225 Windsor Way, Panama City Beach, FL 32413 (MLS# 998648)

Description

THE ONLY HOME WITH A POOL ACTIVELY LISTED IN PALMETTO TRACE. REMODELED WITH A TON OF UPGRADES. The true centerpiece of this home is the beautifully resurfaced pool, featuring a stunning pebble finish and elegant accent detailing, perfect for relaxing or entertaining year-round. Enjoy peace of mind and comfort with a brand-new pool heater, screened enclosure, and full security system complete with cameras and lighting. Inside, the home showcases a refined, modern aesthetic with all-new lighting, crown molding throughout, and freshly painted interior and exterior. The spacious living area is enhanced by a stylish wet bar, ideal for hosting guests. Tile flooring runs through the main living spaces, while the bedrooms offer plush carpeting for added comfort.

Supplements: The updated kitchen features granite countertops, brand-new stainless-steel appliances (currently protected with plastic to preserve their pristine condition), and ample cabinetry. Granite continues into all bathroom vanities, where you'll also find brand-new cabinetry and dual sinks. The primary suite offers a luxurious retreat with a jetted tub, separate his-and-hers closets, and expansive walk-in storage. Additional interior highlights include arched doorways, beveled doors throughout, and plantation shutters that add both charm and functionality. A new Samsung washer and dryer are included. Major system updates include a brand-new HVAC system and a roof approximately 5 years old. The exterior is equally impressive, featuring new Zoysia grass, a sprinkler system, termite bond with bait traps, and metal hurricane shutters for added protection. A spacious 2-car garage completes the home, and the seller will consider including the golf cart with a strong offer.

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 221.42 List Date: 2026-03-23 Current Price: $519,000 List Price: $519,000

Location, Tax and Legal

Sub Area: 2720 - Beach - Middle Central Elementary School: Hutchinson Beach Middle School: Surfside High School: Arnold Legal Description: PALMETTO TRACE PHASE IV LOT 313 ORB 2646 P 1000 ORB 2706 P 114

General Property Info

Sub-Type: Detached Single Family Design: Contemporary SqFt Source: County PA Records Garage: Yes Carport: No Pool: Yes Pool Type: Private Apx SqFt(Htd/Cooled): 2344 Bedrooms: 4 Full Baths: 3 Total Bathrooms: 3 # Stories: 1 Year Built: 2005 Garage Spaces: 2

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 238.36 Annual Assessment Amount: 953.44 Assessment Paid: Quarterly New Buyer Fee: Yes New Buyer Fee Amt: 250 New Buyer Fee Paid: $ Last Taxes: 5121.47 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: THE ONLY HOME WITH A POOL ACTIVELY LISTED IN PALMETTO TRACE. REMODELED WITH A TON OF UPGRADES. The true centerpiece of this home is the beautifully resurfaced pool, featuring a stunning pebble finish and elegant accent detailing, perfect for relaxing or entertaining year-round. Enjoy peace of mind and comfort with a brand-new pool heater, screened enclosure, and full security system complete with cameras and lighting. Inside, the home showcases a refined, modern aesthetic with all-new lighting, crown molding throughout, and freshly painted interior and exterior. The spacious living area is enhanced by a stylish wet bar, ideal for hosting guests. Tile flooring runs through the main living spaces, while the bedrooms offer plush carpeting for added comfort.

Construction Status

Construction Complete: 1

Parking Features

Garage Attached: 1

Lot/Parcel Access

City Road: 1 Paved Road: 1

Lot Features

Sidewalk: 1 Storm Sewer: 1

Project Facilities

Pool: 1

Utilities

Electric: 1 Public Sewer: 1 Public Water: 1

Zoning

Resid Single Family: 1

Exterior

Fenced Back Yard: 1 Patio Covered: 1 Pool - Enclosed: 1 Pool - In-Ground: 1

Interior

Breakfast Bar: 1 Washer/Dryer Hookup: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Dishwasher: 1 Disposal: 1 Microwave: 1 Refrigerator: 1 Smoke Detector: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Heat Cntrl Electric: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Separate Shwr: 1

Master Bedroom

First: 1

Bedroom

First: 1

Kitchen

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Covered Porch: 1 Dining Area: 1 Foyer: 1 Garage: 1 Kitchen: 1 Laundry: 1 Living Room: 1 Master Bathroom: 1 Master Bedroom: 1 Screened Porch: 1

Status Change Info

Status: Pending Under Contract Date: 2026-04-09

Location Tax and Legal

Area: 27 - Bay County Street #: 225 Street Name: Windsor Street Suffix: Way State: FL Zip Code: 32413 County: Bay Project Name/Subdivision: Palmetto Trace Parcel ID: 32738-980-228

Property Features

Construction Status: Construction Complete Lot Features: Sidewalk; Storm Sewer Zoning: Resid Single Family Parking Features: Garage Attached Project Facilities: Pool Exterior: Fenced Back Yard; Patio Covered; Pool - Enclosed; Pool - In-Ground Interior: Breakfast Bar; Washer/Dryer Hookup Appliances: Dishwasher; Disposal; Microwave; Refrigerator; Smoke Detector Utilities: Electric; Public Sewer; Public Water Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: First Bedroom: First Kitchen: First Living Room: First Rooms: Bedroom; Covered Porch; Dining Area; Foyer; Garage; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom; Screened Porch Financing: Conventional; FHA; VA

Room Information

Master Bedroom Level: First Dimensions: 14.1 x 18.4 Length: 14.10 Width: 18.40 Remarks: All measurements are approximate; Buyer to verify. Dimensions: 14.1 x 18.4 Master Bathroom Level: First Dimensions: 12.6 x 16.1 Length: 12.60 Width: 16.10 Dimensions: 12.6 x 16.1 Bedroom Level: First Dimensions: 10.9 x 10.9 Length: 10.90 Width: 10.90 Dimensions: 10.9 x 10.9 Bedroom Level: First Dimensions: 11.2 x 9.5 Length: 11.20 Width: 9.50 Dimensions: 11.2 x 9.5 Bedroom Level: First Dimensions: 10.9 x 10.9 Length: 10.90 Width: 10.90 Dimensions: 10.9 x 10.9 Dining Area Level: First Dimensions: 10 x 12.9 Length: 10.00 Width: 12.90 Dimensions: 10 x 12.9 Foyer Level: First Dimensions: 11.4 x 9.9 Length: 11.40 Width: 9.90 Dimensions: 11.4 x 9.9 Laundry Level: First Dimensions: 6.2 x 7.8 Length: 6.20 Width: 7.80 Dimensions: 6.2 x 7.8 Kitchen Level: First Dimensions: 18.8 x 13.1 Length: 18.80 Width: 13.10 Dimensions: 18.8 x 13.1 Living Room Level: First Dimensions: 19.1 x 24.4 Length: 19.10 Width: 24.40 Dimensions: 19.1 x 24.4 Garage Level: First Dimensions: 18.9 x 18.11 Length: 18.90 Width: 18.11 Dimensions: 18.9 x 18.11 Covered Porch Level: First Dimensions: 30.3 x 14.6 Length: 30.30 Width: 14.60 Dimensions: 30.3 x 14.6 Screened Porch Level: First Dimensions: 36 x 23.7 Length: 36.00 Width: 23.70 Remarks: Pool Enclosure Dimensions: 36 x 23.7