Supplements: Enjoy expansive outdoor living with bay-view covered porches on each level, perfect for soaking in the tranquility of the surroundings on the island. Imagine leaving your dock for Shell Island or heading out for a sunset cruise. Picture yourself with the kids by the pool while watching the sun sink into the horizon. This is one of the very few locations in Panama City, Florida that has been built based on the picturesque views and was designed to maximize views of the water from all angles. This private island is a truly a waterfront dream come true! For boating and fishing enthusiasts, the property features a private, recently renovated, 350' dock with deep water access to the Gulf of Mexico, which is just 10 nautical miles away with no idle speeds zone in between, offering endless opportunities for fishing and adventure. The dock also holds a 2021 Barletta Pontoon boat on lift and a NEW 40,000 LB boat lift, ALL of which will convey to the new owner to be able to enjoy the waterfront lifestyle from day one! Not looking for boating adventure? This home offers zero entry into the Bay which is perfect for kayaks, paddleboards and swimming as you watch the picturesque sunset set in the West each day. The island's natural landscaping and soothing bay sounds welcome you to this peaceful retreat, where indoor and outdoor spaces blend seamlessly with a saltwater pool and spa. Upon approach to the circular cobblestone paver driveway, you're greeted by sea breezes and a travertine marble tile entry and a foyer framed with a custom Mahogany wood door with artistic blown glass. Entering the main level, the stunning waterfront views stand out as you sit at 23' elevation and enjoy a great room that offers views of the island from all angles. The family room area is framed by custom millwork and a modern linear fireplace surrounded with marble and slate tile creates warmth in the space while framing a wall of full-glass French doors that lead out onto a covered patio overlooking both pool and Bay. From here you can take in gorgeous year-round sunsets as they sink into the horizon each evening. This level also features a light-filled dining room overlooking the natural landscape of the island and a powder room with Onyx walls and custom pedestal sink for guests, and a junior suite overlooking Bay and pool complete with full bath, walk in closet, and Juliet balcony. Luxurious polished travertine tile is consistent throughout the main floor in the great room for a seamless look. The open kitchen is fully-equipped and features a custom slab walnut cabinetry, 48'' Thermador Professional convection microwave oven, warming drawer, Viking range hood and full-size Electrolux refrigerator and freezer. A Caesarstone Quartz waterfall countertop island is a showpiece and the oversized island seats 4. The bar and new wine refrigerator are excellent for entertaining and just off the kitchen and adjacent to the 16'x10' walk-in pantry and laundry room with stunning granite countertops, custom cabinetry, washer and dryer and the most perfect views of the island! The primary suite, just off the kitchen, is a haven of luxury, offering radiant heated Italian porcelain tile floors, a spa-like Grohe walk-in shower with 3 body jets and 2 hand showers, new freestanding tub overlooking the Bay, slab walnut cabinetry with Swarovski crystal knobs and direct access to a waterfront patio with a fireplace. This retreat also features a large 14'x9' closet in the primary suite featuring fully enclosed cabinetry. The lower level outdoor summer kitchen is an entertainer's dream, overlooking the Bay and pool, is equipped with new luxury appliances, Caesarstone quartz countertops, and custom walnut cabinetry. The pool is framed with luxurious custom tile, Travertine decking and offers new equipment for easy maintenance. With an 18' deep covered patio, your entertaining dreams will become a reality in this world-class outdoor living area. Overlooking the Bay, your boat and the best sunsets that Panama City has to offer - you can't wait to call this one home. The third level provides a 19"x16" loft living area with remarkable barreled tongue and groove ceiling, waterfront office filled with floor to ceiling glass and doors, and two en suite guest bedrooms, each with walk-in closets and recently renovated luxurious private en suite bathrooms with marble and custom tile finishes. The lower level includes a 35"x24" 4-car tandem garage, 15"x10" workshop space, media-game room with full kitchenette, full bathroom and a walk-in wine room, ideal for entertaining being just off the outdoor summer kitchen and pool area. The home's robust construction features cement-filled concrete block walls, hurricane-rated Anderson windows, 150-mph wind rated garage doors, safe room and a 1/2" tempered, frameless glass railing system for unobstructed Bay views. A built-in generator fully powers the second and third floors of the home and there are high-efficiency heat pumps for each floor providing comfort and convenience. A solid, standing seam aluminum roof was installed in 2019. The home has a 500-gallon underground propane tank and infrastructure on the island includes high speed internet, city water and sewer. This exclusive waterfront home offers a rare opportunity to live the coastal life you've always desired.