9860 S Thomas Drive 2116, Panama City, FL 32408 (MLS# 988117)

Description

OWNER-FINANCE AVAILABLE FOR PENTHOUSE UNIT! Skip the banks and step into ownership with just 25% down, a low interest rate, and a flexible 3-5 year balloon—quick approval, no red tape. This turnkey 1BR + bunk, 2-bath penthouse features soaring 9-10 ft ceilings, expanded living space, and a private balcony with stunning Gulf views. Fully furnished and rental-ready, it's ideal as an investment or second home. Laketown Wharf offers unmatched amenities: five pools, rooftop pool, zero-entry Gulf-view pool, beach access, nightly fountain show, dining, bars, fitness center, and covered parking. HOA covers Cable, WiFi, Insurance, Security, and more. Don't miss this top-floor gem!

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 324.74 List Date: 2025-10-21 Current Price: $340,000 List Price: $340,000

Location, Tax and Legal

Unit #: 2116 Sub Area: 2723 - Beach - South of Grand Lagoon Elementary School: Breakfast Point Middle School: Breakfast Point High School: Arnold Legal Description: LAKETOWN WHARF UNIT 2116 TYPE C BLDG 2 ORB 2994 P 1890 1BR 2BA BUNK ORB 4652 P 296 1047 TOTAL SF

General Property Info

Sub-Type: Condominium Design: N/A SqFt Source: Building Plan Stories In Unit: 21 Unit Floors Above Ground: 21 Garage: Yes Carport: No Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 1047 Bedrooms: 1 Full Baths: 2 Total Bathrooms: 2 Year Built: 2008 Garage Spaces: 1

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: No New Buyer Fee: No Brokerage Interest: No Interest As Is: Yes

Remarks & Misc

Remarks: OWNER-FINANCE AVAILABLE FOR PENTHOUSE UNIT! Skip the banks and step into ownership with just 25% down, a low interest rate, and a flexible 3-5 year balloon—quick approval, no red tape. This turnkey 1BR + bunk, 2-bath penthouse features soaring 9-10 ft ceilings, expanded living space, and a private balcony with stunning Gulf views. Fully furnished and rental-ready, it's ideal as an investment or second home. Laketown Wharf offers unmatched amenities: five pools, rooftop pool, zero-entry Gulf-view pool, beach access, nightly fountain show, dining, bars, fitness center, and covered parking. HOA covers Cable, WiFi, Insurance, Security, and more. Don't miss this top-floor gem!

Construction Status

Construction Complete: 1

Parking Features

See Remarks: 1

Utilities

Electric: 1 Public Sewer: 1

Financing

Conventional: 1 FHA: 1 VA: 1

Appliances

Cooktop: 1 Dishwasher: 1 Microwave: 1 Refrigerator: 1 Washer: 1

Energy

AC - Central Elect: 1

Master Bedroom

First: 1

Living Room

First: 1

Rooms

Living Room: 1 Master Bathroom: 1 Master Bedroom: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 27 - Bay County Street #: 9860 Street Direction: S Street Name: Thomas Street Suffix: Drive State: FL Zip Code: 32408 County: Bay Project Name/Subdivision: NO RECORDED SUBDIVISION Parcel ID: 40001-000-745

Property Features

Construction Status: Construction Complete Parking Features: See Remarks Appliances: Cooktop; Dishwasher; Microwave; Refrigerator; Washer Utilities: Electric; Public Sewer Energy: AC - Central Elect Master Bedroom: First Living Room: First Rooms: Living Room; Master Bathroom; Master Bedroom Financing: Conventional; FHA; VA

Room Information

Master Bedroom Level: First Dimensions: 13 x 11 Length: 13.00 Width: 11.00 Remarks: If important please have buyers verifyt Dimensions: 13 x 11 Master Bathroom Level: First Dimensions: 7 x 5 Length: 7.00 Width: 5.00 Remarks: If important please have buyers verifyt Dimensions: 7 x 5 Living Room Level: First Dimensions: 15 x 12 Length: 15.00 Width: 12.00 Remarks: If important please have buyers verifyt Dimensions: 15 x 12