13657 Front Beach Road, Panama City Beach, FL 32413

New Listing
$3,695,000
Property Type: Residential Bedrooms: 6 Baths: 7 Square Footage: 3,990 Lot Size (sq. ft.): 8,276 Status: Active
Current Price: $3,695,000 List Date: 3/20/2026 Last Modified: 3/20/2026

Description

BACK ON MARKET AND SELLER READY TO MOVE IT. This private Gulf Front 6-bedroom, 6.5 baths home with a private pool was customized by the owners, with a different furniture package and decor to make it special. THIS HOME HAS NEVER BEEN RENTED AND IN BRAND NEW CONDITION! The unit can be put on the Margaritaville rental program immediately if so desired. The Oasis Floor Plan features offer 3990 SF of living space with an endless view from each balcony and offers two master suites on the Third Floor. The First Floor offers a Recreation Room with a Mini-Kitchen and a gaming area with Pool table, bunk room and an Elevator. The second floor features the living area with an open Great Room, that opens to an oversize balcony with endless views both East and West.

More Information MLS# 998460

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 926.07 List Date: 2026-03-19 Current Price: $3,695,000 List Price: $3,695,000

Location, Tax and Legal

Sub Area: 2718 - Beach - Central South Elementary School: Hutchinson Beach Middle School: Surfside High School: Arnold Legal Description: PANAMA CITY BEACH RESORT LOT 3 MARGARITAVILLE COTTAGES PH 1 ORB 4704 P 1401

General Property Info

Sub-Type: Detached Single Family Design: Beach House SqFt Source: Building Plan Immediate Occupancy: Yes Garage: No Carport: Yes Carport Spaces: 2 Driveway Spaces: 2 Pool: Yes Pool Type: Private Apx SqFt(Htd/Cooled): 3990 Bedrooms: 6 Full Baths: 6 Half Baths: 1 Total Bathrooms: 7 # Stories: 3 Year Built: 2023 Acreage: 0.19

Listing Info, Tax & Legal

Homestead: No Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 300 Annual Assessment Amount: 1200 Assessment Paid: Quarterly New Buyer Fee: No New Buyer Fee Amt: 5000 New Buyer Fee Paid: $ Last Taxes: 36406 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: BACK ON MARKET AND SELLER READY TO MOVE IT. This private Gulf Front 6-bedroom, 6.5 baths home with a private pool was customized by the owners, with a different furniture package and decor to make it special. THIS HOME HAS NEVER BEEN RENTED AND IN BRAND NEW CONDITION! The unit can be put on the Margaritaville rental program immediately if so desired. The Oasis Floor Plan features offer 3990 SF of living space with an endless view from each balcony and offers two master suites on the Third Floor. The First Floor offers a Recreation Room with a Mini-Kitchen and a gaming area with Pool table, bunk room and an Elevator. The second floor features the living area with an open Great Room, that opens to an oversize balcony with endless views both East and West.

Waterfront

Gulf: 1 Waterfront Feet: 40

Construction Status

Construction Complete: 1

Parking Features

Carport: 1

Lot/Parcel Access

City Road: 1 Paved Road: 1 State Highway: 1

Lot Features

Coastal Setback: 1 Covenants: 1 Flood Insurance Req: 1

Project Facilities

BBQ Pit/Grill: 1 Dumpster: 1 Exercise Room: 1 Pool: 1 TV Cable: 1

Construction/Siding

Roof Metal: 1 Siding CmntFbrHrdBrd: 1 Trim Wood: 1

Utilities

Electric: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1

Zoning

City: 1

Exterior

Balcony: 1 BBQ Pit/Grill: 1 Columns: 1 Hot Tub: 1 Patio Open: 1 Pool - Gunite Concrt: 1

Interior

Floor Tile: 1 Floor Vinyl: 1 Furnished - All: 1 Owner's Closet: 1 Pantry: 1 Plantation Shutters: 1 Window Treatment All: 1

Financing

Conventional: 1

Appliances

Cooktop: 1 Disposal: 1 Dryer: 1 Ice Machine: 1 Microwave: 1 Range Hood: 1 Refrigerator: 1 Refrigerator W/IceMk: 1 Smoke Detector: 1 Warranty Provided: 1 Washer: 1

Energy

AC - 2 or More: 1 Heat Pump Air To Air: 1 Water Heater - Tnkls: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Tile: 1

Master Bedroom

Third: 1

Bedroom

Second: 1 Third: 1

Rooms

Balcony: 1 Bedroom: 1 Bunk Room: 1 Dining Area: 1 Great Room: 1 Kitchen: 1 Laundry: 1 Master Bedroom: 1 Recreation Room: 1 Storage: 1

Fees Include

Management: 1 Master Association: 1 Recreational Faclty: 1 Security: 1 TV Cable: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 27 - Bay County Street #: 13657 Street Name: Front Beach Street Suffix: Road State: FL Zip Code: 32413 County: Bay Project Name/Subdivision: Margaritaville Cottages Parcel ID: 34764-100-030

Property Features

Construction Status: Construction Complete Lot Features: Coastal Setback; Covenants; Flood Insurance Req Waterfront: Gulf Parking Features: Carport Project Facilities: BBQ Pit/Grill; Dumpster; Exercise Room; Pool; TV Cable Exterior: Balcony; BBQ Pit/Grill; Columns; Hot Tub; Patio Open; Pool - Gunite Concrt Interior: Floor Tile; Floor Vinyl; Furnished - All; Owner's Closet; Pantry; Plantation Shutters; Window Treatment All Appliances: Cooktop; Disposal; Dryer; Ice Machine; Microwave; Range Hood; Refrigerator; Refrigerator W/IceMk; Smoke Detector; Warranty Provided; Washer Utilities: Electric; Public Sewer; Public Water; TV Cable Energy: AC - 2 or More; Heat Pump Air To Air; Water Heater - Tnkls Master Bedroom: Third Bedroom: Second; Third Rooms: Balcony; Bedroom; Bunk Room; Dining Area; Great Room; Kitchen; Laundry; Master Bedroom; Recreation Room; Storage Financing: Conventional Fees Include: Management; Master Association; Recreational Faclty; Security; TV Cable

Room Information

Bunk Room Level: First Dimensions: 11.5 x 12.5 Length: 11.50 Width: 12.50 Remarks: with bath Dimensions: 11.5 x 12.5 Bedroom Level: Second Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Remarks: with ensuite bath Dimensions: 12 x 12 Bedroom Level: Second Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Remarks: with ensuite bath Dimensions: 12 x 12 Bedroom Level: Third Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Remarks: with ensuite bath Dimensions: 12 x 12 Master Bedroom Level: Third Dimensions: 14 x 15 Length: 14.00 Width: 15.00 Remarks: with ensuite bath Dimensions: 14 x 15 Bedroom Level: Third Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Remarks: with ensuite bath Dimensions: 12 x 12 Recreation Room Level: First Dimensions: 25 x 15 Length: 25.00 Width: 15.00 Remarks: with Wet Bar Dimensions: 25 x 15 Great Room Level: Second Dimensions: 26 x 15 Length: 26.00 Width: 15.00 Dimensions: 26 x 15 Dining Area Level: Second Dimensions: 11 x 12 Length: 11.00 Width: 12.00 Dimensions: 11 x 12 Kitchen Dimensions: 11 x 13 Length: 11.00 Width: 13.00 Dimensions: 11 x 13 Laundry Level: Second Dimensions: 5 x 9 Length: 5.00 Width: 9.00 Dimensions: 5 x 9 Storage Level: First Dimensions: 6 x 7 Length: 6.00 Width: 7.00 Remarks: in carport Dimensions: 6 x 7 Balcony Level: Second Dimensions: 25 x 8 Length: 25.00 Width: 8.00 Remarks: open from living room/dining Dimensions: 25 x 8 Balcony Level: First Dimensions: 25 x 16 Length: 25.00 Width: 16.00 Remarks: with Pool, hot tub, beach entry, Dimensions: 25 x 16 Balcony Level: Third Dimensions: 25 x 8 Length: 25.00 Width: 8.00 Remarks: open from bedrooms Dimensions: 25 x 8
Listing Office: Beach Time Realty Inc
Last Updated: March - 20 - 2026
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