7904 Surf Drive # 12, Panama City Beach, FL 32408

$285,000
Property Type: Residential Bedrooms: 1 Baths: 1 Square Footage: 729 Status: Pending
Current Price: $285,000 List Date: 2/24/2026 Last Modified: 4/23/2026

Description

Updated top-floor end-unit condo in Panama City Beach, ideally located between the pool and beach in sought-after Lower Grand Lagoon. This low-density beachfront complex offers gated beach access to the sugar-white sands and emerald waters of the Gulf of Mexico just across the street--perfect for those seeking a Panama City Beach condo near the beach. Flooded with natural light, this open-concept condo features wood-look tile flooring, sleek stone countertops, stainless steel appliances, and a brand-new 2023 HVAC system. The desirable end-unit location provides extra windows and a bright, airy atmosphere, making this property feel like a true coastal retreat. Designed with both comfort and investment potential in mind, the added bunk room boosts short-term rental income opportunities.

Supplements: A spacious storage closet can easily be converted into an owner's closet, ideal for vacation rental owners. Rare attic storage space provides additional room for beach gear, bikes, and seasonal items--an uncommon and valuable feature in Panama City Beach condos. Located just minutes from St. Andrews State Park, marinas, waterfront dining, shopping, and local attractions, this condo offers the best of coastal living. Whether you're searching for a vacation home, investment property, or full-time residence, this Panama City Beach condo for sale delivers location, lifestyle, and income potential.

More Information MLS# 996134

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 390.95 List Date: 2026-02-24 Current Price: $285,000 List Price: $285,000

Location, Tax and Legal

Unit #: # 12 Sub Area: 2723 - Beach - South of Grand Lagoon Elementary School: Patronis Middle School: Surfside High School: Arnold Legal Description: Misty Harbour Condo Apt 12 Orb 834 P 480 1Br 1B 650 H&C Orb 4465 P 640

General Property Info

Sub-Type: Condominium Design: N/A SqFt Source: Appraiser Stories In Unit: 1 Stories in Building: 2 Unit Floors Above Ground: 2 Immediate Occupancy: Yes Garage: No Carport: No Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 729 Bedrooms: 1 Full Baths: 1 Total Bathrooms: 1 Year Built: 1974

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 1092 Annual Assessment Amount: 4368 Assessment Paid: Quarterly New Buyer Fee: No Last Taxes: 2393.83 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: Updated top-floor end-unit condo in Panama City Beach, ideally located between the pool and beach in sought-after Lower Grand Lagoon. This low-density beachfront complex offers gated beach access to the sugar-white sands and emerald waters of the Gulf of Mexico just across the street--perfect for those seeking a Panama City Beach condo near the beach. Flooded with natural light, this open-concept condo features wood-look tile flooring, sleek stone countertops, stainless steel appliances, and a brand-new 2023 HVAC system. The desirable end-unit location provides extra windows and a bright, airy atmosphere, making this property feel like a true coastal retreat. Designed with both comfort and investment potential in mind, the added bunk room boosts short-term rental income opportunities.

Construction Status

Construction Complete: 1

Project Facilities

BBQ Pit/Grill: 1 Laundry: 1 Pets Allowed: 1 Short Term Rental - Allowed: 1

Utilities

Electric: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1

Energy

AC - Central Elect: 1

Bedroom

First: 1

Kitchen

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Kitchen: 1 Living Room: 1

Status Change Info

Status: Pending Under Contract Date: 2026-04-23

Location Tax and Legal

Area: 27 - Bay County Street #: 7904 Street Name: Surf Street Suffix: Drive State: FL Zip Code: 32408 County: Bay Project Name/Subdivision: Misty Harbour Condominiums Parcel ID: 30493100000

Property Features

Construction Status: Construction Complete Project Facilities: BBQ Pit/Grill; Laundry; Pets Allowed; Short Term Rental - Allowed Utilities: Electric; Public Sewer; Public Water; TV Cable Energy: AC - Central Elect Bedroom: First Kitchen: First Living Room: First Rooms: Bedroom; Kitchen; Living Room

Room Information

Kitchen Level: First Dimensions: 7 x 7 Length: 7.00 Width: 7.00 Remarks: Please measure if important Dimensions: 7 x 7 Bedroom Level: First Dimensions: 14 x 9 Length: 14.00 Width: 9.00 Remarks: Please measure if important Dimensions: 14 x 9 Living Room Level: First Dimensions: 24 x 13 Length: 24.00 Width: 13.00 Remarks: Please measure if important Dimensions: 24 x 13

Documents

Listing Office: The Premier Property Group Seacrest Office
Last Updated: April - 23 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.