20 E Water Street, Rosemary Beach, FL 32461

New Listing
$4,495,000
Property Type: Residential Bedrooms: 4 Baths: 5 Square Footage: 2,741 Lot Size (sq. ft.): 4,792 Status: Active
Current Price: $4,495,000 List Date: 3/27/2026 Last Modified: 3/27/2026

Description

Originally envisioned in 2002 by renowned local architect Corey McWhorter, this residence is rooted in a timeless Bauhaus aesthetic--where clean lines, natural light, and purposeful design take center stage. A comprehensive 2023 transformation elevated the home into a refined coastal retreat, thoughtfully expanding its livability while preserving the integrity of its original architecture. The main residence now offers three distinct primary suites, including a newly introduced ensuite with a private balcony--creating a serene, elevated escape. Each space has been carefully reworked to enhance flow, privacy, and connection, resulting in a layout that feels both intentional and effortlessly livable. A newly added carriage house complements the property, offering flexibility for guests or

Supplements: extended stays while maintaining a cohesive architectural presence. Outdoors, the home transitions into a fully curated oasis designed for both relaxation and gathering. A saltwater pool serves as the centerpiece, while a custom plaster fire feature with a sculptural curved bench creates a striking focal point--inviting evenings of connection in a setting that feels both intimate and elevated. The seamless integration of indoor and outdoor living blurs the lines between structure and surroundings, enhancing the home's sense of calm and retreat. Every element--from the architectural lines to the restrained, intentional palette--has been selected to evoke a feeling of quiet luxury and restoration. A rare offering where design, function, and atmosphere come together to create a truly elevated living experience.

More Information MLS# 999133

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 1639.91 List Date: 2026-03-27 Current Price: $4,495,000 List Price: $4,495,000

Location, Tax and Legal

Sub Area: 1804 - S. of 98 East of Camp Creek Elementary School: Dune Lakes Middle School: Emerald Coast High School: South Walton Legal Description: LOT 1 BLK 36 ROSEMARY BEACH PH 6 PB 13-30 OR 2019-184 OR 2711-2292 OR 2843-967 OR 3043-1049 OR 3136-1000 OR 3203-930

General Property Info

Sub-Type: Detached Single Family Design: Contemporary SqFt Source: County PA Records Garage: Yes Carport: Yes Carport Spaces: 2 Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 2741 Bedrooms: 4 Full Baths: 4 Half Baths: 1 Total Bathrooms: 5 # Stories: 2 Year Built: 2002 Garage Spaces: 2 Acreage: 0.11

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 1615 Annual Assessment Amount: 6460 Assessment Paid: Quarterly New Buyer Fee: Yes New Buyer Fee Amt: 0.5 New Buyer Fee Paid: % Last Taxes: 25207.55 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: Originally envisioned in 2002 by renowned local architect Corey McWhorter, this residence is rooted in a timeless Bauhaus aesthetic--where clean lines, natural light, and purposeful design take center stage. A comprehensive 2023 transformation elevated the home into a refined coastal retreat, thoughtfully expanding its livability while preserving the integrity of its original architecture. The main residence now offers three distinct primary suites, including a newly introduced ensuite with a private balcony--creating a serene, elevated escape. Each space has been carefully reworked to enhance flow, privacy, and connection, resulting in a layout that feels both intentional and effortlessly livable. A newly added carriage house complements the property, offering flexibility for guests or

Construction Status

Construction Complete: 1

Parking Features

Carport Attached: 1 Garage Attached: 1

Lot/Parcel Access

Private Road: 1

Lot Features

Survey Available: 1 Within 1/2 Mile to Water: 1

Project Facilities

Beach: 1 Community Room: 1 Deed Access: 1 Exercise Room: 1 Pavillion/Gazebo: 1 Playground: 1 Pool: 1 Short Term Rental - Allowed: 1 Tennis: 1 TV Cable: 1 Waterfront: 1

Construction/Siding

Block: 1 Roof Metal: 1 Slab: 1 Stucco: 1 Trim Wood: 1

Utilities

Electric: 1 Gas - Natural: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1

Zoning

Resid Single Family: 1

Exterior

Balcony: 1 Fenced Lot-All: 1 Patio Covered: 1 Pool - Heated: 1 Pool - In-Ground: 1 Shower: 1 Sprinkler System: 1

Interior

Floor Hardwood: 1 Floor Tile: 1 Furnished - All: 1 Window Treatment All: 1

Appliances

Cooktop: 1 Dishwasher: 1 Dryer: 1 Microwave: 1 Oven Double: 1 Range Hood: 1 Refrigerator W/IceMk: 1 Stove/Oven Gas: 1 Washer: 1

Energy

AC - High Efficiency: 1 Ceiling Fans: 1 Heat Pump Air To Air: 1 Insulated Doors: 1 Water Heater - Tnkls: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Separate Shwr: 1

Master Bedroom

Second: 1

Bedroom

Second: 1

Kitchen

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Kitchen: 1 Living Room: 1 Master Bathroom: 1 Master Bedroom: 1

Fees Include

Accounting: 1 Ground Keeping: 1 Internet Service: 1 Land Recreation: 1 Management: 1 Recreational Faclty: 1 Security: 1 TV Cable: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 18 - 30A East Street #: 20 Street Direction: E Street Name: Water Street Suffix: Street State: FL Zip Code: 32461 County: Walton Project Name/Subdivision: ROSEMARY BEACH Parcel ID: 35-3S-18-16064-036-0010

Property Features

Construction Status: Construction Complete Lot Features: Survey Available; Within 1/2 Mile to Water Zoning: Resid Single Family Parking Features: Carport Attached; Garage Attached Project Facilities: Beach; Community Room; Deed Access; Exercise Room; Pavillion/Gazebo; Playground; Pool; Short Term Rental - Allowed; Tennis; TV Cable; Waterfront Exterior: Balcony; Fenced Lot-All; Patio Covered; Pool - Heated; Pool - In-Ground; Shower; Sprinkler System Interior: Floor Hardwood; Floor Tile; Furnished - All; Window Treatment All Appliances: Cooktop; Dishwasher; Dryer; Microwave; Oven Double; Range Hood; Refrigerator W/IceMk; Stove/Oven Gas; Washer Utilities: Electric; Gas - Natural; Public Sewer; Public Water; TV Cable Energy: AC - High Efficiency; Ceiling Fans; Heat Pump Air To Air; Insulated Doors; Water Heater - Tnkls Master Bedroom: Second Bedroom: Second Kitchen: First Living Room: First Rooms: Bedroom; Kitchen; Living Room; Master Bathroom; Master Bedroom Fees Include: Accounting; Ground Keeping; Internet Service; Land Recreation; Management; Recreational Faclty; Security; TV Cable

Room Information

Living Room Level: First Dimensions: 35 x 15 Length: 35.00 Width: 15.00 Remarks: Living / Dining Area Dimensions: 35 x 15 Kitchen Level: First Dimensions: 12 x 8 Length: 12.00 Width: 8.00 Dimensions: 12 x 8 Master Bedroom Level: Second Dimensions: 14 x 14 Length: 14.00 Width: 14.00 Dimensions: 14 x 14 Master Bathroom Level: Second Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Bedroom Level: Second Dimensions: 14 x 12 Length: 14.00 Width: 12.00 Dimensions: 14 x 12 Bedroom Level: Second Dimensions: 14 x 12 Length: 14.00 Width: 12.00 Dimensions: 14 x 12
Listing Office: Rosemary Beach Realty LLC
Last Updated: March - 27 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.