16525 Front Beach Road, Panama City Beach, FL 32413

New Listing
$4,950,000
Property Type: Residential Bedrooms: 6 Baths: 7 Square Footage: 3,735 Lot Size (sq. ft.): 6,098 Status: Active
Current Price: $4,950,000 List Date: 3/06/2026 Last Modified: 3/06/2026

Description

Perched on 50 feet of pristine Gulf frontage, 16525 Front Beach Road offers a rare opportunity to own a Gulf front home in Panama City Beach with sweeping views of the Gulf of Mexico, private beach access, and exceptional rental potential. This beachfront property combines the privacy of a luxury coastal retreat with the income potential investors seek along the Emerald Coast. Built on a solid concrete piling foundation and maintained in like-new condition, this beach front home has never been rented and is offered fully furnished, making it a true turnkey opportunity. With rental projections of $359,424 annually and accommodations for up to 22 guests, the property presents a compelling investment for buyers seeking a high-performing Panama City Beach vacation rental or a legacy Gulf

Supplements: Front family retreat. Designed to maximize the Gulf views, the home features three expansive balconies connected by a spiral staircase, creating multiple outdoor living spaces with panoramic water views. Two Gulf-facing bedrooms open directly to private balconies, allowing you to wake up to the sound of waves and uninterrupted views of the Gulf. The second floor serves as the main living level with an open concept kitchen, dining, and living area that flows seamlessly to a large balcony overlooking the beach. The kitchen is thoughtfully designed with quartz countertops, custom cabinetry, tile backsplash, a large island with seating for six, gas range, built-in ice maker, and double sinks, making it ideal for entertaining large groups. The first floor is designed for gathering and recreation, featuring a bunk room and recreation room that opens directly to the private heated pool area. A built-in bar with ice maker and beverage refrigerator creates the perfect space for poolside entertaining after a day on the beach. Throughout the home you'll find shiplap accent walls, ensuite bathrooms in every bedroom, generous owner storage closets on each floor, and integrated WiFi extenders with indoor and outdoor speakers. The primary suite offers Gulf views, a private balcony, walk-in closet, double vanity, garden tub, and separate shower. Outside, enjoy the convenience of a private beach walkover, outdoor shower, Polywood outdoor furniture, and abundant parking rarely found in Gulf front homes. The location offers a quiet stretch of beach with no nearby public beach walkovers while still being just minutes from Pier Park's restaurants, shopping, and entertainment. 16525 Front Beach Road is a rare Panama City Beach Gulf front home offering privacy, durability, luxury amenities, and strong vacation rental income potential all in one exceptional beachfront property.

More Information MLS# 997217

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 1325.3 List Date: 2026-03-06 Current Price: $4,950,000 List Price: $4,950,000

Location, Tax and Legal

Sub Area: 2718 - Beach - Central South Elementary School: Hutchinson Beach Middle School: Surfside High School: Arnold Legal Description: 19 3S 16W -20-29C1 LOT E FRONTING 50' ON S R/W HWY 98 & EXTENDING 124.37' ORB 4636 P 686

General Property Info

Sub-Type: Detached Single Family Design: Beach House SqFt Source: County PA Records Immediate Occupancy: Yes Garage: No Carport: Yes Carport Spaces: 3 Driveway Spaces: 5 Pool: Yes Pool Type: Private Apx SqFt(Htd/Cooled): 3735 Bedrooms: 6 Full Baths: 6 Half Baths: 1 Total Bathrooms: 7 # Stories: 3 Year Built: 2022 Acreage: 0.14

Listing Info, Tax & Legal

Homestead: No Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Last Taxes: 30042.2 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: Perched on 50 feet of pristine Gulf frontage, 16525 Front Beach Road offers a rare opportunity to own a Gulf front home in Panama City Beach with sweeping views of the Gulf of Mexico, private beach access, and exceptional rental potential. This beachfront property combines the privacy of a luxury coastal retreat with the income potential investors seek along the Emerald Coast. Built on a solid concrete piling foundation and maintained in like-new condition, this beach front home has never been rented and is offered fully furnished, making it a true turnkey opportunity. With rental projections of $359,424 annually and accommodations for up to 22 guests, the property presents a compelling investment for buyers seeking a high-performing Panama City Beach vacation rental or a legacy Gulf

Waterfront

Gulf: 1 Waterfront Feet: 50

Construction Status

Construction Complete: 1

Parking Features

Carport Attached: 1 Covered: 1

Waterview

Gulf: 1

Lot/Parcel Access

City Road: 1 Paved Road: 1

Lot Features

Interior: 1 Level: 1 Survey Available: 1 Within 1/2 Mile to Water: 1

Construction/Siding

Foundation On Piling: 1 Roof Metal: 1 Roof Pitched: 1 Siding CmntFbrHrdBrd: 1

Utilities

Electric: 1 Gas - Natural: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1

Zoning

Resid Single Family: 1

Exterior

Balcony: 1 BBQ Pit/Grill: 1 Deck Covered: 1 Deck Open: 1 Patio Covered: 1 Patio Open: 1 Pool - Gunite Concrt: 1 Pool - Heated: 1

Interior

Breakfast Bar: 1 Ceiling Raised: 1 Floor Vinyl: 1 Furnished - All: 1 Kitchen Island: 1 Lock Out: 1 Owner's Closet: 1 Walls Paneled: 1 Washer/Dryer Hookup: 1 Wet Bar: 1 Window Treatment All: 1

Financing

Conventional: 1 VA: 1

Appliances

Cooktop: 1 Dishwasher: 1 Disposal: 1 Dryer: 1 Fire Alarm/Sprinkler: 1 Ice Machine: 1 Microwave: 1 Range Hood: 1 Refrigerator: 1 Refrigerator W/IceMk: 1 Smoke Detector: 1 Stove/Oven Dual Fuel: 1 Stove/Oven Gas: 1 Washer: 1 Wine Refrigerator: 1

Energy

AC - 2 or More: 1 AC - Central Elect: 1 Ceiling Fans: 1 Double Pane Windows: 1 Heat Cntrl Electric: 1 Heat Pump Air To Air: 1 Storm Doors: 1 Water Heater - Gas: 1 Water Heater - Tnkls: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Separate Shwr: 1 MBath Tile: 1 MBath Walk-In Closet: 1 MBed Balcony: 1 MBed Waterfront: 1

Bedroom

First: 1 Second: 1 Third: 1

Kitchen

Second: 1

Rooms

Balcony: 1 Bedroom: 1 Great Room: 1 Kitchen: 1 Recreation Room: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 27 - Bay County Street #: 16525 Street Name: Front Beach Street Suffix: Road State: FL Zip Code: 32413 County: Walton Project Name/Subdivision: LULLWATER BEACH Parcel ID: 33341-000-000

Property Features

Construction Status: Construction Complete Lot Features: Interior; Level; Survey Available; Within 1/2 Mile to Water Zoning: Resid Single Family Waterfront: Gulf Waterview: Gulf Parking Features: Carport Attached; Covered Exterior: Balcony; BBQ Pit/Grill; Deck Covered; Deck Open; Patio Covered; Patio Open; Pool - Gunite Concrt; Pool - Heated Interior: Breakfast Bar; Ceiling Raised; Floor Vinyl; Furnished - All; Kitchen Island; Lock Out; Owner's Closet; Walls Paneled; Washer/Dryer Hookup; Wet Bar; Window Treatment All Appliances: Cooktop; Dishwasher; Disposal; Dryer; Fire Alarm/Sprinkler; Ice Machine; Microwave; Range Hood; Refrigerator; Refrigerator W/IceMk; Smoke Detector; Stove/Oven Dual Fuel; Stove/Oven Gas; Washer; Wine Refrigerator Utilities: Electric; Gas - Natural; Public Sewer; Public Water; TV Cable Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Heat Pump Air To Air; Storm Doors; Water Heater - Gas; Water Heater - Tnkls Bedroom: First; Second; Third Kitchen: Second Rooms: Balcony; Bedroom; Great Room; Kitchen; Recreation Room Financing: Conventional; VA

Room Information

Bedroom Level: First Dimensions: 10 x 13 Length: 10.00 Width: 13.00 Dimensions: 10 x 13 Recreation Room Level: First Dimensions: 14 x 13 Length: 14.00 Width: 13.00 Dimensions: 14 x 13 Balcony Level: First Dimensions: 16 x 22 Length: 16.00 Width: 22.00 Dimensions: 16 x 22 Bedroom Level: Second Dimensions: 11 x 12 Length: 11.00 Width: 12.00 Dimensions: 11 x 12 Bedroom Level: Second Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Great Room Level: Second Dimensions: 16 x 29 Length: 16.00 Width: 29.00 Dimensions: 16 x 29 Kitchen Level: Second Dimensions: 16 x 14 Length: 16.00 Width: 14.00 Dimensions: 16 x 14 Bedroom Level: Third Dimensions: 14 x 14 Length: 14.00 Width: 14.00 Dimensions: 14 x 14 Bedroom Level: Third Dimensions: 13 x 13 Length: 13.00 Width: 13.00 Dimensions: 13 x 13 Bedroom Level: Second Dimensions: 16 x 14 Length: 16.00 Width: 14.00 Dimensions: 16 x 14
Listing Office: Christies International Real Estate Emerald Coast
Last Updated: March - 06 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.