3511 Cottage Cove Lane, Panama City Beach, FL 32408

$599,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,375 Lot Size (sq. ft.): 3,485 Status: Active
Current Price: $599,000 List Date: 4/13/2026 Last Modified: 4/23/2026

Description

LOWEST PRICED PER SQUARE FOOT CUSTOM HOME IN SANCTUARY BEACH! Beautifully crafted and impeccably maintained, this 4-bedroom Craftsman home in the highly sought-after Sanctuary Beach subdivision offers the perfect blend of timeless design, modern upgrades, and coastal convenience. Move-in ready and thoughtfully enhanced throughout, this residence delivers both comfort and sophistication in a serene, wooded setting.

Supplements: Ideally positioned within the community, the home is just moments from the neighborhood pool and approximately ¼ mile to the nearest beach access, making it easy to enjoy the best of the Emerald Coast lifestyle. Inside, the open-concept floor plan is filled with natural light and elevated by white oak flooring, soaring ceilings, and expansive windows. The chef's kitchen is a true centerpiece, featuring white cabinetry, marble countertops, a shiplap and cedar backsplash, breakfast bar, upgraded stainless steel appliances, and a ZLINE commercial-grade range with six gas burners, electric oven, and vent hood. A spacious butler's pantry adds both function and style. The main living and dining areas are designed for effortless entertaining, highlighted by a vaulted ceiling and 8-foot folding French doors that open to an oversized patio and backyard perfect for seamless indoor-outdoor living. The main-level primary suite offers a private retreat, complete with reclaimed 9-foot barn doors, a spa-inspired bathroom with marble flooring, a large glass-enclosed shower, double vanities, a freestanding soaking tub, and an expansive custom walk-in closet. Upstairs, you'll find three generously sized bedrooms, a full bath with tiled tub/shower and double vanity, and a spacious laundry room with additional storage and natural light. A convenient powder room is located on the main floor for guests. Additional features include full insulation of all interior and exterior walls, blown-in ceiling insulation for enhanced energy efficiency, a paver driveway, and an attached two-car garage. Located near a Jack Nicklaus-designed golf course, multiple marinas, St. Andrews State Park, and an array of dining and entertainment options, this home offers both tranquility and accessibility. This exceptional property captures the essence of Sanctuary Beach living, schedule your private showing today.

More Information MLS# 1000541

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 252.21 List Date: 2026-04-13 Current Price: $599,000 List Price: $599,000

Location, Tax and Legal

Sub Area: 2719 - Beach - East Elementary School: Patronis Middle School: Surfside High School: Arnold Legal Description: Sanctuary Beach Lot 6 Blk B Orb 4527 P 2317

General Property Info

Sub-Type: Detached Single Family Design: Craftsman Style SqFt Source: County PA Records Garage: Yes Carport: No Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 2375 Bedrooms: 4 Full Baths: 2 Half Baths: 1 Total Bathrooms: 3 # Stories: 2 Year Built: 2021 Garage Spaces: 2 Acreage: 0.08

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 586 Annual Assessment Amount: 2344 Assessment Paid: Quarterly New Buyer Fee: Yes New Buyer Fee Amt: 150 New Buyer Fee Paid: $ Last Taxes: 6546.25 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: LOWEST PRICED PER SQUARE FOOT CUSTOM HOME IN SANCTUARY BEACH! Beautifully crafted and impeccably maintained, this 4-bedroom Craftsman home in the highly sought-after Sanctuary Beach subdivision offers the perfect blend of timeless design, modern upgrades, and coastal convenience. Move-in ready and thoughtfully enhanced throughout, this residence delivers both comfort and sophistication in a serene, wooded setting.

Construction Status

Construction Complete: 1

Parking Features

Garage Attached: 1

Lot/Parcel Access

Paved Road: 1

Lot Features

Covenants: 1 Interior: 1 Restrictions: 1 Within 1/2 Mile to Water: 1

Project Facilities

Pool: 1 Short Term Rental - Not Allowed: 1

Construction/Siding

Frame: 1 Roof Composite Shngl: 1 Siding CmntFbrHrdBrd: 1 Trim Aluminum: 1 Trim Vinyl: 1 Trim Wood: 1

Utilities

Electric: 1 Gas - Natural: 1 Public Sewer: 1 Public Water: 1

Zoning

Resid Single Family: 1

Exterior

Columns: 1 Patio Covered: 1 Porch: 1 Rain Gutter: 1 Sprinkler System: 1

Interior

Ceiling Vaulted: 1 Floor Hardwood: 1 Floor Marble: 1 Floor Tile: 1 Furnished - None: 1 Kitchen Island: 1 Lighting Recessed: 1 Pantry: 1 Washer/Dryer Hookup: 1 Woodwork Painted: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Dishwasher: 1 Disposal: 1 Microwave: 1 Range Hood: 1 Refrigerator: 1 Smoke Detector: 1 Stove/Oven Gas: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Double Pane Windows: 1 Heat Cntrl Electric: 1 Water Heater - Gas: 1 Water Heater - Tnkls: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Separate Shwr: 1 MBath Walk-In Closet: 1 MBed First Floor: 1

Master Bedroom

First: 1

Bedroom

Second: 1

Kitchen

First: 1

Living Room

First: 1

Full Bathroom

Second: 1

Half Bathroom

First: 1

Rooms

Bedroom: 1 Covered Porch: 1 Dining Room: 1 Full Bathroom: 1 Garage: 1 Half Bathroom: 1 Kitchen: 1 Laundry: 1 Living Room: 1 Master Bathroom: 1 Master Bedroom: 1

Fees Include

Master Association: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 27 - Bay County Street #: 3511 Street Name: Cottage Cove Street Suffix: Lane State: FL Zip Code: 32408 County: Bay Project Name/Subdivision: Sanctuary Beach Parcel ID: 31368-122-000

Property Features

Construction Status: Construction Complete Lot Features: Covenants; Interior; Restrictions; Within 1/2 Mile to Water Zoning: Resid Single Family Parking Features: Garage Attached Project Facilities: Pool; Short Term Rental - Not Allowed Exterior: Columns; Patio Covered; Porch; Rain Gutter; Sprinkler System Interior: Ceiling Vaulted; Floor Hardwood; Floor Marble; Floor Tile; Furnished - None; Kitchen Island; Lighting Recessed; Pantry; Washer/Dryer Hookup; Woodwork Painted Appliances: Dishwasher; Disposal; Microwave; Range Hood; Refrigerator; Smoke Detector; Stove/Oven Gas Utilities: Electric; Gas - Natural; Public Sewer; Public Water Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Water Heater - Gas; Water Heater - Tnkls Master Bedroom: First Bedroom: Second Kitchen: First Living Room: First Full Bathroom: Second Half Bathroom: First Rooms: Bedroom; Covered Porch; Dining Room; Full Bathroom; Garage; Half Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom Financing: Conventional; FHA; VA Fees Include: Master Association

Room Information

Living Room Level: First Dimensions: 21 x 16 Length: 21.00 Width: 16.00 Dimensions: 21 x 16 Dining Room Level: First Dimensions: 14 x 16 Length: 14.00 Width: 16.00 Dimensions: 14 x 16 Kitchen Level: First Dimensions: 13 x 16 Length: 13.00 Width: 16.00 Dimensions: 13 x 16 Master Bedroom Level: First Dimensions: 15 x 12 Length: 15.00 Width: 12.00 Dimensions: 15 x 12 Master Bathroom Level: First Dimensions: 20.5 x 6 Length: 20.50 Width: 6.00 Dimensions: 20.5 x 6 Bedroom Level: Second Dimensions: 14 x 12 Length: 14.00 Width: 12.00 Dimensions: 14 x 12 Bedroom Level: Second Dimensions: 13 x 11 Length: 13.00 Width: 11.00 Dimensions: 13 x 11 Bedroom Level: Second Dimensions: 13 x 12 Length: 13.00 Width: 12.00 Dimensions: 13 x 12 Full Bathroom Level: Second Dimensions: 12 x 5 Length: 12.00 Width: 5.00 Dimensions: 12 x 5 Laundry Level: Second Dimensions: 10.5 x 6.5 Length: 10.50 Width: 6.50 Dimensions: 10.5 x 6.5 Half Bathroom Level: First Dimensions: 10 x 8 Length: 10.00 Width: 8.00 Dimensions: 10 x 8 Garage Level: First Dimensions: 20 x 19 Length: 20.00 Width: 19.00 Dimensions: 20 x 19 Covered Porch Level: First Dimensions: 28 x 8 Length: 28.00 Width: 8.00 Dimensions: 28 x 8
Listing Office: Keller Williams Realty SRB
Last Updated: April - 23 - 2026
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