20 St Francis Drive, Miramar Beach, FL 32550 (MLS# 981954)

Description

Welcome to this stunning 3-story beach retreat located in the highly sought-after gated community of Emerald Waters Village. Offering 5 bedrooms, 5 bathrooms, and the ability to comfortably sleep up to 16 guests, this home is ideal as a short-term vacation rental, a second home, or a full-time residence.

Supplements: No detail was overlooked in the extensive renovations. Highlights include a brand-new metal roof, updated stucco and exterior paint, and over $40,000 invested in new tile on the balconies and terracewhich have also been quadruple waterproofed for peace of mind. Inside, enjoy all-new drywall, insulation, flooring, and a white oak staircase. The HVAC systems have been fully updated with new interior and exterior units, upgraded attic ductwork, and a fast AC system on the second floor. The remodeled kitchen and bathrooms feature high-end finishes, including Schluter waterproofing, new water pipes and valves, and elegant imported materialslike custom glass cabinets and curtains from Italy. New impact-rated sliding glass doors and updated exterior doors enhance security and efficiency. This beach home is perfectly located just a short stroll from private beach access and two neighborhood pools. It's close to everything you needPublix, Starbucks, Destin Commons, and well-loved local spots like Whale's Tail Beach Bar & Grill. Outdoor lovers will appreciate the proximity to Topsail Hill Preserve State Park and the Destin HarborWalk. Whether you're seeking a lucrative investment, a coastal getaway, or a family home near excellent schools and amenities, this Miramar Beach property delivers it all.

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 716.25 List Date: 2025-07-29 Current Price: $2,499,000 List Price: $2,499,000

Location, Tax and Legal

Sub Area: 1502 - Miramar Beach S. of 98 w/exception of Sandestin Resort Elementary School: Van R Butler Middle School: Destin High School: Freeport Legal Description: LOT 64 EMERALD WATERS VILLAGE PB 13-27 OR 1961-9 OR 1961-11 OR 2926-3223 OR 2964-3394 OR 3193-1063 OR 3208-3980

General Property Info

Sub-Type: Detached Single Family Design: Mediterranean SqFt Source: County PA Records Immediate Occupancy: Yes Garage: Yes Carport: No Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 3489 Bedrooms: 5 Full Baths: 5 Total Bathrooms: 5 # Stories: 3 Year Built: 1999 Garage Spaces: 2 Acreage: 0.08

Listing Info, Tax & Legal

Homestead: No Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 530 Annual Assessment Amount: 2120 Assessment Paid: Quarterly New Buyer Fee: Yes New Buyer Fee Amt: 400 New Buyer Fee Paid: $ Last Taxes: 10976.3 Last Tax Year: 2024 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: Welcome to this stunning 3-story beach retreat located in the highly sought-after gated community of Emerald Waters Village. Offering 5 bedrooms, 5 bathrooms, and the ability to comfortably sleep up to 16 guests, this home is ideal as a short-term vacation rental, a second home, or a full-time residence.

Construction Status

Construction Complete: 1

Parking Features

Garage Attached: 1

Waterview

Gulf: 1

Lot/Parcel Access

Private Road: 1

Lot Features

Covenants: 1 Restrictions: 1 Within 1/2 Mile to Water: 1

Project Facilities

Beach: 1 Deed Access: 1 Gated Community: 1 Pets Allowed: 1 Pool: 1 Short Term Rental - Allowed: 1 TV Cable: 1

Construction/Siding

Frame: 1 Roof Tile/Slate: 1 Slab: 1 Stucco: 1

Utilities

Public Sewer: 1 Public Water: 1 TV Cable: 1

Zoning

Resid Single Family: 1

Exterior

Balcony: 1 Deck Covered: 1 Deck Open: 1 Fenced Back Yard: 1 Fenced Lot-Part: 1 Fenced Privacy: 1 Patio Covered: 1 Renovated: 1

Interior

Breakfast Bar: 1 Fireplace: 1 Floor Marble: 1 Floor Tile: 1 Floor Vinyl: 1 Furnished - All: 1 Kitchen Island: 1 Newly Painted: 1 Pantry: 1 Window Treatment All: 1

Financing

Conventional: 1 FHA: 1 VA: 1 Other: 1

Appliances

Auto Garage Door Opn: 1 Cooktop: 1 Dishwasher: 1 Microwave: 1 Refrigerator: 1 Stove/Oven Gas: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1

Mstr Bdrm/Mstr Bath

MBath Cultured Mrble: 1 MBath Walk-In Closet: 1

Master Bedroom

First: 1 Second: 1

Kitchen

First: 1 Second: 1

Living Room

Second: 1 Third: 1

Rooms

Bonus Room: 1 Dining Room: 1 Kitchen: 1 Living Room: 1 Master Bathroom: 1 Master Bedroom: 1

Fees Include

Management: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 15 - Miramar/Sandestin Resort Street #: 20 Street Name: St Francis Street Suffix: Drive State: FL Zip Code: 32550 County: Walton Project Name/Subdivision: EMERALD WATERS VILLAGE Parcel ID: 29-2S-21-42970-000-0640

Property Features

Construction Status: Construction Complete Lot Features: Covenants; Restrictions; Within 1/2 Mile to Water Zoning: Resid Single Family Waterview: Gulf Parking Features: Garage Attached Project Facilities: Beach; Deed Access; Gated Community; Pets Allowed; Pool; Short Term Rental - Allowed; TV Cable Exterior: Balcony; Deck Covered; Deck Open; Fenced Back Yard; Fenced Lot-Part; Fenced Privacy; Patio Covered; Renovated Interior: Breakfast Bar; Fireplace; Floor Marble; Floor Tile; Floor Vinyl; Furnished - All; Kitchen Island; Newly Painted; Pantry; Window Treatment All Appliances: Auto Garage Door Opn; Cooktop; Dishwasher; Microwave; Refrigerator; Stove/Oven Gas Utilities: Public Sewer; Public Water; TV Cable Energy: AC - Central Elect; Ceiling Fans Master Bedroom: First; Second Kitchen: First; Second Living Room: Second; Third Rooms: Bonus Room; Dining Room; Kitchen; Living Room; Master Bathroom; Master Bedroom Financing: Conventional; FHA; VA; Other Fees Include: Management

Room Information

Master Bedroom Level: First Dimensions: 12 x 11 Length: 12.00 Width: 11.00 Dimensions: 12 x 11 Kitchen Level: First Dimensions: 10 x 8 Length: 10.00 Width: 8.00 Dimensions: 10 x 8 Living Room Level: Second Dimensions: 22 x 17 Length: 22.00 Width: 17.00 Dimensions: 22 x 17 Kitchen Level: Second Dimensions: 15 x 6 Length: 15.00 Width: 6.00 Dimensions: 15 x 6 Kitchen Level: Second Dimensions: 20 x 11 Length: 20.00 Width: 11.00 Dimensions: 20 x 11 Dining Room Level: Second Dimensions: 14 x 12 Length: 14.00 Width: 12.00 Dimensions: 14 x 12 Master Bedroom Level: Second Dimensions: 13 x 9 Length: 13.00 Width: 9.00 Dimensions: 13 x 9 Bonus Room Level: Third Dimensions: 19 x 10 Length: 19.00 Width: 10.00 Dimensions: 19 x 10 Living Room Level: Third Dimensions: 13 x 11 Length: 13.00 Width: 11.00 Dimensions: 13 x 11 Master Bathroom Level: Third Dimensions: 13 x 12 Length: 13.00 Width: 12.00 Dimensions: 13 x 12