4049 N Indian Bayou, Destin, FL 32541

$3,199,000
Property Type: Residential Bedrooms: 5 Baths: 6 Square Footage: 4,751 Lot Size (sq. ft.): 18,731 Status: Active
Current Price: $3,199,000 List Date: 11/19/2025 Last Modified: 12/16/2025

Description

Welcome to 4049 Indian Bayou North, priced below appraised value, this is a completely reimagined waterfront residence where luxury, comfort, and the Florida lifestyle converge. This home has undergone a custom renovation with no surface untouched. Every detail-from refined finishes to state-of-the-art upgrades-has been curated to deliver an elevated living experience. Located along a quiet, deepwater canal, the property offers direct boating access to Choctawhatchee Bay. Near the end of this tranquil road, enjoy limited pass-through traffic. A private dock with covered boat and jet ski lifts plus an industrial-grade KillerDock cleaning station make it ideal for water enthusiasts. Inside, the open layout includes 5 spacious bedrooms, 4 full and 1 half bathrooms,a dedicated office,

Supplements: a chef's kitchen with Viking appliances, and a gorgeous saltwater pool with lounger and baja shelf just outside. The open-concept living and dining areas are anchored by a sleek gas fireplace and custom shiplap detailing, with wide-plank luxury flooring running throughout. Step through the back door into an outdoor oasis designed for entertaining. The covered lanai features dual oversized ceiling fans, lighting, and a full outdoor kitchen with built-in gas grill, hood vent, sink, refrigerator, and custom cabinetry. The pool includes a tanning ledge, lighting, and paver decking framed by lush landscaping and privacy fencing. Beyond the pool is a backyard putting green with chipping zones and a real sand trap, enhanced by accent lighting for evening ambiance. The detached guest house includes a private living room, wet bar, half bath, and separate entrance - ideal for a mother-in-law suite or office. Additional features include a Generac generator, irrigation, landscape lighting, tankless water heater, and plantation shutters. The oversized garage accommodates vehicles, water toys, and storage. No HOA restrictions, yet nestled in a peaceful, upscale neighborhood near beaches, golf, and shopping. Recently added full yard water softener and 30 amp shore power at the dock.

More Information MLS# 989969

Status Change Info

Status: Active

Contract Info

List Date: 2025-05-30 Current Price: $3,199,000 List Price: $3,199,000 List Price/SqFt: 673.33 Listing Board: Emerald Coast

Location Tax and Legal

Area: 14 - Destin Street #: 4049 Street Direction: N Street Name: Indian Bayou State: FL Zip Code: 32541 County: Okaloosa Project Name/Subdivision: MORENO ACRES S/D Parcel ID: 00-2S-22-1244-0000-004A

General Property Info

Sub-Type: Detached Single Family Design: Contemporary Apx SqFt(Htd/Cooled): 4751 SqFt Source: Appraiser Bedrooms: 5 Full Baths: 4 Half Baths: 2 Total Bathrooms: 6 # Stories: 2 Year Built: 2022 Immediate Occupancy: Yes Garage: Yes Carport: No Garage Spaces: 2 Driveway Spaces: 4 Acreage: 0.43 Pool: Yes Pool Type: Private

Waterfront

Waterfront Feet: 102

Property Features

Construction Status: Construction Complete Lot Features: Bulkhead/Seawall; Cleared; Interior; Level; Within 1/2 Mile to Water Zoning: Resid Single Family Waterfront: Bayou Waterview: Bayou Parking Features: Garage; Garage Attached; Oversized Project Facilities: Fishing; Waterfront Exterior: Dock; Fenced Back Yard; Fireplace; Guest Quarters; Patio Covered; Patio Open; Pool - Gunite Concrt; Pool - In-Ground; Porch Open; Rain Gutter; Sprinkler System; Summer Kitchen Interior: Breakfast Bar; Ceiling Raised; Ceiling Tray/Cofferd; Fireplace; Fireplace Gas; Floor Hardwood; Floor Tile; Floor WW Carpet; Kitchen Island; Pantry; Split Bedroom; Washer/Dryer Hookup; Window Treatmnt Some Appliances: Auto Garage Door Opn; Dishwasher; Dryer; Microwave; Refrigerator; Stove/Oven Gas; Washer; Wine Refrigerator Utilities: Electric; Gas - Natural; Public Sewer; Public Water Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Water Heater - Tnkls Master Bedroom: First Bedroom: First Kitchen: First Living Room: First Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bedroom; Sitting Room Financing: Conventional

Room Information

Dining Room Level: First Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Sitting Room Level: First Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Living Room Level: First Dimensions: 20 x 18 Length: 20.00 Width: 18.00 Dimensions: 20 x 18 Kitchen Level: First Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Master Bedroom Level: First Dimensions: 14 x 12 Length: 14.00 Width: 12.00 Dimensions: 14 x 12 Bedroom Level: First Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Bedroom Level: First Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Bedroom Level: First Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12
Listing Office: Realty ONE Group Emerald Coast
Last Updated: December - 16 - 2025
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2020 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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