second-home buyers alike. The home has been thoughtfully updated with a new roof in 2024 (lifetime warranty) and a new HVAC system 2023, and is offered fully furnished

Supplements: for a seamless, turn-key experience. One of the property's most distinctive features is its setting--mature oak trees provide natural shade and character, especially over the inviting front sitting area, creating the perfect space to enjoy your morning coffee or unwind after a day at the beach. Inside, the third-floor bunk room is a standout, offering a fun and functional retreat that kids and guests will love. Residents enjoy access to two community pools, a pickleball court, and complimentary seasonal beach chair service. With gated entry from both Scenic Hwy 98 and Emerald Coast Parkway, you're just minutes from dining, shopping, golf, and all that Destin and Miramar Beach have to offer. Whether you're searching for a primary residence, vacation getaway, or income-producing property, this home delivers the ideal coastal lifestyle.

General Property Info

Sub-Type: Detached Single Family Design: Florida Cottage SqFt Source: County PA Records Immediate Occupancy: Yes Garage: No Carport: No Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 2124 Bedrooms: 4 Full Baths: 3 Total Bathrooms: 3 # Stories: 3 Year Built: 1993 Acreage: 0.12

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 437.38 List Date: 2026-05-04 Current Price: $929,000 List Price: $929,000

Location, Tax and Legal

Sub Area: 1502 - Miramar Beach S. of 98 w/exception of Sandestin Resort Elementary School: Van R Butler Middle School: Emerald Coast High School: South Walton Legal Description: Lot 57 Emerald Shores Of South Walton S/D Pb 9-33 Or 921-95 Or 1004-38 Or 1833-144 Or 2376-19 Or 3249-3137

Listing Info, Tax & Legal

Homestead: Yes Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 1532 Annual Assessment Amount: 6128 Assessment Paid: Quarterly New Buyer Fee: Yes New Buyer Fee Amt: 1098 New Buyer Fee Paid: $ Last Taxes: 3984.71 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: Escape to your own beach-inspired retreat in the heart of Miramar Beach. Ideally positioned as the closest home in the neighborhood to the beach, this beautifully maintained 4-bedroom, 3-bath residence offers a rare combination of convenience, charm, and strong investment potential. Located within a secure, golf cart-friendly gated community south of Hwy 98, you're just a short 5-minute walk to private deeded beach access--complete with restrooms and a seasonal snack bar. With projected short-term rental income of $60,000-$80,000+, this property presents an outstanding opportunity for investors or second-home buyers alike. The home has been thoughtfully updated with a new roof in 2024 (lifetime warranty) and a new HVAC system 2023, and is offered fully furnished

Construction Status

Construction Complete: 1

Lot Features

Corner: 1 Within 1/2 Mile to Water: 1

Project Facilities

BBQ Pit/Grill: 1 Beach: 1 Deed Access: 1 Gated Community: 1 Pavillion/Gazebo: 1 Pickle Ball: 1 Picnic Area: 1 Pool: 1 Short Term Rental - Allowed: 1

Construction/Siding

Roof Metal: 1 Stucco: 1

Utilities

Electric: 1 Public Sewer: 1 TV Cable: 1

Zoning

Resid Single Family: 1

Exterior

Balcony: 1 Deck Covered: 1 Fenced Lot-Part: 1 Fenced Privacy: 1 Patio Covered: 1 Pavillion/Gazebo: 1 Porch: 1 Shower: 1 Sprinkler System: 1

Interior

Floor Hardwood: 1 Floor Tile: 1 Furnished - All: 1 Lighting Recessed: 1 Split Bedroom: 1 Walls Paneled: 1 Washer/Dryer Hookup: 1 Window Treatment All: 1 Woodwork Painted: 1

Financing

Conventional: 1

Appliances

Cooktop: 1 Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Refrigerator W/IceMk: 1 Smoke Detector: 1 Smooth Stovetop Rnge: 1 Stove/Oven Electric: 1 Washer: 1

Energy

AC - Central Elect: 1 Heat Cntrl Electric: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Tile: 1 MBath Walk-In Closet: 1 MBed Balcony: 1 MBed Sitting Area: 1

Master Bedroom

Second: 1

Bedroom

First: 1 Second: 1 Third: 1

Kitchen

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1

Fees Include

Accounting: 1 Ground Keeping: 1 Legal: 1 Master Association: 1 Recreational Faclty: 1 Security: 1 Trash: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 15 - Miramar/Sandestin Resort Street #: 11 Street Name: Topaz Street Suffix: Cove State: FL Zip Code: 32550 County: Walton Project Name/Subdivision: EMERALD SHORES OF SOUTH WALTON Parcel ID: 30-2S-21-42830-000-0570

Property Features

Construction Status: Construction Complete Lot Features: Corner; Within 1/2 Mile to Water Zoning: Resid Single Family Project Facilities: BBQ Pit/Grill; Beach; Deed Access; Gated Community; Pavillion/Gazebo; Pickle Ball; Picnic Area; Pool; Short Term Rental - Allowed Exterior: Balcony; Deck Covered; Fenced Lot-Part; Fenced Privacy; Patio Covered; Pavillion/Gazebo; Porch; Shower; Sprinkler System Interior: Floor Hardwood; Floor Tile; Furnished - All; Lighting Recessed; Split Bedroom; Walls Paneled; Washer/Dryer Hookup; Window Treatment All; Woodwork Painted Appliances: Cooktop; Dishwasher; Disposal; Dryer; Microwave; Refrigerator W/IceMk; Smoke Detector; Smooth Stovetop Rnge; Stove/Oven Electric; Washer Utilities: Electric; Public Sewer; TV Cable Energy: AC - Central Elect; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: Second Bedroom: First; Second; Third Kitchen: First Living Room: First Rooms: Bedroom; Kitchen; Living Room; Master Bedroom Financing: Conventional Fees Include: Accounting; Ground Keeping; Legal; Master Association; Recreational Faclty; Security; Trash

Room Information

Kitchen Level: First Dimensions: 21 x 18 Length: 21.00 Width: 18.00 Dimensions: 21 x 18 Living Room Level: First Dimensions: 14 x 20 Length: 14.00 Width: 20.00 Dimensions: 14 x 20 Bedroom Level: First Dimensions: 18 x 13 Length: 18.00 Width: 13.00 Dimensions: 18 x 13 Bedroom Level: Second Dimensions: 18 x 13 Length: 18.00 Width: 13.00 Dimensions: 18 x 13 Master Bedroom Level: Second Dimensions: 18 x 21 Length: 18.00 Width: 21.00 Dimensions: 18 x 21 Bedroom Level: Third Dimensions: 20 x 15 Length: 20.00 Width: 15.00 Dimensions: 20 x 15