657 Western Lake Drive, Santa Rosa Beach, FL 32459

New Listing
$4,450,000
Property Type: Residential Bedrooms: 4 Baths: 5 Square Footage: 3,080 Lot Size (sq. ft.): 5,227 Status: Active
Current Price: $4,450,000 List Date: 4/02/2026 Last Modified: 4/02/2026

Description

The newest home in Phase 1 of WaterColor, 657 Western Lake Drive offers a rare opportunity to own what essentially lives as a brand-new home in the most established and sought-after section of the community. Completed in January 2025 following a comprehensive top-to-bottom rebuild, every aspect of the home has been thoughtfully redesigned and reconstructed with high-quality materials, modern systems, and refined coastal finishes--creating a residence that feels entirely new in the heart of original WaterColor. Perfectly positioned overlooking Western Lake and directly along the WaterColor walking trails, the home places you in the center of the community's most iconic amenities. Cerulean Park, the LakeHouse, Boathouse, and Marina Pool are just steps away, while the WaterColor Beach Club,

Supplements: Gulf-front pools, the beach, the WaterColor Inn, and the shops and restaurants along 30A are all conveniently nearby. Tennis and pickleball courts, the future fitness center, Camp WaterColor, and the Frog Pool are also easily accessible, while the boutiques and dining of Seaside are just a short bike ride away along the scenic 30A path, or a quick walk down the "secret path". The nearly 3,100-square-foot home offers four bedrooms and four-and-a-half bathrooms, along with four covered decks designed to capture views of Western Lake and the surrounding natural landscape. Two screened rear decks connect seamlessly to the living room and primary suite through folding-glass doors, expanding both spaces and creating an exceptional indoor-outdoor living experience. Inside, the home showcases elevated craftsmanship throughout, including white oak hardwood flooring, custom white oak staircases and ceiling treatments, vaulted ceilings with exposed beams, and detailed nickel-gap shiplap and board-and-batten walls. Gas fireplaces anchor both the living room--finished in Venetian plaster--and the primary suite, which features a beautifully designed vaulted ceiling with white oak beam detailing. The chef's kitchen is designed for both everyday living and entertaining, featuring custom cabinetry by Grimes Cabinets, a walk-in pantry with built-in white oak wine storage, and a fully panelized Thermador appliance suite including a 36-inch six-burner gas range, double ovens, a 42-inch refrigerator, wine refrigerator, dishwasher, and four refrigerated drawers. Additional upgrades include all-new electrical, plumbing, and HVAC systems with two Bosch units, spray foam insulation, a tankless water heater, and Marvin Ultimate StormPlus hurricane-rated windows and doors. Exterior improvements include HardiePlank siding, a standing seam metal roof, Ipe decking across the covered porches, a paver driveway, new landscaping and irrigation, a gas fire pit, outdoor grill station, and dedicated golf cart parking with a charging station. With its rare "like-new" rebuild, exceptional craftsmanship, and premier Phase 1 location near WaterColor's most sought-after amenities, this home offers an extraordinary opportunity to experience the very best of the WaterColor lifestyle.

More Information MLS# 999623

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 1444.81 List Date: 2026-04-02 Current Price: $4,450,000 List Price: $4,450,000

Location, Tax and Legal

Sub Area: 1802 - S. of 98 W of Camp Creek Elementary School: Dune Lakes Middle School: Emerald Coast High School: South Walton Legal Description: Lot 7 Lake District At Watercolor Pb 14-33 Or 2305-1372 Or 2650-960 Or 2803-2914 Or 3109-545 Or 3193-1766

General Property Info

Sub-Type: Detached Single Family Design: Beach House SqFt Source: Building Plan Immediate Occupancy: Yes Garage: No Carport: No Driveway Spaces: 4 Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 3080 Bedrooms: 4 Full Baths: 4 Half Baths: 1 Total Bathrooms: 5 # Stories: 2 Year Built: 2025 Acreage: 0.12

Listing Info, Tax & Legal

Homestead: Yes Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 1890 Annual Assessment Amount: 7560 Assessment Paid: Quarterly New Buyer Fee: Yes New Buyer Fee Amt: 0.5 New Buyer Fee Paid: % Last Taxes: 28747.11 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: The newest home in Phase 1 of WaterColor, 657 Western Lake Drive offers a rare opportunity to own what essentially lives as a brand-new home in the most established and sought-after section of the community. Completed in January 2025 following a comprehensive top-to-bottom rebuild, every aspect of the home has been thoughtfully redesigned and reconstructed with high-quality materials, modern systems, and refined coastal finishes--creating a residence that feels entirely new in the heart of original WaterColor. Perfectly positioned overlooking Western Lake and directly along the WaterColor walking trails, the home places you in the center of the community's most iconic amenities. Cerulean Park, the LakeHouse, Boathouse, and Marina Pool are just steps away, while the WaterColor Beach Club,

Waterfront

Lake: 1 Waterfront Feet: 57

Construction Status

Construction Complete: 1

Waterview

Lake: 1

Lot/Parcel Access

Private Road: 1

Lot Features

Within 1/2 Mile to Water: 1

Project Facilities

Beach: 1 Community Room: 1 Dock: 1 Exercise Room: 1 Fishing: 1 Playground: 1 Pool: 1 Tennis: 1 Waterfront: 1

Construction/Siding

Frame: 1 Roof Metal: 1 Siding CmntFbrHrdBrd: 1

Utilities

Electric: 1 Gas - Natural: 1 Phone: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1

Zoning

Resid Single Family: 1

Exterior

Balcony: 1 Porch: 1 Porch Screened: 1

Interior

Ceiling Vaulted: 1 Fireplace Gas: 1 Floor Hardwood: 1 Floor Tile: 1 Kitchen Island: 1 Lighting Recessed: 1 Owner's Closet: 1 Pantry: 1 Washer/Dryer Hookup: 1 Window Treatment All: 1

Financing

Conventional: 1

Appliances

Dishwasher: 1 Disposal: 1 Dryer: 1 Microwave: 1 Oven Self Cleaning: 1 Range Hood: 1 Refrigerator: 1 Stove/Oven Gas: 1 Washer: 1 Wine Refrigerator: 1

Energy

AC - 2 or More: 1 AC - Central Elect: 1 Ceiling Fans: 1 Heat - Two or More: 1 Heat Cntrl Electric: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Double Vanity: 1 MBath Garden Tub: 1 MBath Separate Shwr: 1 MBath Tile: 1 MBath Walk-In Closet: 1 MBed Balcony: 1

Master Bedroom

Second: 1

Bedroom

First: 1 Second: 1

Kitchen

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Dining Room: 1 Kitchen: 1 Living Room: 1 Master Bathroom: 1 Master Bedroom: 1

Fees Include

Accounting: 1 Ground Keeping: 1 Internet Service: 1 Management: 1 Recreational Faclty: 1 Security: 1 Trash: 1 TV Cable: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 18 - 30A East Street #: 657 Street Name: Western Lake Street Suffix: Drive State: FL Zip Code: 32459 County: Walton Project Name/Subdivision: WATERCOLOR Parcel ID: 15-3S-19-25405-000-0070

Property Features

Construction Status: Construction Complete Lot Features: Within 1/2 Mile to Water Zoning: Resid Single Family Waterfront: Lake Waterview: Lake Project Facilities: Beach; Community Room; Dock; Exercise Room; Fishing; Playground; Pool; Tennis; Waterfront Exterior: Balcony; Porch; Porch Screened Interior: Ceiling Vaulted; Fireplace Gas; Floor Hardwood; Floor Tile; Kitchen Island; Lighting Recessed; Owner's Closet; Pantry; Washer/Dryer Hookup; Window Treatment All Appliances: Dishwasher; Disposal; Dryer; Microwave; Oven Self Cleaning; Range Hood; Refrigerator; Stove/Oven Gas; Washer; Wine Refrigerator Utilities: Electric; Gas - Natural; Phone; Public Sewer; Public Water; TV Cable Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans; Heat - Two or More; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: Second Bedroom: First; Second Kitchen: First Living Room: First Rooms: Bedroom; Dining Room; Kitchen; Living Room; Master Bathroom; Master Bedroom Financing: Conventional Fees Include: Accounting; Ground Keeping; Internet Service; Management; Recreational Faclty; Security; Trash; TV Cable

Room Information

Dining Room Level: First Dimensions: 11.2 x 17.2 Length: 11.20 Width: 17.20 Dimensions: 11.2 x 17.2 Living Room Level: First Dimensions: 17.2 x 16 Length: 17.20 Width: 16.00 Dimensions: 17.2 x 16 Kitchen Level: First Dimensions: 20.8 x 14 Length: 20.80 Width: 14.00 Dimensions: 20.8 x 14 Bedroom Level: First Dimensions: 13.8 x 13 Length: 13.80 Width: 13.00 Dimensions: 13.8 x 13 Bedroom Level: Second Dimensions: 13 x 14.7 Length: 13.00 Width: 14.70 Dimensions: 13 x 14.7 Bedroom Level: Second Dimensions: 9.6 x 16.2 Length: 9.60 Width: 16.20 Dimensions: 9.6 x 16.2 Master Bedroom Level: Second Dimensions: 16.3 x 17 Length: 16.30 Width: 17.00 Dimensions: 16.3 x 17 Master Bathroom Level: Second Dimensions: 17.8 x 9.3 Length: 17.80 Width: 9.30 Dimensions: 17.8 x 9.3
Listing Office: Scenic Sotheby's International Realty
Last Updated: April - 02 - 2026
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