12011 Front Beach Road # 1707A, Panama City Beach, FL 32407

$785,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,604 Status: Sold
Current Price: $795,000 List Date: 9/23/2025 Last Modified: 4/07/2026

Description

Welcome to Sterling Reef, a premier condominium complex in the heart of Panama City Beach, FL! This incredible 3 bedroom, 3 bathroom unit is a rental machine, boasting a and 1 bedroom lockout with its own private balcony, plus an extra large balcony perfect for family dinners and entertaining. With low association dues, Sterling Reef offers an affordable and desirable lifestyle. Inside, you'll find spacious 2 primary suites with king beds, a 3rd bedroom with 2 full beds and an adjoining bathroom, and sleek upgrades throughout. Recent updates include new water heaters in 2021, a new AC in the studio in 2020, and remodeled wood look ceramic tile throughout in 2018. Additional features include new appliances in 2018, a new washer and dryer in 2021

Supplements: and fresh furniture. But it's not just about the unit - Sterling Reef itself offers a range of amenities to enhance your lifestyle. Enjoy stunning Gulf views, pristine beaches, and a relaxing atmosphere that's perfect for vacationers and full-time residents alike. The surrounding area is packed with activities, from water sports and fishing to shopping, dining, and entertainment. And for families, one of the best perks is that Shipwreck Island Waterpark is within walking distance, offering a fun-filled day of splashing and adventure for kids of all ages. Panama City Beach is a vibrant and growing community, with a strong rental market and endless opportunities for fun in the sun. Whether you're looking for a turn-key investment property or a beautiful beach home to call your own, this unit at Sterling Reef is the perfect choice. Contact me today to learn more and schedule a showing!

More Information MLS# 986006

Status Change Info

Sold Price/SqFt: 489.4 Status: Sold Under Contract Date: 2025-10-15 Sold Date: 2025-11-19 Sold Price: $785,000

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 495.64 List Date: 2025-05-05 Current Price: $785,000 List Price: $795,000

Location, Tax and Legal

Unit #: # 1707A Sub Area: 2718 - Beach - Central South Elementary School: Hutchinson Beach Middle School: Surfside High School: Arnold Legal Description: STERLING REEF UNIT 1707 TYPE AORB 2582 P 2359 ORB 3233 P1935''SUNSET'' 3BD/3BTH. 1604 SQ.FT.=H&C. 242 SQ.FT.=BALC

General Property Info

Sub-Type: Condominium Design: N/A SqFt Source: County PA Records Balcony SqFt: 184 Stories In Unit: 1 Stories in Building: 19 Unit Floors Above Ground: 19 Garage: Yes Carport: No Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 1604 Bedrooms: 3 Full Baths: 3 Total Bathrooms: 3 Year Built: 2005 Garage Spaces: 2

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 977 Annual Assessment Amount: 11724 Assessment Paid: Monthly New Buyer Fee: No Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: Welcome to Sterling Reef, a premier condominium complex in the heart of Panama City Beach, FL! This incredible 3 bedroom, 3 bathroom unit is a rental machine, boasting a and 1 bedroom lockout with its own private balcony, plus an extra large balcony perfect for family dinners and entertaining. With low association dues, Sterling Reef offers an affordable and desirable lifestyle. Inside, you'll find spacious 2 primary suites with king beds, a 3rd bedroom with 2 full beds and an adjoining bathroom, and sleek upgrades throughout. Recent updates include new water heaters in 2021, a new AC in the studio in 2020, and remodeled wood look ceramic tile throughout in 2018. Additional features include new appliances in 2018, a new washer and dryer in 2021

Waterfront

Gulf: 1

Construction Status

Construction Complete: 1

Parking Features

Covered: 1 Garage: 1

Waterview

Gulf: 1

Project Facilities

BBQ Pit/Grill: 1 Beach: 1 Dumpster: 1 Elevators: 1 Picnic Area: 1 Pool: 1 Waterfront: 1

Construction/Siding

Concrete: 1 Stucco: 1

Utilities

Electric: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1

Exterior

Balcony: 1

Interior

Breakfast Bar: 1 Floor Tile: 1 Lock Out: 1 Owner's Closet: 1

Financing

Conventional: 1

Appliances

Cooktop: 1 Dishwasher: 1 Dryer: 1 Microwave: 1 Range Hood: 1 Refrigerator: 1 Stove/Oven Electric: 1 Washer: 1

Energy

AC - Central Elect: 1 Heat Cntrl Electric: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Separate Shwr: 1 MBath Tile: 1

Master Bedroom

First: 1

Bedroom

First: 1

Living Room

First: 1

Full Bathroom

First: 1

Rooms

Bedroom: 1 Full Bathroom: 1 Living Room: 1 Master Bedroom: 1

Fees Include

Accounting: 1 Ground Keeping: 1 Insurance: 1 Management: 1 Recreational Faclty: 1 Security: 1 Trash: 1 TV Cable: 1

Location Tax and Legal

Area: 27 - Bay County Street #: 12011 Street Name: Front Beach Street Suffix: Road State: FL Zip Code: 32407 County: Bay Project Name/Subdivision: STERLING REEF Parcel ID: 34809-610-112

Property Features

Construction Status: Construction Complete Waterfront: Gulf Waterview: Gulf Parking Features: Covered; Garage Project Facilities: BBQ Pit/Grill; Beach; Dumpster; Elevators; Picnic Area; Pool; Waterfront Exterior: Balcony Interior: Breakfast Bar; Floor Tile; Lock Out; Owner's Closet Appliances: Cooktop; Dishwasher; Dryer; Microwave; Range Hood; Refrigerator; Stove/Oven Electric; Washer Utilities: Electric; Public Sewer; Public Water; TV Cable Energy: AC - Central Elect; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: First Bedroom: First Living Room: First Full Bathroom: First Rooms: Bedroom; Full Bathroom; Living Room; Master Bedroom Financing: Conventional Fees Include: Accounting; Ground Keeping; Insurance; Management; Recreational Faclty; Security; Trash; TV Cable

Room Information

Master Bedroom Level: First Dimensions: 31 x 12 Length: 31.00 Width: 12.00 Dimensions: 31 x 12 Bedroom Level: First Dimensions: 14 x 10 Length: 14.00 Width: 10.00 Dimensions: 14 x 10 Bedroom Level: First Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Full Bathroom Level: First Dimensions: 11 x 9 Length: 11.00 Width: 9.00 Dimensions: 11 x 9 Living Room Level: First Dimensions: 16 x 15 Length: 16.00 Width: 15.00 Remarks: Living/Dining Combo Dimensions: 16 x 15
Listing Office: Counts Real Estate Group Inc
Last Updated: April - 07 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.