20405 Front Beach Road Road, Panama City Beach, FL 32413

$4,699,000
Property Type: Residential Bedrooms: 9 Baths: 10 Square Footage: 5,215 Lot Size (sq. ft.): 3,920 Status: Active
Current Price: $4,699,000 List Date: 9/23/2025 Last Modified: 9/23/2025

Description

**Virtual Tour Available** 20405 Front Beach Road is an exquisite gulf front home nestled perfectly in the Laguna Beach section of Panama City Beach. Boasting an ideal location for both vacation rental and personal enjoyment, it sits just five miles east of the luxurious Rosemary Beach and five miles west of Pier Park—the largest commercial and entertainment center in Northwest Florida. This residence presents an exceptional vacation rental opportunity with the sister home grossing annual rental income of $444,000 in 2024, and this home grossing just under $300,000 in a partial year on the same management program. The home has also never allowed pets, so the home's condition has been maintained at the highest caliber.

Supplements: Distinguished by its meticulously designed floor plan, 20405 Front Beach Road stands out amidst Panama City Beach properties. Unlike many coastal homes that prioritize sleeping space over functional living areas, this home features three distinct living room and entertainment spaces. With 10-foot ceilings and generously sized bedrooms, every occupant can relish in the tranquility of this gulf-front retreat. Outdoor amenities include expansive balconies on each level and a private pool overlooking the Gulf, surrounded by shaded seating areas. The property's design is inspired by the natural beauty of the coast, evident in its locally sourced hardwood flooring and serene color palette. Turquoise accents and white quartz countertops pay homage to the nearby beaches, creating a seamless connection between indoor elegance and outdoor splendor. 20405 Front Beach Road epitomizes the fusion of style and functionality, enhanced by its prime location amidst the best offerings of Northwest Florida.

More Information MLS# 971408

Status Change Info

Status: Active

Contract Info

List Date: 2025-03-17 Current Price: $4,699,000 List Price: $4,699,000 List Price/SqFt: 901.05 Listing Board: Emerald Coast

Location Tax and Legal

Area: 27 - Bay County Street #: 20405 Street Name: Front Beach Road Street Suffix: Road State: FL Zip Code: 32413 County: Walton Project Name/Subdivision: laguna beach estates Parcel ID: 36627-000-000

General Property Info

Sub-Type: Detached Single Family Design: Contemporary Apx SqFt(Htd/Cooled): 5215 SqFt Source: County PA Records Bedrooms: 9 Full Baths: 9 Half Baths: 1 Total Bathrooms: 10 # Stories: 4 Year Built: 2019 Immediate Occupancy: Yes Garage: Yes Carport: No Garage Spaces: 0.5 Driveway Spaces: 6 Acreage: 0.09 Pool: Yes Pool Type: Private

Waterfront

Waterfront Feet: 38

Property Features

Construction Status: Construction Complete Lot Features: Within 1/2 Mile to Water Zoning: Resid Single Family Waterfront: Gulf Waterview: Gulf Parking Features: Garage; Garage Attached Exterior: Balcony; BBQ Pit/Grill; Hot Tub; Patio Covered; Pool - Heated; Pool - In-Ground; Porch Interior: Ceiling Raised; Floor Hardwood; Furnished - All; Lighting Recessed; Owner's Closet; Window Treatment All Appliances: Dishwasher; Dryer; Ice Machine; Microwave; Refrigerator; Stove/Oven Electric; Washer Utilities: Electric; Gas - Natural; Public Sewer; Public Water Energy: AC - 2 or More; Water Heater - Two + Bedroom: First; Second; Third; Fourth Kitchen: Second Living Room: First; Second Rooms: Bedroom; Bonus Room; Bunk Room; Kitchen; Living Room; Loft Financing: Conventional

Room Information

Living Room Level: First Dimensions: 24 x 10.8 Length: 24.00 Width: 10.80 Dimensions: 24 x 10.8 Bedroom Level: First Dimensions: 15.6 x 14.6 Length: 15.60 Width: 14.60 Dimensions: 15.6 x 14.6 Living Room Level: Second Dimensions: 24 x 10.8 Length: 24.00 Width: 10.80 Dimensions: 24 x 10.8 Kitchen Level: Second Dimensions: 31 x 22 Length: 31.00 Width: 22.00 Dimensions: 31 x 22 Bedroom Level: Second Dimensions: 13 x 8.5 Length: 13.00 Width: 8.50 Dimensions: 13 x 8.5 Bedroom Level: Second Dimensions: 12.5 x 12 Length: 12.50 Width: 12.00 Dimensions: 12.5 x 12 Bedroom Level: Third Dimensions: 15.7 x 12.5 Length: 15.70 Width: 12.50 Dimensions: 15.7 x 12.5 Bedroom Level: Third Dimensions: 11.8 x 8.2 Length: 11.80 Width: 8.20 Dimensions: 11.8 x 8.2 Bunk Room Level: Third Dimensions: 12 x 8 Length: 12.00 Width: 8.00 Dimensions: 12 x 8 Bedroom Level: Fourth Dimensions: 19.4 x 10.3 Length: 19.40 Width: 10.30 Dimensions: 19.4 x 10.3 Loft Level: Fourth Dimensions: 12.5 x 11.2 Length: 12.50 Width: 11.20 Dimensions: 12.5 x 11.2 Bonus Room Level: Fourth Dimensions: 12.5 x 7.3 Length: 12.50 Width: 7.30 Dimensions: 12.5 x 7.3
Listing Office: Compass
Last Updated: September - 23 - 2025
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2020 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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