114 Lake Merial Trail, Panama City, FL 32409

$599,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,405 Lot Size (sq. ft.): 24,829 Status: Active
Current Price: $599,000 List Date: 5/01/2026 Last Modified: 5/02/2026

Description

Welcome to 114 Lake Merial Trail, an exceptional 2026 custom-built residence gracefully positioned on .57 acres within the highly sought-after Lake Merial community. Surrounded by untouched wooded parcels on both sides and backing to serene natural landscape, this property offers a rare level of privacy and tranquility. Enjoy peaceful mornings and golden-hour evenings where native wildlife, including white-tailed deer, become part of your everyday backdrop. Designed with both elegance and functionality in mind, the home features a well-executed split floor plan, placing three guest bedrooms privately opposite the primary suite. At the heart of the home, the designer kitchen makes a striking impression with Satori Calcatta Dorado porcelain tile backsplash, quartz countertops, custom

Supplements: soft-close cabinetry, a statement island, and a range hood centerpiece. A farmhouse sink perfectly frames the picturesque views of mature oak and pine trees beyond. The oversized, customized walk-in pantry offers abundant storage, while a conveniently located half bath enhances the space for entertaining. Refined finishes carry throughout, including 10-foot ceilings, 8-foot single-panel doors, recessed lighting, and custom closet systems in every bedroom. The primary suite is a true retreat, featuring a dual vanity and an expansive floor-to-ceiling tiled shower with built-in bench. The warm tones of luxury vinyl plank flooring pair beautifully with the timeless Greek Villa paint palette, creating a cohesive and elevated interior aesthetic. A versatile mudroom off the two-car garage offers flexible use as a home office, nursery, playroom, or additional storage space--adapting effortlessly to your lifestyle needs. Built with energy efficiency in mind, the home includes spray foam insulation, 2x6 exterior wall framing, and generous attic storage. A private well-fed irrigation system keeps landscaping lush while maintaining low utility costs, and the extended driveway provides ample parking for guests. Lake Merial is known for its 300-acre spring-fed lake, ideal for kayaking, paddleboarding, and fishing, along with scenic walking trails, green spaces, and a vibrant calendar of community events. From festive holiday celebrations to food truck nights and golf cart-friendly streets, this neighborhood offers a lifestyle that is both relaxed and engaging. Residents enjoy convenient access to the pristine, spring-fed waters of Lake Merial through three designated community access points. Two of these locations are ideal for launching kayaks, canoes, and paddleboards, while a larger, primary access area accommodates fishing boats--offering effortless enjoyment of the lake's recreational lifestyle. A rare opportunity to own a newly constructed, never-lived-in home with exceptional privacy, refined finishes, and access to one of Bay County's most desirable communities. Schedule your private showing and experience the lifestyle that sets Lake Merial apart. You can access the spring fed lake at Lake Merial in three separate areas, two of which would accommodate a kayak, canoe, etc., and a main area that allows you to put in a fishing boat.

More Information MLS# 1002035

General Property Info

Sub-Type: Detached Single Family Design: Contemporary SqFt Source: Agent-Measured Immediate Occupancy: Yes Garage: Yes Carport: No Driveway Spaces: 4 Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 2405 Bedrooms: 4 Full Baths: 2 Half Baths: 1 Total Bathrooms: 3 # Stories: 1 Year Built: 2026 Garage Spaces: 2 Acreage: 0.57

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 249.06 List Date: 2026-05-01 Current Price: $599,000 List Price: $599,000

Location, Tax and Legal

Sub Area: 2713 - Bay North - Youngstown Area Elementary School: Deane Bozeman Middle School: Deane Bozeman High School: Deane Bozeman Legal Description: Lot 147, Lake Merial Phase One, according to the map or play thereof, as recorded in Plat Book 22, Page(s) 4 to 7, of the Public Records of Bay County, Florida.

Listing Info, Tax & Legal

Homestead: No Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 353 Annual Assessment Amount: 1412 Assessment Paid: Quarterly New Buyer Fee: No Last Taxes: 2282.41 Last Tax Year: 2025 Brokerage Interest: Equitable Interest - Listing Broker/Salesperson has equitable interest in the property. As Is: Yes

Remarks & Misc

Remarks: Welcome to 114 Lake Merial Trail, an exceptional 2026 custom-built residence gracefully positioned on .57 acres within the highly sought-after Lake Merial community. Surrounded by untouched wooded parcels on both sides and backing to serene natural landscape, this property offers a rare level of privacy and tranquility. Enjoy peaceful mornings and golden-hour evenings where native wildlife, including white-tailed deer, become part of your everyday backdrop. Designed with both elegance and functionality in mind, the home features a well-executed split floor plan, placing three guest bedrooms privately opposite the primary suite. At the heart of the home, the designer kitchen makes a striking impression with Satori Calcatta Dorado porcelain tile backsplash, quartz countertops, custom

Sale Type

Accept Backup Offers: 1

Construction Status

Construction Complete: 1

Parking Features

Garage: 1 Garage Attached: 1

Lot/Parcel Access

Paved Road: 1 Private Road: 1 See Remarks: 1

Project Facilities

Boat Launch: 1 Fishing: 1 Gated Community: 1 Waterfront: 1

Construction/Siding

Roof Dimensional Shg: 1 Siding CmntFbrHrdBrd: 1

Utilities

Electric: 1 Private Well: 1 Public Sewer: 1 Public Water: 1 Underground: 1

Zoning

Resid Single Family: 1

Exterior

Patio Covered: 1 Porch: 1 Sprinkler System: 1

Interior

Floor Tile: 1 Floor Vinyl: 1 Furnished - None: 1 Kitchen Island: 1 Lighting Recessed: 1 Pantry: 1 Shelving: 1 Split Bedroom: 1 Washer/Dryer Hookup: 1

Financing

Conventional: 1 FHA: 1 VA: 1 Will Lease: 1 Other: 1

Appliances

Cooktop: 1 Dishwasher: 1 Disposal: 1 Microwave: 1 Range Hood: 1 Refrigerator: 1 Refrigerator W/IceMk: 1 Smoke Detector: 1 Stove/Oven Electric: 1

Energy

AC - Central Elect: 1 Heat Cntrl Electric: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Separate Shwr: 1 MBath Shower Only: 1 MBath Tile: 1 MBed Walk-in Closet: 1

Master Bedroom

First: 1

Bedroom

First: 1

Full Bathroom

First: 1

Half Bathroom

First: 1

Rooms

Bedroom: 1 Full Bathroom: 1 Half Bathroom: 1 Master Bathroom: 1 Master Bedroom: 1

Fees Include

Accounting: 1 Ground Keeping: 1 Land Recreation: 1 Management: 1 Master Association: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 27 - Bay County Street #: 114 Street Name: Lake Merial Street Suffix: Trail State: FL Zip Code: 32409 County: Bay Project Name/Subdivision: Lake Merial Phase 1 Parcel ID: 07504-247-000

Property Features

Sale Type: Accept Backup Offers Construction Status: Construction Complete Zoning: Resid Single Family Parking Features: Garage; Garage Attached Project Facilities: Boat Launch; Fishing; Gated Community; Waterfront Exterior: Patio Covered; Porch; Sprinkler System Interior: Floor Tile; Floor Vinyl; Furnished - None; Kitchen Island; Lighting Recessed; Pantry; Shelving; Split Bedroom; Washer/Dryer Hookup Appliances: Cooktop; Dishwasher; Disposal; Microwave; Range Hood; Refrigerator; Refrigerator W/IceMk; Smoke Detector; Stove/Oven Electric Utilities: Electric; Private Well; Public Sewer; Public Water; Underground Energy: AC - Central Elect; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: First Bedroom: First Full Bathroom: First Half Bathroom: First Rooms: Bedroom; Full Bathroom; Half Bathroom; Master Bathroom; Master Bedroom Financing: Conventional; FHA; VA; Will Lease; Other Fees Include: Accounting; Ground Keeping; Land Recreation; Management; Master Association

Room Information

Master Bedroom Level: First Dimensions: 15.6 x 16.7 Length: 15.60 Width: 16.70 Remarks: Measurements are not exact; Buyer to verify Dimensions: 15.6 x 16.7 Master Bathroom Level: First Dimensions: 6.1 x 13.1 Length: 6.10 Width: 13.10 Remarks: Measurements are not exact; Buyer to verify Dimensions: 6.1 x 13.1 Bedroom Level: First Dimensions: 15 x 10.11 Length: 15.00 Width: 10.11 Remarks: Measurements are not exact; Buyer to verify Dimensions: 15 x 10.11 Bedroom Level: First Dimensions: 13.11 x 10.9 Length: 13.11 Width: 10.90 Remarks: Measurements are not exact; Buyer to verify Dimensions: 13.11 x 10.9 Bedroom Level: First Dimensions: 12.7 x 10.1 Length: 12.70 Width: 10.10 Remarks: Measurements are not exact; Buyer to verify Dimensions: 12.7 x 10.1 Full Bathroom Level: First Dimensions: 9.11 x 5.3 Length: 9.11 Width: 5.30 Remarks: Measurements are not exact; Buyer to verify Dimensions: 9.11 x 5.3 Half Bathroom Level: First Dimensions: 6.8 x 4.1 Length: 6.80 Width: 4.10 Remarks: Measurements are not exact; Buyer to verify Dimensions: 6.8 x 4.1

Documents

Listing Office: ERA Neubauer Commercial
Last Updated: May - 02 - 2026
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