554 Coral Court 108, Fort Walton Beach, FL 32548

New Listing
$555,000
Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,453 Status: Active
Current Price: $555,000 List Date: 4/24/2026 Last Modified: 4/24/2026

Description

Experience effortless coastal living in this ground-floor unit at Surf Dweller Condominiums on Okaloosa Island, just steps from the sugar-white sands and emerald waters of the Gulf! Offered fully furnished, this spacious residence presents an excellent opportunity as a second home or income-producing short-term rental, with projections reaching $50K+ annually. Ideally situated in the heart of the island, Surf Dweller offers a quieter setting while still providing convenient access to local dining, shopping, and entertainment. Spanning over 1,450 square feet, the unit features a generously sized kitchen that boasts abundant cabinetry, granite countertops, large island with a breakfast bar, and stainless steel appliances. The primary suite is spacious and includes direct access to the oversi

Supplements: zed balcony, a walk-in closet, and an en suite bathroom with a tiled walk-in shower, granite-top vanity, and an additional makeup/vanity area. The balcony stretches over 30 feet, is partially covered, and is ideally positioned just two units from the community boardwalk, offering quick and easy beach access from the patio of the unit. The second bedroom is located on the opposite side of the unit for added privacy and is accompanied by a nearby full bathroom with a tub/shower combo. A dedicated laundry room adds everyday convenience and is a great perk in a condo! Surf Dweller amenities include a pool, tennis and pickleball courts, a fitness center, outdoor showers, and ample parking, including covered spaces beneath the tennis courts. This is a rare opportunity to own a well-appointed, ground-floor condo in a prime beachfront location!

More Information MLS# 1001434

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 381.97 List Date: 2026-04-24 Current Price: $555,000 List Price: $555,000

Location, Tax and Legal

Unit #: 108 Sub Area: 1201 - Okaloosa Island Elementary School: Edwins Middle School: Bruner High School: Fort Walton Beach Legal Description: Surf Dweller Unit 108

General Property Info

Sub-Type: Condominium Design: N/A SqFt Source: Appraiser Stories In Unit: 1 Stories in Building: 7 Unit Floors Above Ground: 1 Immediate Occupancy: Yes Pre-Const Flip: No Garage: No Carport: No Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 1453 Bedrooms: 2 Full Baths: 2 Total Bathrooms: 2 Year Built: 1982

Listing Info, Tax & Legal

Homestead: No Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 3819.77 Annual Assessment Amount: 15279.08 Assessment Paid: Quarterly New Buyer Fee: Yes New Buyer Fee Amt: 250 New Buyer Fee Paid: $ Last Taxes: 6295.92 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: Experience effortless coastal living in this ground-floor unit at Surf Dweller Condominiums on Okaloosa Island, just steps from the sugar-white sands and emerald waters of the Gulf! Offered fully furnished, this spacious residence presents an excellent opportunity as a second home or income-producing short-term rental, with projections reaching $50K+ annually. Ideally situated in the heart of the island, Surf Dweller offers a quieter setting while still providing convenient access to local dining, shopping, and entertainment. Spanning over 1,450 square feet, the unit features a generously sized kitchen that boasts abundant cabinetry, granite countertops, large island with a breakfast bar, and stainless steel appliances. The primary suite is spacious and includes direct access to the oversi

Waterfront

Gulf: 1 Unit Waterfront: 1

Construction Status

Construction Complete: 1

Waterview

Gulf: 1 Intracoastal Waterwy: 1

Project Facilities

BBQ Pit/Grill: 1 Beach: 1 Deed Access: 1 Dumpster: 1 Elevators: 1 Exercise Room: 1 Pets Allowed: 1 Pickle Ball: 1 Picnic Area: 1 Pool: 1 Short Term Rental - Allowed: 1 Tennis: 1 Waterfront: 1

Construction/Siding

Concrete: 1 Roof Flat: 1 Slab: 1 Stucco: 1

Utilities

Electric: 1 Public Sewer: 1 Public Water: 1

Exterior

Patio Covered: 1 Patio Open: 1

Interior

Breakfast Bar: 1 Floor Tile: 1 Floor WW Carpet: 1 Furnished - All: 1 Kitchen Island: 1 Lighting Recessed: 1 Owner's Closet: 1 Washer/Dryer Hookup: 1 Window Treatment All: 1

Financing

Conventional: 1 FHA: 1 VA: 1 Other: 1

Appliances

Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Refrigerator: 1 Smooth Stovetop Rnge: 1 Washer: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Heat Cntrl Electric: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Shower Only: 1 MBath Tile: 1 MBed Walk-in Closet: 1 MBed Waterfront: 1

Master Bedroom

First: 1

Bedroom

First: 1

Kitchen

First: 1

Living Room

First: 1

Full Bathroom

First: 1

Rooms

Bedroom: 1 Dining Area: 1 Full Bathroom: 1 Kitchen: 1 Laundry: 1 Living Room: 1 Master Bathroom: 1 Master Bedroom: 1

Fees Include

Ground Keeping: 1 Insurance: 1 Management: 1 Recreational Faclty: 1 Sewer: 1 Trash: 1 Water: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 12 - Fort Walton Beach Street #: 554 Street Name: Coral Street Suffix: Court State: FL Zip Code: 32548 County: Okaloosa Project Name/Subdivision: SURF DWELLER CONDO Parcel ID: 00-2S-24-3099-0000-0108

Property Features

Construction Status: Construction Complete Waterfront: Gulf; Unit Waterfront Waterview: Gulf; Intracoastal Waterwy Project Facilities: BBQ Pit/Grill; Beach; Deed Access; Dumpster; Elevators; Exercise Room; Pets Allowed; Pickle Ball; Picnic Area; Pool; Short Term Rental - Allowed; Tennis; Waterfront Exterior: Patio Covered; Patio Open Interior: Breakfast Bar; Floor Tile; Floor WW Carpet; Furnished - All; Kitchen Island; Lighting Recessed; Owner's Closet; Washer/Dryer Hookup; Window Treatment All Appliances: Dishwasher; Disposal; Dryer; Microwave; Refrigerator; Smooth Stovetop Rnge; Washer Utilities: Electric; Public Sewer; Public Water Energy: AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: First Bedroom: First Kitchen: First Living Room: First Full Bathroom: First Rooms: Bedroom; Dining Area; Full Bathroom; Kitchen; Laundry; Living Room; Master Bathroom; Master Bedroom Financing: Conventional; FHA; VA; Other Fees Include: Ground Keeping; Insurance; Management; Recreational Faclty; Trash; Water

Room Information

Kitchen Level: First Dimensions: 15.1 x 14.8 Length: 15.10 Width: 14.80 Dimensions: 15.1 x 14.8 Dining Area Level: First Dimensions: 15.1 x 9 Length: 15.10 Width: 9.00 Dimensions: 15.1 x 9 Living Room Level: First Dimensions: 15.1 x 17.7 Length: 15.10 Width: 17.70 Dimensions: 15.1 x 17.7 Master Bedroom Level: First Dimensions: 14.5 x 15.9 Length: 14.50 Width: 15.90 Dimensions: 14.5 x 15.9 Master Bathroom Level: First Dimensions: 8.8 x 4.11 Length: 8.80 Width: 4.11 Dimensions: 8.8 x 4.11 Bedroom Level: First Dimensions: 14.3 x 15.8 Length: 14.30 Width: 15.80 Dimensions: 14.3 x 15.8 Full Bathroom Level: First Dimensions: 8.8 x 5 Length: 8.80 Width: 5.00 Dimensions: 8.8 x 5 Laundry Level: First Dimensions: 7.7 x 5.5 Length: 7.70 Width: 5.50 Dimensions: 7.7 x 5.5
Listing Office: Keller Williams Realty Gulf Coast
Last Updated: April - 24 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.