14138 State Highway 20, Niceville, FL 32578 (MLS# 997982)

Description

Paradise Found with stunning views of Choctawhatchee Bay and beyond! This home has a Niceville address--not Freeport--and sits just 2-3 miles from Bluewater Bay and the Mid-Bay Bridge, putting you in Destin in 15 minutes. Close to Eglin AFB, shopping, and dining. Meticulously maintained with over $250K in 2020 updates, this home blends timeless character with modern luxury. High ceilings, triple-crown molding, custom trim, and a cozy fireplace elevate the interior. The updated kitchen features quartz countertops, soft-close cabinetry, custom tilework, and upgraded lighting. All bathrooms are fully remodeled with high-end finishes. Sunlight fills the home, and nearly every room offers sweeping bay views.

Supplements: Enjoy multiple outdoor living spaces perfect for relaxing or entertaining. A gated paver entry leads to the charming wrap-around front porch, offering the ideal spot to unwind and take in the scenery. This home also has Hurricane shutters, 2020 Roof, 2020 HVAC (2 Units) Controlled access gate to enter the property. Septic was pumped in 2020. The detached 2 car garage has lots of storage and space. There is also a separate smaller metal shed on the back of the lot.

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 309.37 List Date: 2026-03-14 Current Price: $680,000 List Price: $680,000

Location, Tax and Legal

Sub Area: 2002 - Choctaw Beach Elementary School: Freeport Middle School: Freeport High School: Freeport Legal Description: LOT 37 BLK 2 CHICKASAW S/D PB 2-75 OR 2400-481 OR 2893-4494 OR 2931-2823

General Property Info

Sub-Type: Detached Single Family Design: Victorian SqFt Source: Agent-Measured Immediate Occupancy: Yes Garage: Yes Carport: No Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 2198 Bedrooms: 4 Full Baths: 3 Total Bathrooms: 3 # Stories: 2 Year Built: 2003 Garage Spaces: 2 Acreage: 0.34

Listing Info, Tax & Legal

Homestead: No Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Last Taxes: 2764.5 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: Paradise Found with stunning views of Choctawhatchee Bay and beyond! This home has a Niceville address--not Freeport--and sits just 2-3 miles from Bluewater Bay and the Mid-Bay Bridge, putting you in Destin in 15 minutes. Close to Eglin AFB, shopping, and dining. Meticulously maintained with over $250K in 2020 updates, this home blends timeless character with modern luxury. High ceilings, triple-crown molding, custom trim, and a cozy fireplace elevate the interior. The updated kitchen features quartz countertops, soft-close cabinetry, custom tilework, and upgraded lighting. All bathrooms are fully remodeled with high-end finishes. Sunlight fills the home, and nearly every room offers sweeping bay views.

Construction Status

Construction Complete: 1

Parking Features

Garage Detached: 1 Oversized: 1

Waterview

Bay: 1

Lot/Parcel Access

Controlled Access: 1 Paved Road: 1 State Highway: 1

Lot Features

Within 1/2 Mile to Water: 1

Construction/Siding

Siding Vinyl: 1 Slab: 1 Trim Vinyl: 1

Utilities

Electric: 1 Phone: 1 Public Water: 1 Septic Tank: 1 TV Cable: 1

Zoning

Resid Single Family: 1

Exterior

Balcony: 1 Fenced Back Yard: 1 Fenced Lot-All: 1 Fenced Privacy: 1 Hurricane Shutters: 1 Lawn Pump: 1 Patio Open: 1 Pavillion/Gazebo: 1 Porch: 1 Sprinkler System: 1 Yard Building: 1

Interior

Breakfast Bar: 1 Ceiling Crwn Molding: 1 Ceiling Raised: 1 Fireplace: 1 Floor Tile: 1 Furnished - None: 1 Lighting Recessed: 1 Pantry: 1 Renovated: 1 Washer/Dryer Hookup: 1 Window Treatmnt Some: 1

Financing

Conventional: 1 VA: 1

Appliances

Auto Garage Door Opn: 1 Dishwasher: 1 Dryer: 1 Microwave: 1 Oven Self Cleaning: 1 Stove/Oven Electric: 1 Washer: 1

Energy

AC - 2 or More: 1 AC - Central Elect: 1 AC - High Efficiency: 1 Ceiling Fans: 1 Heat High Efficiency: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Garden Tub: 1 MBath Separate Shwr: 1 MBath Tile: 1 MBed First Floor: 1 MBed Walk-in Closet: 1

Master Bedroom

First: 1

Bedroom

First: 1 Second: 1

Kitchen

First: 1

Living Room

First: 1

Full Bathroom

First: 1

Rooms

Bedroom: 1 Dining Room: 1 Full Bathroom: 1 Kitchen: 1 Laundry: 1 Living Room: 1 Master Bathroom: 1 Master Bedroom: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 20 - Freeport Street #: 14138 Street Name: State Highway 20 State: FL Zip Code: 32578 County: Walton Project Name/Subdivision: CHICKASAW S/D Parcel ID: 28-1S-21-41020-002-0370

Property Features

Construction Status: Construction Complete Lot Features: Within 1/2 Mile to Water Zoning: Resid Single Family Waterview: Bay Parking Features: Garage Detached; Oversized Exterior: Balcony; Fenced Back Yard; Fenced Lot-All; Fenced Privacy; Hurricane Shutters; Lawn Pump; Patio Open; Pavillion/Gazebo; Porch; Sprinkler System; Yard Building Interior: Breakfast Bar; Ceiling Crwn Molding; Ceiling Raised; Fireplace; Floor Tile; Furnished - None; Lighting Recessed; Pantry; Renovated; Washer/Dryer Hookup; Window Treatmnt Some Appliances: Auto Garage Door Opn; Dishwasher; Dryer; Microwave; Oven Self Cleaning; Stove/Oven Electric; Washer Utilities: Electric; Phone; Public Water; Septic Tank; TV Cable Energy: AC - 2 or More; AC - Central Elect; AC - High Efficiency; Ceiling Fans; Heat High Efficiency; Water Heater - Elect Master Bedroom: First Bedroom: First; Second Kitchen: First Living Room: First Full Bathroom: First Rooms: Bedroom; Dining Room; Full Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom Financing: Conventional; VA

Room Information

Kitchen Level: First Dimensions: 12.6 x 11 Length: 12.60 Width: 11.00 Dimensions: 12.6 x 11 Living Room Level: First Dimensions: 17.6 x 15 Length: 17.60 Width: 15.00 Dimensions: 17.6 x 15 Dining Room Level: First Dimensions: 18 x 13 Length: 18.00 Width: 13.00 Dimensions: 18 x 13 Master Bedroom Level: First Dimensions: 15.4 x 15.3 Length: 15.40 Width: 15.30 Dimensions: 15.4 x 15.3 Master Bathroom Level: First Dimensions: 10.8 x 9.2 Length: 10.80 Width: 9.20 Dimensions: 10.8 x 9.2 Bedroom Level: First Dimensions: 11.7 x 11 Length: 11.70 Width: 11.00 Dimensions: 11.7 x 11 Full Bathroom Level: First Dimensions: 12 x 5 Length: 12.00 Width: 5.00 Dimensions: 12 x 5 Laundry Level: First Dimensions: 8.4 x 5.5 Length: 8.40 Width: 5.50 Dimensions: 8.4 x 5.5 Bedroom Level: Second Dimensions: 20 x 13 Length: 20.00 Width: 13.00 Dimensions: 20 x 13 Bedroom Level: Second Dimensions: 13 x 11.8 Length: 13.00 Width: 11.80 Dimensions: 13 x 11.8