Listing Board: Emerald Coast
List Price/SqFt: 381.97
List Date: 2026-04-24
Current Price: $555,000
List Price: $555,000
Unit #: 108
Sub Area: 1201 - Okaloosa Island
Elementary School: Edwins
Middle School: Bruner
High School: Fort Walton Beach
Legal Description: Surf Dweller Unit 108
Sub-Type: Condominium
Design: N/A
SqFt Source: Appraiser
Stories In Unit: 1
Stories in Building: 7
Unit Floors Above Ground: 1
Immediate Occupancy: Yes
Pre-Const Flip: No
Garage: No
Carport: No
Pool: Yes
Pool Type: Community
Apx SqFt(Htd/Cooled): 1453
Bedrooms: 2
Full Baths: 2
Total Bathrooms: 2
Year Built: 1982
Homestead: No
Is Subject Leased: No
Assessment Fees: Yes
Assessment Amount: 3819.77
Annual Assessment Amount: 15279.08
Assessment Paid: Quarterly
New Buyer Fee: Yes
New Buyer Fee Amt: 250
New Buyer Fee Paid: $
Last Taxes: 6295.92
Last Tax Year: 2025
Brokerage Interest: No Interest
As Is: No
Remarks: Experience effortless coastal living in this ground-floor unit at Surf Dweller Condominiums on Okaloosa Island, just steps from the sugar-white sands and emerald waters of the Gulf! Offered fully furnished, this spacious residence presents an excellent opportunity as a second home or income-producing short-term rental, with projections reaching $50K+ annually. Ideally situated in the heart of the island, Surf Dweller offers a quieter setting while still providing convenient access to local dining, shopping, and entertainment. Spanning over 1,450 square feet, the unit features a generously sized kitchen that boasts abundant cabinetry, granite countertops, large island with a breakfast bar, and stainless steel appliances. The primary suite is spacious and includes direct access to the oversi
Gulf: 1
Unit Waterfront: 1
Gulf: 1
Intracoastal Waterwy: 1
BBQ Pit/Grill: 1
Beach: 1
Deed Access: 1
Dumpster: 1
Elevators: 1
Exercise Room: 1
Pets Allowed: 1
Pickle Ball: 1
Picnic Area: 1
Pool: 1
Short Term Rental - Allowed: 1
Tennis: 1
Waterfront: 1
Concrete: 1
Roof Flat: 1
Slab: 1
Stucco: 1
Electric: 1
Public Sewer: 1
Public Water: 1
Patio Covered: 1
Patio Open: 1
Breakfast Bar: 1
Floor Tile: 1
Floor WW Carpet: 1
Furnished - All: 1
Kitchen Island: 1
Lighting Recessed: 1
Owner's Closet: 1
Washer/Dryer Hookup: 1
Window Treatment All: 1
Conventional: 1
FHA: 1
VA: 1
Other: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Refrigerator: 1
Smooth Stovetop Rnge: 1
Washer: 1
AC - Central Elect: 1
Ceiling Fans: 1
Heat Cntrl Electric: 1
Water Heater - Elect: 1
MBath Shower Only: 1
MBath Tile: 1
MBed Walk-in Closet: 1
MBed Waterfront: 1
Bedroom: 1
Dining Area: 1
Full Bathroom: 1
Kitchen: 1
Laundry: 1
Living Room: 1
Master Bathroom: 1
Master Bedroom: 1
Ground Keeping: 1
Insurance: 1
Management: 1
Recreational Faclty: 1
Sewer: 1
Trash: 1
Water: 1
Area: 12 - Fort Walton Beach
Street #: 554
Street Name: Coral
Street Suffix: Court
State: FL
Zip Code: 32548
County: Okaloosa
Project Name/Subdivision: SURF DWELLER CONDO
Parcel ID: 00-2S-24-3099-0000-0108
Construction Status: Construction Complete
Waterfront: Gulf; Unit Waterfront
Waterview: Gulf; Intracoastal Waterwy
Project Facilities: BBQ Pit/Grill; Beach; Deed Access; Dumpster; Elevators; Exercise Room; Pets Allowed; Pickle Ball; Picnic Area; Pool; Short Term Rental - Allowed; Tennis; Waterfront
Exterior: Patio Covered; Patio Open
Interior: Breakfast Bar; Floor Tile; Floor WW Carpet; Furnished - All; Kitchen Island; Lighting Recessed; Owner's Closet; Washer/Dryer Hookup; Window Treatment All
Appliances: Dishwasher; Disposal; Dryer; Microwave; Refrigerator; Smooth Stovetop Rnge; Washer
Utilities: Electric; Public Sewer; Public Water
Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Elect
Master Bedroom: First
Bedroom: First
Kitchen: First
Living Room: First
Full Bathroom: First
Rooms: Bedroom; Dining Area; Full Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom
Financing: Conventional; FHA; VA; Other
Fees Include: Ground Keeping; Insurance; Management; Recreational Faclty; Trash; Water
Room Information
Kitchen
Level: First
Dimensions: 15.1 x 14.8
Length: 15.10
Width: 14.80
Dimensions: 15.1 x 14.8
Dining Area
Level: First
Dimensions: 15.1 x 9
Length: 15.10
Width: 9.00
Dimensions: 15.1 x 9
Living Room
Level: First
Dimensions: 15.1 x 17.7
Length: 15.10
Width: 17.70
Dimensions: 15.1 x 17.7
Master Bedroom
Level: First
Dimensions: 14.5 x 15.9
Length: 14.50
Width: 15.90
Dimensions: 14.5 x 15.9
Master Bathroom
Level: First
Dimensions: 8.8 x 4.11
Length: 8.80
Width: 4.11
Dimensions: 8.8 x 4.11
Bedroom
Level: First
Dimensions: 14.3 x 15.8
Length: 14.30
Width: 15.80
Dimensions: 14.3 x 15.8
Full Bathroom
Level: First
Dimensions: 8.8 x 5
Length: 8.80
Width: 5.00
Dimensions: 8.8 x 5
Laundry
Level: First
Dimensions: 7.7 x 5.5
Length: 7.70
Width: 5.50
Dimensions: 7.7 x 5.5