Listing Board: Emerald Coast
List Price/SqFt: 264.51
List Date: 2026-02-20
Current Price: $699,900
List Price: $699,900
Sub Area: 1308 - Bluewater Bay
Elementary School: Bluewater
Middle School: Choice-Destin/Ruckel
High School: Niceville
Legal Description: Lot 6, WINDWARD PH V, according to the map or plat thereof as recorded in Plat Book 11, Page 55, of the Public Records of Okaloosa County, Florida
Sub-Type: Detached Single Family
Design: Traditional
SqFt Source: County PA Records
Immediate Occupancy: No
Garage: Yes
Carport: No
Driveway Spaces: 4
Pool: No
Pool Type: None
Apx SqFt(Htd/Cooled): 2646
Bedrooms: 4
Full Baths: 2
Half Baths: 1
Total Bathrooms: 3
# Stories: 1
Year Built: 1989
Garage Spaces: 2
Acreage: 0.35
Homestead: No
Is Subject Leased: Yes
Assessment Fees: Yes
Rent/Mo: 3800
Assessment Amount: 275
Lease Expiration Dt: 2026-05-31
Annual Assessment Amount: 1100
Assessment Paid: Quarterly
New Buyer Fee: No
Last Taxes: 5998.89
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Remarks: Welcome home to 1395 Windward Lane, a spacious, single-level, 4-bedroom property situated inside Bluewater Bay's extraordinary Windward community. Entering through Windward's stately gate, you are greeted by a brick paver roundabout encircling a lush park. Meander down Windward Way to the banks of Lido Lake to observe the resident turtles and other wildlife. Windward's most valuable and unique amenity is the Bay-front community beach with an extensive dock and platforms for putting in kayaks and paddle boards. Pack a picnic, stroll or bike 1000 feet from your front door, and watch the sunset over Choctawhatchee Bay, or wet a line and bring home freshly-caught fish for dinner! 1395 Windward Lane's thoughtful and functional plan offers a split bedroom layout with 2 bedrooms and a full bath
Garage: 1
Garage Attached: 1
Controlled Access: 1
Easement: 1
Paved Road: 1
Private Road: 1
Covenants: 1
Easements: 1
Golf Course: 1
Interior: 1
Level: 1
Restrictions: 1
Storm Sewer: 1
Within 1/2 Mile to Water: 1
Dock: 1
Gated Community: 1
Waterfront: 1
Brick: 1
Frame: 1
Roof Dimensional Shg: 1
Roof Pitched: 1
Slab: 1
Trim Aluminum: 1
Trim Vinyl: 1
Electric: 1
Gas - Natural: 1
Phone: 1
Public Sewer: 1
Public Water: 1
TV Cable: 1
Underground: 1
County: 1
Deed Restrictions: 1
Resid Single Family: 1
Lawn Pump: 1
Patio Covered: 1
Patio Enclosed: 1
Rain Gutter: 1
Sprinkler System: 1
Built-In Bookcases: 1
Ceiling Tray/Cofferd: 1
Fireplace: 1
Floor Hardwood: 1
Floor Tile: 1
Floor WW Carpet: 1
Lighting Recessed: 1
Pantry: 1
Pull Down Stairs: 1
Shelving: 1
Skylight(s): 1
Split Bedroom: 1
Washer/Dryer Hookup: 1
Window Treatmnt Some: 1
Woodwork Painted: 1
Cooktop: 1
Dishwasher: 1
Disposal: 1
Microwave: 1
Refrigerator: 1
Smoke Detector: 1
Stove/Oven Dual Fuel: 1
AC - Central Elect: 1
Ceiling Fans: 1
Double Pane Windows: 1
Heat Cntrl Electric: 1
Heat Pump Air To Air: 1
Insulated Doors: 1
Ridge Vent: 1
Water Heater - Gas: 1
Water Heater - Tnkls: 1
MBath Cultured Mrble: 1
MBath Double Vanity: 1
MBath Dressing Area: 1
MBath Separate Shwr: 1
MBath Tile: 1
MBath Walk-In Closet: 1
MBath Whirlpool: 1
MBed Carpeted: 1
MBed First Floor: 1
MBed Sitting Area: 1
MBed Trey Ceiling: 1
Bedroom: 1
Dining Area: 1
Dining Room: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Master Bathroom: 1
Office: 1
Sitting Room: 1
Accounting: 1
Management: 1
Recreational Faclty: 1
Area: 13 - Niceville
Street #: 1395
Street Name: Windward
Street Suffix: Lane
State: FL
Zip Code: 32578
County: Okaloosa
Project Name/Subdivision: WINDWARD PH 5
Parcel ID: 22-1S-22-2693-0000-0060
Construction Status: Construction Complete
Lot Features: Covenants; Easements; Golf Course; Interior; Level; Restrictions; Storm Sewer; Within 1/2 Mile to Water
Zoning: County; Deed Restrictions; Resid Single Family
Parking Features: Garage; Garage Attached
Project Facilities: Dock; Gated Community; Waterfront
Exterior: Lawn Pump; Patio Covered; Patio Enclosed; Rain Gutter; Sprinkler System
Interior: Built-In Bookcases; Ceiling Tray/Cofferd; Fireplace; Floor Hardwood; Floor Tile; Floor WW Carpet; Lighting Recessed; Pantry; Pull Down Stairs; Shelving; Skylight(s); Split Bedroom; Washer/Dryer Hookup; Window Treatmnt Some; Woodwork Painted
Appliances: Cooktop; Dishwasher; Disposal; Microwave; Refrigerator; Smoke Detector; Stove/Oven Dual Fuel
Utilities: Electric; Gas - Natural; Phone; Public Sewer; Public Water; TV Cable; Underground
Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Heat Pump Air To Air; Insulated Doors; Ridge Vent; Water Heater - Gas; Water Heater - Tnkls
Bedroom: First
Kitchen: First
Living Room: First
Rooms: Bedroom; Dining Area; Dining Room; Kitchen; Laundry; Living Room; Master Bathroom; Office; Sitting Room
Financing: Conventional; VA
Fees Include: Accounting; Management; Recreational Faclty
Room Information
Living Room
Level: First
Dimensions: 19 x 17
Length: 19.00
Width: 17.00
Dimensions: 19 x 17
Dining Room
Level: First
Dimensions: 15 x 11.5
Length: 15.00
Width: 11.50
Dimensions: 15 x 11.5
Office
Level: First
Dimensions: 15 x 11.5
Length: 15.00
Width: 11.50
Dimensions: 15 x 11.5
Kitchen
Level: First
Dimensions: 13 x 12
Length: 13.00
Width: 12.00
Dimensions: 13 x 12
Dining Area
Level: First
Dimensions: 9 x 8
Length: 9.00
Width: 8.00
Dimensions: 9 x 8
Master Bathroom
Level: First
Dimensions: 16 x 14
Length: 16.00
Width: 14.00
Dimensions: 16 x 14
Sitting Room
Level: First
Dimensions: 10 x 5.5
Length: 10.00
Width: 5.50
Remarks: Within and in addition to Master Bed
Dimensions: 10 x 5.5
Bedroom
Level: First
Dimensions: 13.5 x 11
Length: 13.50
Width: 11.00
Remarks: Front Bedroom Left Side
Dimensions: 13.5 x 11
Bedroom
Level: First
Dimensions: 14 x 11
Length: 14.00
Width: 11.00
Remarks: Rear Bedroom Left Side
Dimensions: 14 x 11
Bedroom
Level: First
Dimensions: 12 x 10
Length: 12.00
Width: 10.00
Remarks: Right Side
Dimensions: 12 x 10
Laundry
Level: First
Dimensions: 8 x 7
Length: 8.00
Width: 7.00
Remarks: Utility Sink and Built ins
Dimensions: 8 x 7
