64 Terra Cotta Way, Destin, FL 32541

$1,330,000
Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,037 Lot Size (sq. ft.): 3,920 Status: Active
Current Price: $1,330,000 List Date: 3/19/2026 Last Modified: 4/25/2026

Description

This beautifully updated three-story coastal retreat with deeded beach access offers the perfect blend of comfort, style, and investment potential in the heart of Miramar Beach. Designed with timeless Mediterranean charm, the home features a newly installed red-tile roof (October 2022) with a 50-year transferable warranty, brick paver drive, and elegant wrought-iron balconies that enhance its striking curb appeal. Inside, the home welcomes you with a relaxed yet refined coastal aesthetic, multiple spacious living areas, and a flowing layout connected by a winding wood-tread staircase- ideal for hosting and entertaining. With five well-appointed bedrooms, the home comfortably accommodates large groups, making it an exceptional vacation rental opportunity. Two

Supplements: expansive primary suites provide flexible living arrangements, including a first-floor suite complete with a private balcony, kitchenette, and oversized bath--perfect for guests or multi-generational stays. The main kitchen is thoughtfully designed with stainless steel appliances, granite countertops, and ample prep space, seamlessly opening to the dining and living areas for effortless gatherings. Outdoor living is just as inviting, with front and rear balconies capturing Gulf breezes and stunning sunset views. Many of the bedrooms offer private en-suite baths and balcony access, creating a sense of privacy and retreat for guests throughout the home. Offered fully furnished and turnkey, this property includes numerous recent upgrades such as a new roof (2022), HVAC system, two new water heaters, Nest thermostat, and energy-efficient tinted windows in the main living areas. Located within a gated community, residents and guests enjoy access to a resort-style pool, tennis courts, sand volleyball, and clubhouse amenities. Just a short walk away is deeded beach access along with popular local favorites like Captain Dave's On the Gulf and Kenny D's Beach Bar & Grill. A newly added neighborhood favorite, Sandos Beachside, offers a vibrant, walkable dining and bar experience--an exciting bonus for both owners and guests. Whether you're seeking a second home, income-producing rental, or a combination of both, this property delivers on location, lifestyle, and long-term value.

More Information MLS# 998378

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 437.93 List Date: 2026-03-19 Current Price: $1,330,000 List Price: $1,330,000

Location, Tax and Legal

Sub Area: 1404 - Destin Beach East Elementary School: Destin Middle School: Destin High School: Destin Legal Description: TERRA COTTA TERRACE LOT 14

General Property Info

Sub-Type: Detached Single Family Design: Mediterranean SqFt Source: County PA Records Immediate Occupancy: Yes Garage: No Carport: No Driveway Spaces: 4 Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 3037 Bedrooms: 5 Full Baths: 4 Total Bathrooms: 4 # Stories: 3 Year Built: 1995 Acreage: 0.09

Listing Info, Tax & Legal

Homestead: No Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 226 Annual Assessment Amount: 2712 Assessment Paid: Monthly New Buyer Fee: No New Buyer Fee Paid: $ Last Taxes: 10926.78 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: This beautifully updated three-story coastal retreat with deeded beach access offers the perfect blend of comfort, style, and investment potential in the heart of Miramar Beach. Designed with timeless Mediterranean charm, the home features a newly installed red-tile roof (October 2022) with a 50-year transferable warranty, brick paver drive, and elegant wrought-iron balconies that enhance its striking curb appeal. Inside, the home welcomes you with a relaxed yet refined coastal aesthetic, multiple spacious living areas, and a flowing layout connected by a winding wood-tread staircase- ideal for hosting and entertaining. With five well-appointed bedrooms, the home comfortably accommodates large groups, making it an exceptional vacation rental opportunity. Two

Construction Status

Construction Complete: 1

Lot/Parcel Access

Paved Road: 1

Lot Features

Coastal Barrier Zone: Yes Covenants: 1 Restrictions: 1 Within 1/2 Mile to Water: 1

Project Facilities

Beach: 1 Community Room: 1 Deed Access: 1 Pavillion/Gazebo: 1 Pets Allowed: 1 Picnic Area: 1 Pool: 1 Short Term Rental - Allowed: 1 Tennis: 1

Utilities

Electric: 1 TV Cable: 1

Zoning

Resid Single Family: 1

Exterior

Balcony: 1 Columns: 1 Porch: 1

Interior

Breakfast Bar: 1 Furnished - All: 1 Owner's Closet: 1 Pantry: 1 Washer/Dryer Hookup: 1 Window Treatment All: 1

Appliances

Cooktop: 1 Dishwasher: 1 Dryer: 1 Microwave: 1 Refrigerator: 1 Stove/Oven Electric: 1 Washer: 1

Energy

AC - Central Elect: 1

Mstr Bdrm/Mstr Bath

MBath Dressing Area: 1 MBath Hollywood: 1 MBath Separate Shwr: 1 MBath Walk-In Closet: 1 MBed Balcony: 1 MBed First Floor: 1 MBed Sitting Area: 1 MBed Walk-in Closet: 1

Master Bedroom

First: 1 Third: 1

Bedroom

Second: 1

Kitchen

Second: 1

Rooms

Bedroom: 1 Dining Area: 1 Kitchen: 1 Master Bathroom: 1 Master Bedroom: 1

Fees Include

Recreational Faclty: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 14 - Destin Street #: 64 Street Name: Terra Cotta Street Suffix: Way State: FL Zip Code: 32541 County: Okaloosa Project Name/Subdivision: TERRA COTTA TERRACE Parcel ID: 00-2S-22-2499-0000-0140

Property Features

Construction Status: Construction Complete Lot Features: Covenants; Restrictions; Within 1/2 Mile to Water Zoning: Resid Single Family Project Facilities: Beach; Community Room; Deed Access; Pavillion/Gazebo; Pets Allowed; Picnic Area; Pool; Short Term Rental - Allowed; Tennis Exterior: Balcony; Columns; Porch Interior: Breakfast Bar; Furnished - All; Owner's Closet; Pantry; Washer/Dryer Hookup; Window Treatment All Appliances: Cooktop; Dishwasher; Dryer; Microwave; Refrigerator; Stove/Oven Electric; Washer Utilities: Electric; TV Cable Energy: AC - Central Elect Master Bedroom: First; Third Bedroom: Second Kitchen: Second Rooms: Bedroom; Dining Area; Kitchen; Master Bathroom; Master Bedroom Fees Include: Recreational Faclty

Room Information

Dining Area Level: Second Dimensions: 28 x 16 Length: 28.00 Width: 16.00 Dimensions: 28 x 16 Master Bedroom Level: First Dimensions: 18 x 15 Length: 18.00 Width: 15.00 Dimensions: 18 x 15 Master Bathroom Level: First Dimensions: 10 x 9 Length: 10.00 Width: 9.00 Dimensions: 10 x 9 Master Bedroom Level: Third Dimensions: 18 x 13 Length: 18.00 Width: 13.00 Dimensions: 18 x 13 Master Bathroom Level: Third Dimensions: 21 x 12 Length: 21.00 Width: 12.00 Dimensions: 21 x 12 Bedroom Level: Second Dimensions: 13 x 10 Length: 13.00 Width: 10.00 Dimensions: 13 x 10 Kitchen Level: Second Dimensions: 16 x 9 Length: 16.00 Width: 9.00 Dimensions: 16 x 9
Listing Office: Scenic Sotheby's International Realty
Last Updated: April - 25 - 2026
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