417 Cobia Avenue, Fort Walton Beach, FL 32548

$997,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,665 Lot Size (sq. ft.): 13,939 Status: Active
Current Price: $997,000 List Date: 11/20/2025 Last Modified: 2/16/2026

Description

Discover coastal living at its finest in this beautifully renovated two-story beach house on Okaloosa Island, situated on a spacious 0.32-acre lot just moments from sugar-white sand and emerald waters. Designed for flexibility, entertainment, and comfort, this home offers a unique blend of upgraded interiors, modern amenities, and resort-style outdoor living. Step inside to an inviting upper level featuring a fully remodeled kitchen with a stylish tile backsplash, gleaming granite countertops, stainless steel appliances, and abundant natural light-perfect for cooking, hosting, and gathering. The open-concept living area flows seamlessly and includes a cozy gas fireplace, creating a warm, coastal-chic atmosphere year-round. Downstairs, a private lock-out apartment provides exceptional

Supplements: versatility. Use it as a guest suite, rental opportunity, or easily integrate it into the main home to create a luxurious full master retreat complete with its own living area and fully equipped kitchenette. Outside, your personal paradise awaits. Enjoy a beautiful new composite 560+ sq ft deck overlooking a sparkling in-ground pool and a large fenced yard which is ideal for entertaining, sunbathing, or quiet evenings under island skies. The property also includes a 2024 tankless gas water heater, ensuring efficient, endless hot water for the whole household. A new metal roof was completed in 2020, whole house rewire in 2019, and new HVACs in 2020 and 2025. Whether you're seeking a primary residence, vacation home, or high-earning investment property, this expertly renovated Okaloosa Island gem delivers style, space, and exceptional coastal charm-all on an oversized lot rarely found this close to the beach. Call today to secure your piece of paradise!

More Information MLS# 989999

Status Change Info

Status: Active

Contract Info

List Date: 2025-11-20 Current Price: $997,000 List Price: $997,000 List Price/SqFt: 374.11 Listing Board: Emerald Coast

Location Tax and Legal

Area: 12 - Fort Walton Beach Street #: 417 Street Name: Cobia Street Suffix: Avenue State: FL Zip Code: 32548 County: Okaloosa Project Name/Subdivision: SANTA ROSA ISLAND Parcel ID: 00-2S-24-2185-0004-0144

General Property Info

Sub-Type: Detached Single Family Design: Beach House Apx SqFt(Htd/Cooled): 2665 SqFt Source: Appraiser Bedrooms: 4 Full Baths: 3 Total Bathrooms: 3 # Stories: 2 Year Built: 1972 Immediate Occupancy: No Garage: No Carport: No Driveway Spaces: 6 Acreage: 0.32 Pool: Yes Pool Type: Private

Property Features

Construction Status: Construction Complete Lot Features: Level; Within 1/2 Mile to Water Zoning: County; Resid Single Family Waterview: Gulf; Intracoastal Waterwy Exterior: BBQ Pit/Grill; Columns; Deck Open; Fenced Lot-All; Fenced Lot-Part; Fenced Privacy; Guest Quarters; Patio Covered; Pool - In-Ground Interior: Ceiling Beamed; Fireplace Gas; Floor Hardwood; Floor Tile; Kitchen Island; Pantry; Renovated; Washer/Dryer Hookup; Window Treatmnt Some; Woodwork Painted Appliances: Dishwasher; Disposal; Microwave; Refrigerator; Stove/Oven Electric Utilities: Public Sewer; Public Water; TV Cable Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Water Heater - Gas; Water Heater - Tnkls Master Bedroom: Second Bedroom: Second Kitchen: Second Living Room: First; Second Rooms: Bedroom; Kitchen; Laundry; Living Room; Master Bedroom Financing: Conventional

Room Information

Master Bedroom Level: Second Dimensions: 18 x 11 Length: 18.00 Width: 11.00 Remarks: Irregular Dimensions: 18 x 11 Living Room Level: First Dimensions: 12 x 14 Length: 12.00 Width: 14.00 Remarks: Irregular Dimensions: 12 x 14 Kitchen Level: Second Dimensions: 20 x 14 Length: 20.00 Width: 14.00 Dimensions: 20 x 14 Laundry Level: First Dimensions: 10 x 5 Length: 10.00 Width: 5.00 Dimensions: 10 x 5 Kitchen Level: Second Dimensions: 23 x 16 Length: 23.00 Width: 16.00 Remarks: Irregular Dimensions: 23 x 16 Living Room Level: Second Dimensions: 17 x 17 Length: 17.00 Width: 17.00 Remarks: Irregular Dimensions: 17 x 17 Bedroom Level: Second Dimensions: 12 x 12 Length: 12.00 Width: 12.00 Dimensions: 12 x 12 Bedroom Level: Second Dimensions: 13 x 12 Length: 13.00 Width: 12.00 Dimensions: 13 x 12
Listing Office: Compass
Last Updated: February - 16 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.

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