428 Captains Circle, Destin, FL 32541

$1,549,900
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 3,408 Lot Size (sq. ft.): 28,750 Status: Active
Current Price: $1,549,900 List Date: 9/03/2025 Last Modified: 4/19/2026

Description

Luxury single-level home for sale in Regatta Bay, Destin, Florida -- Nestled on a premier homesite with stunning lake and golf course views, this elegant European-style estate offers the ultimate resort living. Boasting a dramatic 35-foot wall of windows, the open floor plan seamlessly blends indoor outdoor living with a sparkling private pool and private backyard oasis. Inside, discover two spacious living areas, a formal dining room, a cozy kitchen nook, three bedrooms, and 2.5 bathrooms. The gourmet chef's kitchen shines with high-end Café appliances, Sub-Zero refrigerator, gas stove, convection oven, microwave, dishwasher, and wine cooler. The primary suite features refined finishes, ample closet space, a wet bar/coffee station, and direct lanai access.

Supplements: Additional bedrooms are generously sized, and the two garages accommodate three vehicles plus 580 sq ft of floored attic storage. Regatta Bay delivers an unmatched lifestyle in this gated golf and boating community: hop in your golf cart for quick access to dinner, shopping, the marina, schools, and beaches. Enjoy a red-light exit onto Highway 98, plus world-class amenities including a golf academy, member's covered practice area, pool and playground, tennis and pickleball courts, member's lounge, library, on-course beverage carts, Lulu's Restaurant & Bar on the Bay, private bayfront pool, boat storage, and more. A perfect fusion of luxury, functionality, and prime location -- this move-in-ready gem won't last long. Ideal for those seeking a golf course home with waterfront resort vibes on Florida's Emerald Coast.

More Information MLS# 984522

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 454.78 List Date: 2025-09-01 Current Price: $1,549,900 List Price: $1,549,900

Location, Tax and Legal

Sub Area: 1402 - Destin East of Hwy 293/Midbay Bridge Rd Elementary School: Destin Middle School: Destin High School: Destin Legal Description: COMMODORE POINT S/D LOT 1

General Property Info

Sub-Type: Detached Single Family Design: Other SqFt Source: County PA Records Immediate Occupancy: Yes Garage: Yes Carport: No Driveway Spaces: 9 Pool: Yes Pool Type: Private Apx SqFt(Htd/Cooled): 3408 Bedrooms: 3 Full Baths: 2 Half Baths: 1 Total Bathrooms: 3 # Stories: 1 Year Built: 2005 Garage Spaces: 3 Acreage: 0.66

Listing Info, Tax & Legal

Homestead: No Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 1075 Annual Assessment Amount: 4300 Assessment Paid: Quarterly New Buyer Fee: Yes New Buyer Fee Amt: 2000 New Buyer Fee Paid: $ Last Taxes: 7571.53 Last Tax Year: 2024 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: Luxury single-level home for sale in Regatta Bay, Destin, Florida -- Nestled on a premier homesite with stunning lake and golf course views, this elegant European-style estate offers the ultimate resort living. Boasting a dramatic 35-foot wall of windows, the open floor plan seamlessly blends indoor outdoor living with a sparkling private pool and private backyard oasis. Inside, discover two spacious living areas, a formal dining room, a cozy kitchen nook, three bedrooms, and 2.5 bathrooms. The gourmet chef's kitchen shines with high-end Café appliances, Sub-Zero refrigerator, gas stove, convection oven, microwave, dishwasher, and wine cooler. The primary suite features refined finishes, ample closet space, a wet bar/coffee station, and direct lanai access.

Construction Status

Construction Complete: 1

Parking Features

Garage Attached: 1

Waterview

Lake: 1

Lot/Parcel Access

City Road: 1 Controlled Access: 1 Paved Road: 1

Lot Features

Coastal Barrier Zone: Yes Corner: 1 Covenants: 1 Restrictions: 1 Survey Available: 1 Within 1/2 Mile to Water: 1 Wooded: 1

Project Facilities

BBQ Pit/Grill: 1 Boat Launch: 1 Fishing: 1 Gated Community: 1 Golf: 1 Pets Allowed: 1 Playground: 1 Pool: 1 Short Term Rental - Not Allowed: 1 Tennis: 1 Waterfront: 1

Construction/Siding

Frame: 1 Roof Tile/Slate: 1 Stucco: 1

Utilities

Electric: 1 Gas - Natural: 1 Public Sewer: 1 Public Water: 1 Underground: 1

Zoning

Resid Single Family: 1

Exterior

BBQ Pit/Grill: 1 Lawn Pump: 1 Patio Covered: 1 Pool - Enclosed: 1 Pool - Heated: 1 Pool - In-Ground: 1 Sprinkler System: 1 Summer Kitchen: 1

Interior

Breakfast Bar: 1 Built-In Bookcases: 1 Ceiling Crwn Molding: 1 Ceiling Raised: 1 Ceiling Tray/Cofferd: 1 Fireplace Gas: 1 Floor Tile: 1 Floor WW Carpet: 1 Kitchen Island: 1 Lighting Recessed: 1 Pantry: 1 Split Bedroom: 1 Washer/Dryer Hookup: 1 Wet Bar: 1 Window Treatment All: 1

Appliances

Auto Garage Door Opn: 1 Central Vacuum: 1 Dishwasher: 1 Disposal: 1 Microwave: 1 Refrigerator W/IceMk: 1 Security System: 1 Smoke Detector: 1 Stove/Oven Gas: 1 Wine Refrigerator: 1

Energy

AC - 2 or More: 1 AC - Central Elect: 1 Ceiling Fans: 1 Heat Cntrl Gas: 1 Water Heater - Gas: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Separate Shwr: 1 MBath Tile: 1 MBath Walk-In Closet: 1 MBath Whirlpool: 1 MBed First Floor: 1

Master Bedroom

First: 1

Bedroom

First: 1

Kitchen

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Breakfast Room: 1 Dining Area: 1 Family Room: 1 Garage: 1 Kitchen: 1 Laundry: 1 Living Room: 1 Master Bathroom: 1 Master Bedroom: 1 Office: 1 Owner's Closet: 1 Pantry: 1

Fees Include

Accounting: 1 Legal: 1 Management: 1 Security: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 14 - Destin Street #: 428 Street Name: Captains Street Suffix: Circle State: FL Zip Code: 32541 County: Okaloosa Project Name/Subdivision: REGATTA BAY PH 1 Parcel ID: 00-2S-22-0515-0000-0010

Property Features

Construction Status: Construction Complete Lot Features: Corner; Covenants; Restrictions; Survey Available; Within 1/2 Mile to Water; Wooded Zoning: Resid Single Family Waterview: Lake Parking Features: Garage Attached Project Facilities: BBQ Pit/Grill; Boat Launch; Fishing; Gated Community; Golf; Pets Allowed; Playground; Pool; Short Term Rental - Not Allowed; Tennis; Waterfront Exterior: BBQ Pit/Grill; Lawn Pump; Patio Covered; Pool - Enclosed; Pool - Heated; Pool - In-Ground; Sprinkler System; Summer Kitchen Interior: Breakfast Bar; Built-In Bookcases; Ceiling Crwn Molding; Ceiling Raised; Ceiling Tray/Cofferd; Fireplace Gas; Floor Tile; Floor WW Carpet; Kitchen Island; Lighting Recessed; Pantry; Split Bedroom; Washer/Dryer Hookup; Wet Bar; Window Treatment All Appliances: Auto Garage Door Opn; Central Vacuum; Dishwasher; Disposal; Microwave; Refrigerator W/IceMk; Security System; Smoke Detector; Stove/Oven Gas; Wine Refrigerator Utilities: Electric; Gas - Natural; Public Sewer; Public Water; Underground Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans; Heat Cntrl Gas; Water Heater - Gas Master Bedroom: First Bedroom: First Kitchen: First Living Room: First Rooms: Bedroom; Breakfast Room; Dining Area; Family Room; Garage; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom; Office; Owner's Closet; Pantry Fees Include: Accounting; Legal; Management; Security

Room Information

Master Bedroom Level: First Dimensions: 19 x 18 Length: 19.00 Width: 18.00 Dimensions: 19 x 18 Bedroom Level: First Dimensions: 14 x 11 Length: 14.00 Width: 11.00 Dimensions: 14 x 11 Bedroom Level: First Dimensions: 14 x 11 Length: 14.00 Width: 11.00 Dimensions: 14 x 11 Kitchen Level: First Dimensions: 16 x 14 Length: 16.00 Width: 14.00 Dimensions: 16 x 14 Dining Area Level: First Dimensions: 13 x 13 Length: 13.00 Width: 13.00 Dimensions: 13 x 13 Living Room Level: First Dimensions: 18 x 17 Length: 18.00 Width: 17.00 Dimensions: 18 x 17 Family Room Level: First Dimensions: 17 x 16 Length: 17.00 Width: 16.00 Dimensions: 17 x 16 Laundry Level: First Dimensions: 15 x 6 Length: 15.00 Width: 6.00 Dimensions: 15 x 6 Master Bathroom Level: First Dimensions: 15 x 13 Length: 15.00 Width: 13.00 Dimensions: 15 x 13 Office Level: First Dimensions: 7 x 6 Length: 7.00 Width: 6.00 Dimensions: 7 x 6 Owner's Closet Level: First Dimensions: 15 x 11 Length: 15.00 Width: 11.00 Dimensions: 15 x 11 Pantry Level: First Dimensions: 7 x 5 Length: 7.00 Width: 5.00 Dimensions: 7 x 5 Breakfast Room Level: First Dimensions: 9 x 9 Length: 9.00 Width: 9.00 Dimensions: 9 x 9 Garage Level: First Dimensions: 27 x 23 Length: 27.00 Width: 23.00 Dimensions: 27 x 23 Garage Level: First Dimensions: 20 x 14 Length: 20.00 Width: 14.00 Dimensions: 20 x 14

Documents

Listing Office: Florida Sales Realty
Last Updated: April - 19 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.