831 Coldwater Creek Circle, Niceville, FL 32578

$686,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,481 Lot Size (sq. ft.): 16,117 Status: Active
Current Price: $686,000 List Date: 3/06/2026 Last Modified: 6/03/2026

Description

Welcome to 831 Coldwater Creek Circle, an exceptional custom-built retreat in one of Niceville's most coveted communities where timeless craftsmanship meets elevated coastal living. This beautifully curated 3-bedroom, 3-bath residence offers a rare blend of sophistication, comfort, and flexibility, featuring exquisite craftsman-style woodwork, thoughtfully designed living spaces, and extensive recent upgrades including new flooring, roof, HVAC systems, and water heaters providing both luxury and peace of mind. Designed with versatility in mind, this distinctive property offers an ideal multi-generational layout, complete with ADU potential for extended family, guests, private office space, or income-producing opportunities. At the heart of the home, a serene courtyard creates the perfect backdrop for entertaining, centered around a charming dip pool that invites relaxed afternoons and unforgettable evenings under the stars. Located in a highly sought-after sidewalk-lined neighborhood known for its charm and convenience, this home places you moments from exclusive shopping, boutique conveniences, and exceptional five-star dining experiences. And when the coast calls, the sugar-white sands and emerald waters of Destin's world-famous beaches are less than 20 minutes away. 831 Coldwater Creek Circle is more than a home it's a lifestyle designed for those who appreciate quality, flexibility, and refined Florida living.

Supplements: This home is in a highly desirable neighborhood with plenty of bike riders and dogwalkers, you'll love it!

Open Houses

Sunday, June 07, 10:00 am - 12:00 pm

More Information MLS# 997094

General Property Info

userdefined76: 6 Sub-Type: Detached Single Family Design: Contemporary SqFt Source: County PA Records Immediate Occupancy: Yes Garage: Yes Carport: No Driveway Spaces: 4 Pool: Yes Pool Type: Private Apx SqFt(Htd/Cooled): 2481 Bedrooms: 3 Full Baths: 3 Total Bathrooms: 3 # Stories: 1 Year Built: 2004 Garage Spaces: 2 Acreage: 0.37

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 276.5 List Date: 2026-03-05 Current Price: $686,000 List Price: $686,000

Location, Tax and Legal

Sub Area: 1305 - Niceville North Elementary School: Edge Middle School: Ruckel High School: Niceville Legal Description: Swift Creek Ph Iv Lot 62

Listing Info, Tax & Legal

Homestead: Yes Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 1200 Annual Assessment Amount: 1200 Assessment Paid: Annually New Buyer Fee: Yes New Buyer Fee Amt: 500 New Buyer Fee Paid: $ Last Taxes: 5736.56 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: Welcome to 831 Coldwater Creek Circle, an exceptional custom-built retreat in one of Niceville's most coveted communities where timeless craftsmanship meets elevated coastal living. This beautifully curated 3-bedroom, 3-bath residence offers a rare blend of sophistication, comfort, and flexibility, featuring exquisite craftsman-style woodwork, thoughtfully designed living spaces, and extensive recent upgrades including new flooring, roof, HVAC systems, and water heaters providing both luxury and peace of mind. Designed with versatility in mind, this distinctive property offers an ideal multi-generational layout, complete with ADU potential for extended family, guests, private office space, or income-producing opportunities. At the heart of the home, a serene courtyard creates the perfect backdrop for entertaining, centered around a charming dip pool that invites relaxed afternoons and unforgettable evenings under the stars. Located in a highly sought-after sidewalk-lined neighborhood known for its charm and convenience, this home places you moments from exclusive shopping, boutique conveniences, and exceptional five-star dining experiences. And when the coast calls, the sugar-white sands and emerald waters of Destin's world-famous beaches are less than 20 minutes away. 831 Coldwater Creek Circle is more than a home it's a lifestyle designed for those who appreciate quality, flexibility, and refined Florida living.

Construction Status

Construction Complete: 1

Parking Features

Garage Attached: 1

Lot/Parcel Access

City Road: 1

Lot Features

Covenants: 1 Level: 1 Sidewalk: 1 Survey Available: 1

Project Facilities

Community Room: 1 Fishing: 1 Pavillion/Gazebo: 1 Pets Allowed: 1 Picnic Area: 1 Playground: 1 Pool: 1 Tennis: 1

Construction/Siding

Frame: 1 Roof Dimensional Shg: 1 Stucco: 1 Trim Vinyl: 1

Utilities

Gas - Natural: 1 Phone: 1 Public Sewer: 1 Public Water: 1 TV Cable: 1 Underground: 1

Zoning

Resid Single Family: 1

Exterior

Fenced Lot-Part: 1 Fenced Privacy: 1 Guest Quarters: 1 Lawn Pump: 1 Patio Enclosed: 1 Pool - In-Ground: 1 Porch Screened: 1 Separate Living Area: 1 Sprinkler System: 1

Interior

Breakfast Bar: 1 Built-In Bookcases: 1 Ceiling Crwn Molding: 1 Ceiling Tray/Cofferd: 1 Fireplace: 1 Fireplace Gas: 1 Floor Tile: 1 Floor Vinyl: 1 Guest Quarters: 1 Lighting Recessed: 1 Pantry: 1 Pull Down Stairs: 1 Split Bedroom: 1 Washer/Dryer Hookup: 1 Window Treatment All: 1 Woodwork Stained: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Auto Garage Door Opn: 1 Central Vacuum: 1 Cooktop: 1 Dishwasher: 1 Disposal: 1 Microwave: 1 Oven Self Cleaning: 1 Range Hood: 1 Refrigerator W/IceMk: 1 Security System: 1 Smoke Detector: 1 Stove/Oven Gas: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Double Pane Windows: 1 Heat Cntrl Gas: 1 Water Heater - Gas: 1 Water Heater - Two +: 1

Mstr Bdrm/Mstr Bath

MBath Bidet: 1 MBath Double Vanity: 1 MBath Separate Shwr: 1 MBath Tile: 1 MBath Whirlpool: 1 MBed Sitting Area: 1 MBed Trey Ceiling: 1 MBed Walk-in Closet: 1

Master Bedroom

First: 1

Bedroom

First: 1

Kitchen

First: 1

Full Bathroom

First: 1

Rooms

Bedroom: 1 Courtyard: 1 Dining Room: 1 Full Bathroom: 1 Great Room: 1 Kitchen: 1 Master Bathroom: 1 Master Bedroom: 1

Fees Include

Management: 1 Recreational Faclty: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 13 - Niceville Street #: 831 Street Name: Coldwater Creek Street Suffix: Circle State: FL Zip Code: 32578 County: Okaloosa Project Name/Subdivision: SWIFT CREEK PH VI Parcel ID: 04-1S-22-4404-0000-0620

Property Features

Construction Status: Construction Complete Lot Features: Covenants; Level; Sidewalk; Survey Available Zoning: Resid Single Family Parking Features: Garage Attached Project Facilities: Community Room; Fishing; Pavillion/Gazebo; Pets Allowed; Picnic Area; Playground; Pool; Tennis Exterior: Fenced Lot-Part; Fenced Privacy; Guest Quarters; Lawn Pump; Patio Enclosed; Pool - In-Ground; Porch Screened; Separate Living Area; Sprinkler System Interior: Breakfast Bar; Built-In Bookcases; Ceiling Crwn Molding; Ceiling Tray/Cofferd; Fireplace; Fireplace Gas; Floor Tile; Floor Vinyl; Guest Quarters; Lighting Recessed; Pantry; Pull Down Stairs; Split Bedroom; Washer/Dryer Hookup; Window Treatment All; Woodwork Stained Appliances: Auto Garage Door Opn; Central Vacuum; Cooktop; Dishwasher; Disposal; Microwave; Oven Self Cleaning; Range Hood; Refrigerator W/IceMk; Security System; Smoke Detector; Stove/Oven Gas Utilities: Gas - Natural; Phone; Public Sewer; Public Water; TV Cable; Underground Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Gas; Water Heater - Gas; Water Heater - Two + Master Bedroom: First Bedroom: First Kitchen: First Full Bathroom: First Rooms: Bedroom; Courtyard; Dining Room; Full Bathroom; Great Room; Kitchen; Master Bathroom; Master Bedroom Financing: Conventional; FHA; VA Fees Include: Management; Recreational Faclty

Room Information

Great Room Level: First Dimensions: 22.5 x 21.66 Length: 22.50 Width: 21.66 Dimensions: 22.5 x 21.66 Bedroom Level: First Dimensions: 12 x 11.83 Length: 12.00 Width: 11.83 Dimensions: 12 x 11.83 Dining Room Level: First Dimensions: 15 x 7.5 Length: 15.00 Width: 7.50 Dimensions: 15 x 7.5 Full Bathroom Level: First Dimensions: 10.33 x 7.16 Length: 10.33 Width: 7.16 Dimensions: 10.33 x 7.16 Kitchen Level: First Dimensions: 19.83 x 11.5 Length: 19.83 Width: 11.50 Dimensions: 19.83 x 11.5 Bedroom Level: First Dimensions: 17.83 x 16.66 Length: 17.83 Width: 16.66 Dimensions: 17.83 x 16.66 Master Bedroom Level: First Dimensions: 19.83 x 18 Length: 19.83 Width: 18.00 Dimensions: 19.83 x 18 Full Bathroom Level: First Dimensions: 8.83 x 7.66 Length: 8.83 Width: 7.66 Dimensions: 8.83 x 7.66 Master Bathroom Level: First Dimensions: 19.83 x 11.5 Length: 19.83 Width: 11.50 Dimensions: 19.83 x 11.5 Courtyard Level: First Dimensions: 41 x 36 Length: 41.00 Width: 36.00 Dimensions: 41 x 36

Documents

Listing Office: Sage Counsel Realty LLC
Last Updated: June - 03 - 2026
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