20 St Francis Drive, Miramar Beach, FL 32550

$2,649,000
Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 3,489 Lot Size (sq. ft.): 3,485 Status: Active
Current Price: $2,649,000 List Date: 7/29/2025 Last Modified: 11/21/2025

Description

Welcome to this stunning 3-story beach retreat located in the highly sought-after gated community of Emerald Waters Village. Offering 5 bedrooms, 5 bathrooms, and the ability to comfortably sleep up to 16 guests, this home is ideal as a short-term vacation rental, a second home, or a full-time residence.

Supplements: No detail was overlooked in the extensive renovations. Highlights include a brand-new metal roof, updated stucco and exterior paint, and over $40,000 invested in new tile on the balconies and terracewhich have also been quadruple waterproofed for peace of mind. Inside, enjoy all-new drywall, insulation, flooring, and a white oak staircase. The HVAC systems have been fully updated with new interior and exterior units, upgraded attic ductwork, and a fast AC system on the second floor. The remodeled kitchen and bathrooms feature high-end finishes, including Schluter waterproofing, new water pipes and valves, and elegant imported materialslike custom glass cabinets and curtains from Italy. New impact-rated sliding glass doors and updated exterior doors enhance security and efficiency. This beach home is perfectly located just a short stroll from private beach access and two neighborhood pools. It's close to everything you needPublix, Starbucks, Destin Commons, and well-loved local spots like Whale's Tail Beach Bar & Grill. Outdoor lovers will appreciate the proximity to Topsail Hill Preserve State Park and the Destin HarborWalk. Whether you're seeking a lucrative investment, a coastal getaway, or a family home near excellent schools and amenities, this Miramar Beach property delivers it all.

More Information MLS# 981954

Status Change Info

Status: Active

Contract Info

List Date: 2025-07-29 Current Price: $2,649,000 List Price: $2,649,000 List Price/SqFt: 759.24 Listing Board: Emerald Coast

Location Tax and Legal

Area: 15 - Miramar/Sandestin Resort Street #: 20 Street Name: St Francis Street Suffix: Drive State: FL Zip Code: 32550 County: Walton Project Name/Subdivision: EMERALD WATERS VILLAGE Parcel ID: 29-2S-21-42970-000-0640

General Property Info

Sub-Type: Detached Single Family Design: Mediterranean Apx SqFt(Htd/Cooled): 3489 SqFt Source: County PA Records Bedrooms: 5 Full Baths: 5 Total Bathrooms: 5 # Stories: 3 Year Built: 1999 Immediate Occupancy: Yes Garage: Yes Carport: No Garage Spaces: 2 Acreage: 0.08 Pool: Yes Pool Type: Community

Property Features

Construction Status: Construction Complete Lot Features: Covenants; Restrictions; Within 1/2 Mile to Water Zoning: Resid Single Family Waterview: Gulf Parking Features: Garage Attached Project Facilities: Beach; Deed Access; Gated Community; Pets Allowed; Pool; Short Term Rental - Allowed; TV Cable Exterior: Balcony; Deck Covered; Deck Open; Fenced Back Yard; Fenced Lot-Part; Fenced Privacy; Patio Covered; Renovated Interior: Breakfast Bar; Fireplace; Floor Marble; Floor Tile; Floor Vinyl; Furnished - All; Kitchen Island; Newly Painted; Pantry; Window Treatment All Appliances: Auto Garage Door Opn; Cooktop; Dishwasher; Microwave; Refrigerator; Stove/Oven Gas Utilities: Public Sewer; Public Water; TV Cable Energy: AC - Central Elect; Ceiling Fans Master Bedroom: First; Second Kitchen: First; Second Living Room: Second; Third Rooms: Bonus Room; Dining Room; Kitchen; Living Room; Master Bathroom; Master Bedroom Financing: Conventional; FHA; VA; Other Fees Include: Management

Room Information

Master Bedroom Level: First Dimensions: 12 x 11 Length: 12.00 Width: 11.00 Dimensions: 12 x 11 Kitchen Level: First Dimensions: 10 x 8 Length: 10.00 Width: 8.00 Dimensions: 10 x 8 Living Room Level: Second Dimensions: 22 x 17 Length: 22.00 Width: 17.00 Dimensions: 22 x 17 Kitchen Level: Second Dimensions: 15 x 6 Length: 15.00 Width: 6.00 Dimensions: 15 x 6 Kitchen Level: Second Dimensions: 20 x 11 Length: 20.00 Width: 11.00 Dimensions: 20 x 11 Dining Room Level: Second Dimensions: 14 x 12 Length: 14.00 Width: 12.00 Dimensions: 14 x 12 Master Bedroom Level: Second Dimensions: 13 x 9 Length: 13.00 Width: 9.00 Dimensions: 13 x 9 Bonus Room Level: Third Dimensions: 19 x 10 Length: 19.00 Width: 10.00 Dimensions: 19 x 10 Living Room Level: Third Dimensions: 13 x 11 Length: 13.00 Width: 11.00 Dimensions: 13 x 11 Master Bathroom Level: Third Dimensions: 13 x 12 Length: 13.00 Width: 12.00 Dimensions: 13 x 12
Listing Office: Coldwell Banker Realty
Last Updated: November - 21 - 2025
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2020 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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