49 Monaco Street, Miramar Beach, FL 32550

$1,775,000
Property Type: Residential Bedrooms: 4 Baths: 5 Square Footage: 2,856 Lot Size (sq. ft.): 9,583 Status: Active
Current Price: $1,775,000 List Date: 2/27/2026 Last Modified: 4/21/2026

Description

Welcome to your dream coastal retreat in the heart of Miramar Beach. This beautifully updated 4-bedroom, 4.5-bath home offers nearly 2,900 square feet of thoughtfully designed living space just moments from the sugar-white sands and emerald waters of the Gulf. Perfectly positioned on a serene lakefront lot, the home blends relaxed coastal elegance with functional design and exceptional indoor-outdoor flow. The open-concept living, dining, and kitchen areas create an inviting atmosphere ideal for entertaining. Large windows invite in natural light while framing tranquil water views, and the well-appointed kitchen provides ample space for hosting family and guests with ease.

Supplements: Step outside to your private pool oasis, where lush landscaping and peaceful lake views set the stage for ultimate relaxation. Multiple porches and balconies offer breezy spots for morning coffee or sunset unwinding after a day at the beach. Each of the four bedrooms features its own private bath, providing comfort and privacy for owners and guests alike. The spacious layout makes this home especially well-suited for full-time living, a second home, or a high-performing vacation rental. With strong rental potential, this property is designed to accommodate multiple families or large groups comfortably--an attractive feature for short-term rental guests seeking both privacy and gathering space. Its proximity to the beach, private pool, and desirable amenities enhances its appeal as an income-producing investment along the Emerald Coast. Owners also enjoy access to The Crescent's premier amenities, including private deeded beach access, a Gulf-front pool, hot tub, and beautifully maintained grounds. This rare combination of single-family privacy with resort-style privileges significantly elevates both lifestyle and rental desirability. Located near dining, shopping, golf, and all the attractions of Scenic Highway 98, this home offers the best of coastal living with exceptional flexibility and investment opportunity.

More Information MLS# 996397

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 621.5 List Date: 2026-02-27 Current Price: $1,775,000 List Price: $1,775,000

Location, Tax and Legal

Sub Area: 1502 - Miramar Beach S. of 98 w/exception of Sandestin Resort Elementary School: Van R Butler Middle School: Emerald Coast High School: South Walton Legal Description: LOT 3 CRESCENT BEACH COTTAGES S/D PB 14-76 OR 2328-197 OR 2524-1298 OR 3016-618 OR 3016-626 OR 3108-3421 OR 3205-2822 OR 3215-461

General Property Info

Sub-Type: Detached Single Family Design: Beach House SqFt Source: County PA Records Immediate Occupancy: Yes Garage: No Carport: No Pool: Yes Pool Type: Private Apx SqFt(Htd/Cooled): 2856 Bedrooms: 4 Full Baths: 4 Half Baths: 1 Total Bathrooms: 5 # Stories: 3 Year Built: 2002 Garage Spaces: 4 Acreage: 0.22

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 2125 Annual Assessment Amount: 8500 Assessment Paid: Quarterly New Buyer Fee: No Last Taxes: 8711.77 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: Welcome to your dream coastal retreat in the heart of Miramar Beach. This beautifully updated 4-bedroom, 4.5-bath home offers nearly 2,900 square feet of thoughtfully designed living space just moments from the sugar-white sands and emerald waters of the Gulf. Perfectly positioned on a serene lakefront lot, the home blends relaxed coastal elegance with functional design and exceptional indoor-outdoor flow. The open-concept living, dining, and kitchen areas create an inviting atmosphere ideal for entertaining. Large windows invite in natural light while framing tranquil water views, and the well-appointed kitchen provides ample space for hosting family and guests with ease.

Waterfront

Lake: 1 Waterfront Feet: 45

Construction Status

Construction Complete: 1

Waterview

Lake: 1

Lot/Parcel Access

Paved Road: 1

Lot Features

Coastal Barrier Zone: Yes Easements: 1 Interior: 1 Level: 1 Restrictions: 1 Sidewalk: 1 Storm Sewer: 1 Within 1/2 Mile to Water: 1

Project Facilities

BBQ Pit/Grill: 1 Beach: 1 Deed Access: 1 Exercise Room: 1 Picnic Area: 1 Pool: 1 Short Term Rental - Allowed: 1

Construction/Siding

Frame: 1 Roof Metal: 1 Siding CmntFbrHrdBrd: 1 Slab: 1

Utilities

Community Sewer: 1 Community Water: 1 Electric: 1 Gas - Natural: 1 Phone: 1 TV Cable: 1

Zoning

Resid Single Family: 1

Exterior

Balcony: 1 BBQ Pit/Grill: 1 Fenced Back Yard: 1 Patio Open: 1 Pool - In-Ground: 1

Interior

Breakfast Bar: 1 Ceiling Crwn Molding: 1 Ceiling Raised: 1 Ceiling Tray/Cofferd: 1 Floor Tile: 1 Floor WW Carpet New: 1 Furnished - All: 1 Newly Painted: 1 Pantry: 1 Washer/Dryer Hookup: 1 Window Treatment All: 1

Appliances

Dishwasher: 1 Disposal: 1 Dryer: 1 Fire Alarm/Sprinkler: 1 Ice Machine: 1 Microwave: 1 Oven Self Cleaning: 1 Range Hood: 1 Refrigerator: 1 Refrigerator W/IceMk: 1 Smoke Detector: 1 Stove/Oven Electric: 1 Washer: 1

Energy

AC - 2 or More: 1 AC - Central Elect: 1 AC - High Efficiency: 1 Ceiling Fans: 1 Double Pane Windows: 1 Heat Pump Air To Air: 1

Mstr Bdrm/Mstr Bath

MBath Cultured Mrble: 1 MBath Double Vanity: 1 MBath Separate Shwr: 1 MBath Tile: 1 MBath Walk-In Closet: 1 MBed Carpeted: 1

Master Bedroom

Third: 1

Bedroom

First: 1 Third: 1

Kitchen

Second: 1

Full Bathroom

First: 1 Third: 1

Rooms

Bedroom: 1 Dining Room: 1 Full Bathroom: 1 Kitchen: 1 Master Bathroom: 1 Master Bedroom: 1 Pantry: 1

Fees Include

Accounting: 1 Management: 1 Recreational Faclty: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 15 - Miramar/Sandestin Resort Street #: 49 Street Name: Monaco Street Suffix: Street State: FL Zip Code: 32550 County: Walton Project Name/Subdivision: CRESCENT AT MIRAMAR BEACH THE Parcel ID: 33-2S-21-42172-000-0030

Property Features

Construction Status: Construction Complete Lot Features: Easements; Interior; Level; Restrictions; Sidewalk; Storm Sewer; Within 1/2 Mile to Water Zoning: Resid Single Family Waterfront: Lake Waterview: Lake Project Facilities: BBQ Pit/Grill; Beach; Deed Access; Exercise Room; Picnic Area; Pool; Short Term Rental - Allowed Exterior: Balcony; BBQ Pit/Grill; Fenced Back Yard; Patio Open; Pool - In-Ground Interior: Breakfast Bar; Ceiling Crwn Molding; Ceiling Raised; Ceiling Tray/Cofferd; Floor Tile; Floor WW Carpet New; Furnished - All; Newly Painted; Pantry; Washer/Dryer Hookup; Window Treatment All Appliances: Dishwasher; Disposal; Dryer; Fire Alarm/Sprinkler; Ice Machine; Microwave; Oven Self Cleaning; Range Hood; Refrigerator; Refrigerator W/IceMk; Smoke Detector; Stove/Oven Electric; Washer Utilities: Community Sewer; Community Water; Electric; Gas - Natural; Phone; TV Cable Energy: AC - 2 or More; AC - Central Elect; AC - High Efficiency; Ceiling Fans; Double Pane Windows; Heat Pump Air To Air Master Bedroom: Third Bedroom: First; Third Kitchen: Second Full Bathroom: First; Third Rooms: Bedroom; Dining Room; Full Bathroom; Kitchen; Master Bathroom; Master Bedroom; Pantry Fees Include: Accounting; Management; Recreational Faclty

Room Information

Bedroom Level: First Dimensions: 14 x 12 Length: 14.00 Width: 12.00 Dimensions: 14 x 12 Dining Room Level: Second Dimensions: 12 x 11 Length: 12.00 Width: 11.00 Dimensions: 12 x 11 Full Bathroom Level: Third Dimensions: 12 x 5 Length: 12.00 Width: 5.00 Dimensions: 12 x 5 Full Bathroom Level: First Dimensions: 12 x 8.5 Length: 12.00 Width: 8.50 Dimensions: 12 x 8.5 Pantry Level: Second Dimensions: 4 x 4 Length: 4.00 Width: 4.00 Dimensions: 4 x 4 Master Bedroom Level: Third Dimensions: 15 x 14 Length: 15.00 Width: 14.00 Dimensions: 15 x 14 Full Bathroom Level: First Dimensions: 12 x 5 Length: 12.00 Width: 5.00 Dimensions: 12 x 5 Master Bathroom Level: Third Dimensions: 15 x 6 Length: 15.00 Width: 6.00 Dimensions: 15 x 6 Kitchen Level: Second Dimensions: 13 x 11 Length: 13.00 Width: 11.00 Dimensions: 13 x 11 Bedroom Level: Third Dimensions: 14 x 14 Length: 14.00 Width: 14.00 Dimensions: 14 x 14
Listing Office: Compass
Last Updated: April - 21 - 2026
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