926 Pitts Avenue, Panama City, FL 32404

$385,000
Property Type: Residential Bedrooms: 3 Baths: 4 Square Footage: 1,369 Lot Size (sq. ft.): 3,485 Status: Pending
Current Price: $385,000 List Date: 4/29/2026 Last Modified: 6/02/2026

Description

UNDER CONTRACT WITH CONTINGENCIES; SELLER ACCEPTING BACKUP OFFERS. One of the best-priced bayfront properties with direct Gulf access in Bay County, this beautifully updated three-story East Bay townhome delivers deep-water access, stunning views, and exceptional versatility--including a fully independent 1 bed / 1 bath ground-floor apartment. Whether you're seeking a primary residence, second home, VRBO/Airbnb investment, or a live-upstairs/rent-downstairs setup, this property checks every box. NO HOA. SHORT TERM RENTAL ARE ALLOWED! Located just 5.5 miles from Tyndall AFB and minutes from Sacred Heart Hospital, this home offers convenience paired with true Old Florida charm. The exposed beam ceilings create a warm, heritage feel, while numerous modern upgrades make the home move-in ready.

Supplements: Recent improvements include a brand-new seawall, new porch decking, new fencing, new windows on the 3rd floor and master suite, new LVP flooring, new cabinets with quartz countertops, new bathroom tile, a newer metal roof, a 5-year-old HVAC, and a 3-year-old water heater. Step inside the main level and enjoy a spacious great room and kitchen that open to a 22' x 10' covered waterfront balcony--perfect for hosting, relaxing, and taking in the breathtaking sunsets over East Bay. The middle level features the master suite with its own private 22' x 10' balcony, offering peaceful sunrise and sunset views. This floor also includes a large guest bedroom capable of accommodating two beds, along with a full guest bath. The ground-floor apartment is a standout feature: a complete 1 bed / 1 bath unit with full kitchen, separate entrance, and its own A/C. It functions as a true lockout unit, ideal for rental income, guests, or multigenerational living. The occupant can enter through the backyard and walk around the side of the home to their vehicle without accessing the main residence. Every floor of this home offers beautiful bay views. Step outside to your private beach with seawall, just steps from your door. Ownership also includes 1/11 interest in the 90+ ft ''Pitts Row'' dock, where you can park your boat, jet skis, or other watercraft--or build your own private dock if desired. With deep water and easy access to East Bay, Shell Island, and the Gulf of Mexico, this is a boater's dream. This rare waterfront opportunity blends charm, upgrades, income potential, and unbeatable access to the Gulf. Schedule your showing today and experience the best of East Bay living.

More Information MLS# 1001764

General Property Info

userdefined76: 0 Sub-Type: Attached Single Unit Design: Townhome SqFt Source: County PA Records Garage: No Carport: No Pool: No Pool Type: None Apx SqFt(Htd/Cooled): 1369 Bedrooms: 3 Full Baths: 3 Half Baths: 1 Total Bathrooms: 4 # Stories: 3 Year Built: 1983 Acreage: 0.08

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 281.23 List Date: 2026-04-29 Current Price: $385,000 List Price: $385,000

Location, Tax and Legal

Sub Area: 2702 - Bay - Central SE Elementary School: Parker Middle School: Rutherford ( Middle ) High School: Rutherford Legal Description: Horne Memory Plat (1.38) Beg 210.46' Swly & 50' Nwly Of Se Cor Lot 1 Blk 6 Th Nwly 27.33' Swly 123' Sely 27.33' & Nely 123' To Pob.-119C1- Orb 4232 P 1081

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Last Taxes: 2569.56 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: UNDER CONTRACT WITH CONTINGENCIES; SELLER ACCEPTING BACKUP OFFERS. One of the best-priced bayfront properties with direct Gulf access in Bay County, this beautifully updated three-story East Bay townhome delivers deep-water access, stunning views, and exceptional versatility--including a fully independent 1 bed / 1 bath ground-floor apartment. Whether you're seeking a primary residence, second home, VRBO/Airbnb investment, or a live-upstairs/rent-downstairs setup, this property checks every box. NO HOA. SHORT TERM RENTAL ARE ALLOWED! Located just 5.5 miles from Tyndall AFB and minutes from Sacred Heart Hospital, this home offers convenience paired with true Old Florida charm. The exposed beam ceilings create a warm, heritage feel, while numerous modern upgrades make the home move-in ready.

Waterfront

Bay: 1 Intracoastal Wtrwy: 1 Shore - Natural: 1 Shore - Seawall: 1 Waterfront Feet: 27

Construction Status

Construction Complete: 1

Waterview

Bay: 1

Lot/Parcel Access

City Road: 1 Paved Road: 1 See Remarks: 1

Lot Features

Bulkhead/Seawall: 1 Dead End: 1 Flood Insurance Req: 1 See Remarks: 1

Project Facilities

Short Term Rental - Allowed: 1 Waterfront: 1

Construction/Siding

Frame: 1 Siding Wood: 1 Trim Wood: 1

Utilities

Electric: 1 Public Sewer: 1 Public Water: 1

Zoning

Resid Multi-Family: 1

Exterior

Balcony: 1 Deck Covered: 1

Interior

Breakfast Bar: 1 Ceiling Beamed: 1 Ceiling Vaulted: 1 Fireplace: 1 Floor Hardwood: 1 Floor Laminate: 1 Floor Vinyl: 1 Floor WW Carpet: 1 Furnished - Some: 1 Guest Quarters: 1 Window Treatment All: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Dishwasher: 1 Disposal: 1 Dryer: 1 Freezer: 1 Microwave: 1 Range Hood: 1 Refrigerator: 1 Refrigerator W/IceMk: 1 Stove/Oven Electric: 1 Washer: 1

Energy

AC - 2 or More: 1 AC - Central Elect: 1 Ceiling Fans: 1 Heat Cntrl Electric: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Shower Only: 1 MBed Balcony: 1 MBed Waterfront: 1

Master Bedroom

First: 1

Kitchen

Third: 1

Rooms

Balcony: 1 Dining Area: 1 Kitchen: 1 Master Bathroom: 1 Master Bedroom: 1 Separate Apartment: 1

Status Change Info

Status: Pending Under Contract Date: 2026-05-15

Location Tax and Legal

Area: 27 - Bay County Street #: 926 Street Name: Pitts Street Suffix: Avenue State: FL Zip Code: 32404 County: Bay Project Name/Subdivision: HORNE MEMORY PLAT Parcel ID: 25724-050-000

Property Features

Construction Status: Construction Complete Lot Features: Bulkhead/Seawall; Dead End; Flood Insurance Req; See Remarks Zoning: Resid Multi-Family Waterfront: Bay; Intracoastal Wtrwy; Shore - Natural; Shore - Seawall Waterview: Bay Project Facilities: Short Term Rental - Allowed; Waterfront Exterior: Balcony; Deck Covered Interior: Breakfast Bar; Ceiling Beamed; Ceiling Vaulted; Fireplace; Floor Hardwood; Floor Laminate; Floor Vinyl; Floor WW Carpet; Furnished - Some; Guest Quarters; Window Treatment All Appliances: Dishwasher; Disposal; Dryer; Freezer; Microwave; Range Hood; Refrigerator; Refrigerator W/IceMk; Stove/Oven Electric; Washer Utilities: Electric; Public Sewer; Public Water Energy: AC - 2 or More; AC - Central Elect; Ceiling Fans; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: First Kitchen: Third Rooms: Balcony; Dining Area; Kitchen; Master Bathroom; Master Bedroom; Separate Apartment Financing: Conventional; FHA; VA

Room Information

Master Bedroom Level: First Dimensions: 14 x 12 Length: 14.00 Width: 12.00 Dimensions: 14 x 12 Master Bathroom Level: First Dimensions: 6 x 7 Length: 6.00 Width: 7.00 Dimensions: 6 x 7 Dining Area Level: Third Dimensions: 12 x 10 Length: 12.00 Width: 10.00 Dimensions: 12 x 10 Kitchen Level: Third Dimensions: 9 x 9 Length: 9.00 Width: 9.00 Dimensions: 9 x 9 Separate Apartment Level: First Dimensions: 20 x 30 Length: 20.00 Width: 30.00 Dimensions: 20 x 30 Balcony Level: First Dimensions: 22 x 10 Length: 22.00 Width: 10.00 Dimensions: 22 x 10
Listing Office: Keller Williams Realty SRB
Last Updated: June - 02 - 2026
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