439 Waterway Lane, Fort Walton Beach, FL 32547 (MLS# 998571)

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 257.05 List Date: 2026-03-21 Current Price: $310,000 List Price: $310,000

Location, Tax and Legal

Sub Area: 1206 - Ocean City Elementary School: Shalimar Middle School: Pryor High School: Choctawhatchee Legal Description: Harbor T/H Lot 20, THE HARBOR TOWNHOMES, according to map or plat thereof as recorded in Plat Book 8, Page 56, of the Public Records of Okaloosa County, Florida.

General Property Info

Sub-Type: Attached Single Unit Design: Townhome SqFt Source: County PA Records Immediate Occupancy: No Garage: No Carport: No Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 1206 Bedrooms: 2 Full Baths: 2 Half Baths: 1 Total Bathrooms: 3 # Stories: 2 Year Built: 1985 Acreage: 0.03

Listing Info, Tax & Legal

Homestead: No Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 100 Annual Assessment Amount: 1200 Assessment Paid: Monthly New Buyer Fee: No Last Taxes: 638.32 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: Welcome to 439 Waterway Lane in Fort Walton Beach--an UPDATED 2BR townhome offering COASTAL LIVING, INVESTMENT POTENTIAL, and everyday comfort. Located near the Intracoastal Waterway and just minutes to OKALOOSA ISLAND and white-sand beaches, this property is ideal as a PRIMARY HOME, VACATION GETAWAY, or SHORT-TERM RENTAL. Inside features an OPEN-CONCEPT layout, UPDATED KITCHEN with CONCRETE COUNTERTOPS, breakfast bar, and modern appliances. The living area opens to a PRIVATE PATIO with storage. Upstairs, TWO SPACIOUS SUITES each offer PRIVATE BATHS.

Construction Status

Construction Complete: 1

Waterview

Bay: 1

Project Facilities

Beach: 1 Deed Access: 1 Dock: 1 Dumpster: 1 Fishing: 1 Pavillion/Gazebo: 1 Waterfront: 1

Construction/Siding

Brick: 1 Siding Vinyl: 1

Utilities

Electric: 1 Public Water: 1

Zoning

See Remarks: 1

Exterior

Fenced Back Yard: 1 Yard Building: 1

Interior

Floor Tile: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Dishwasher: 1 Microwave: 1 Refrigerator: 1 Smooth Stovetop Rnge: 1

Energy

AC - High Efficiency: 1 Heat Cntrl Electric: 1

Master Bedroom

Second: 1

Bedroom

Second: 1

Kitchen

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1

Fees Include

Ground Keeping: 1 Trash: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 12 - Fort Walton Beach Street #: 439 Street Name: Waterway Street Suffix: Lane State: FL Zip Code: 32547 County: Okaloosa Project Name/Subdivision: HARBOR T/H Parcel ID: 01-2S-24-5055-0000-0200

Property Features

Construction Status: Construction Complete Zoning: See Remarks Waterview: Bay Project Facilities: Beach; Deed Access; Dock; Dumpster; Fishing; Pavillion/Gazebo; Waterfront Exterior: Fenced Back Yard; Yard Building Interior: Floor Tile Appliances: Dishwasher; Microwave; Refrigerator; Smooth Stovetop Rnge Utilities: Electric; Public Water Energy: AC - High Efficiency; Heat Cntrl Electric Master Bedroom: Second Bedroom: Second Kitchen: First Living Room: First Rooms: Bedroom; Kitchen; Living Room; Master Bedroom Financing: Conventional; FHA; VA Fees Include: Ground Keeping; Trash

Room Information

Master Bedroom Level: Second Dimensions: 15 x 14 Length: 15.00 Width: 14.00 Remarks: buyers/agent to verify Dimensions: 15 x 14 Bedroom Level: Second Dimensions: 15 x 14 Length: 15.00 Width: 14.00 Remarks: buyers/agent to verify Dimensions: 15 x 14 Living Room Level: First Dimensions: 17 x 15 Length: 17.00 Width: 15.00 Remarks: buyers/agent to verify Dimensions: 17 x 15 Kitchen Level: First Dimensions: 15 x 12 Length: 15.00 Width: 12.00 Remarks: buyers/agent to verify Dimensions: 15 x 12