203 Sand Oak Boulevard, Panama City Beach, FL 32413 (MLS# 996515)

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 191.67 List Date: 2026-02-28 Current Price: $299,000 List Price: $299,000

Location, Tax and Legal

Sub Area: 2711 - Bay North - West Bay Elementary School: West Bay Middle School: Surfside High School: Arnold Legal Description: WHISPER DUNES, PHASE 1-A LOT 20 ORB 4724 P 238

General Property Info

Sub-Type: Attached Single Unit Design: Townhome SqFt Source: County PA Records Garage: Yes Carport: No Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 1560 Bedrooms: 3 Full Baths: 2 Half Baths: 1 Total Bathrooms: 3 # Stories: 2 Year Built: 2009 Acreage: 0.05

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 831 Annual Assessment Amount: 3324 Assessment Paid: Quarterly New Buyer Fee: No Last Taxes: 2735.64 Last Tax Year: 2025 Brokerage Interest: Equitable Interest - Listing Broker/Salesperson has equitable interest in the property. As Is: Yes

Remarks & Misc

Remarks: Discover coastal living on the highly sought-after west end of Panama City Beach--a quiet hidden gem just ¼ mile from Beach Access 84 and about 6 miles from 30A. This beautifully maintained 3BR/2.5BA townhome in Whisper Dunes, built by Beazer Homes, is less than a mile from the white-sand beaches. Features include LVP flooring on the main level, new carpet upstairs (2023), stainless appliances, and a 1-car garage. Major updates provide true worry-free living: new roof (2023), water heater (2025), dishwasher (2025), and HVAC (2026). The HOA covers roof, exterior maintenance, lawn care, pool, and power washing, making this a truly LOW-MAINTENANCE coastal home.

Construction Status

Construction Complete: 1

Parking Features

Garage Attached: 1

Project Facilities

Picnic Area: 1 Pool: 1 Short Term Rental - Not Allowed: 1

Utilities

Electric: 1 TV Cable: 1

Zoning

City: 1

Exterior

Pavillion/Gazebo: 1 Sprinkler System: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Energy

AC - Central Elect: 1

Master Bedroom

Second: 1

Bedroom

Second: 1

Kitchen

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1

Status Change Info

Status: Pending Under Contract Date: 2026-03-04

Location Tax and Legal

Area: 27 - Bay County Street #: 203 Street Name: Sand Oak Street Suffix: Boulevard State: FL Zip Code: 32413 County: Bay Project Name/Subdivision: Whisper Dunes Parcel ID: 35350-120-000

Property Features

Construction Status: Construction Complete Parking Features: Garage Attached Project Facilities: Picnic Area; Pool; Short Term Rental - Not Allowed Exterior: Pavillion/Gazebo; Sprinkler System Utilities: Electric; TV Cable Energy: AC - Central Elect Master Bedroom: Second Bedroom: Second Kitchen: First Living Room: First Rooms: Bedroom; Kitchen; Living Room; Master Bedroom Financing: Conventional; FHA; VA

Room Information

Master Bedroom Level: Second Dimensions: 16 x 11 Length: 16.00 Width: 11.00 Remarks: Buyer to do due diligence. Dimensions: 16 x 11 Living Room Level: First Dimensions: 14 x 11 Length: 14.00 Width: 11.00 Remarks: Buyer to do due diligence. Dimensions: 14 x 11 Bedroom Level: Second Dimensions: 12 x 8 Length: 12.00 Width: 8.00 Remarks: Buyer to do due diligence. Dimensions: 12 x 8 Bedroom Level: Second Dimensions: 12 x 8 Length: 12.00 Width: 8.00 Remarks: Buyer to do due diligence. Dimensions: 12 x 8 Kitchen Level: First Dimensions: 11 x 9 Length: 11.00 Width: 9.00 Remarks: Buyer to do due diligence. Dimensions: 11 x 9