9900 S Thomas Drive UNIT 1103, Panama City Beach, FL 32408

$639,000
Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,131 Status: Active
Current Price: $639,000 List Date: 5/01/2026 Last Modified: 5/01/2026

Description

Experience one of the most desirable layouts at the Shores of Panama - 1103 is the E floor plan with a wraparound balcony and unobstructed Gulf views. Also rare, is this residence conveys with TWO DEEDED PARKING SPACES, one on the same floor (Level 11) and an additional space on Level 12. Sold fully furnished, this turn-key unit is ready to enjoy, rent, or both. Designed to live like a 3-bedroom, this residence features 2 primary suites, one is Gulf front with direct balcony access. It also features a large bunk room and 2.5 BATHS. This unit has demonstrated impressive rental performance generating approximately $70,000 in 2024, and $78,000 for 2025. Shores of Panama is one of Panama City Beach's premier Gulf-front resorts, known for its iconic 14,000sf Gulf front lagoon pool,

Supplements: featuring zero-entry access, tropical palm-lined islands, fountains, and an expansive beachfront hot tub. Additional amenities include an indoor heated pool and spa, 24-hour fitness center, seasonal tiki bar, covered parking, and on-site security. The location places you in the heart of it all--adjacent to Pineapple Willy's for beachfront dining, and just across the street from Laketown Wharf offering a variety of restaurants, coffee shops, entertainment, and retail. Nearby attractions include Pier Park, Topgolf Panama City Beach, and Pirates Voyage Dinner & Show, with continued growth and new venues enhancing the area's appeal. Whether you're seeking a primary residence, second home, or high-performing income property, this is a standout opportunity in one of the Gulf Coast's most recognizable resort destinations. All information, including dimensions and HOA details, is deemed reliable but should be verified by buyers if important.

More Information MLS# 1001972

General Property Info

Sub-Type: Condominium Design: N/A SqFt Source: County PA Records Stories In Unit: 1 Unit Floors Above Ground: 11 Immediate Occupancy: Yes Garage: Yes Carport: No Assigned Spaces: 2 Pool: Yes Pool Type: Community Apx SqFt(Htd/Cooled): 1131 Bedrooms: 2 Full Baths: 2 Half Baths: 1 Total Bathrooms: 3 Year Built: 2007 Garage Spaces: 2

Contract Info

Listing Board: Emerald Coast List Price/SqFt: 564.99 List Date: 2026-05-01 Current Price: $639,000 List Price: $639,000

Location, Tax and Legal

Unit #: UNIT 1103 Sub Area: 2718 - Beach - Central South Elementary School: Breakfast Point Middle School: Surfside High School: Arnold Legal Description: SHORES OF PANAMA PHASE I UNIT 1103 TYPE E ORB 2740 P 2252 11TH FLOOR 2BD/2.5BR ORB 4678 P 1196 1131 SQ FT ORB 4678 P 1224 PARKING SP 1139-B ORB 4678 P 1227 PARKING SP 1292

Listing Info, Tax & Legal

Is Subject Leased: No Assessment Fees: Yes Assessment Amount: 4354.06 Annual Assessment Amount: 17416.24 Assessment Paid: Quarterly New Buyer Fee: No Last Taxes: 6186.77 Last Tax Year: 2025 Brokerage Interest: No Interest As Is: No

Remarks & Misc

Remarks: Experience one of the most desirable layouts at the Shores of Panama - 1103 is the E floor plan with a wraparound balcony and unobstructed Gulf views. Also rare, is this residence conveys with TWO DEEDED PARKING SPACES, one on the same floor (Level 11) and an additional space on Level 12. Sold fully furnished, this turn-key unit is ready to enjoy, rent, or both. Designed to live like a 3-bedroom, this residence features 2 primary suites, one is Gulf front with direct balcony access. It also features a large bunk room and 2.5 BATHS. This unit has demonstrated impressive rental performance generating approximately $70,000 in 2024, and $78,000 for 2025. Shores of Panama is one of Panama City Beach's premier Gulf-front resorts, known for its iconic 14,000sf Gulf front lagoon pool,

Waterfront

Gulf: 1

Construction Status

Construction Complete: 1

Parking Features

Deeded: 1 Garage Attached: 1

Waterview

Gulf: 1

Project Facilities

BBQ Pit/Grill: 1 Beach: 1 Community Room: 1 Deed Access: 1 Elevators: 1 Exercise Room: 1 Game Room: 1 Playground: 1 Pool: 1 Short Term Rental - Allowed: 1 Waterfront: 1 Whirlpool: 1

Utilities

Electric: 1 TV Cable: 1

Exterior

Balcony: 1

Interior

Floor Tile: 1 Furnished - All: 1 Hallway Bunk Beds: 1 Owner's Closet: 1 Pantry: 1 Renovated: 1 Washer/Dryer Hookup: 1 Window Treatment All: 1

Financing

Conventional: 1

Appliances

Dishwasher: 1 Disposal: 1 Dryer: 1 Fire Alarm/Sprinkler: 1 Microwave: 1 Refrigerator W/IceMk: 1 Smoke Detector: 1 Stove/Oven Electric: 1 Washer: 1

Energy

AC - Central Elect: 1 Ceiling Fans: 1 Double Pane Windows: 1 Heat Cntrl Electric: 1 Water Heater - Elect: 1

Mstr Bdrm/Mstr Bath

MBath Garden Tub: 1 MBath Separate Shwr: 1 MBath Tile: 1

Master Bedroom

First: 1

Bedroom

First: 1

Kitchen

First: 1

Living Room

First: 1

Rooms

Bedroom: 1 Bunk Room: 1 Kitchen: 1 Living Room: 1 Master Bedroom: 1

Status Change Info

Status: Active

Location Tax and Legal

Area: 27 - Bay County Street #: 9900 Street Direction: S Street Name: Thomas Street Suffix: Drive State: FL Zip Code: 32408 County: Bay Project Name/Subdivision: SHORES OF PANAMA Parcel ID: 40000-650-180

Property Features

Construction Status: Construction Complete Waterfront: Gulf Waterview: Gulf Parking Features: Deeded; Garage Attached Project Facilities: BBQ Pit/Grill; Beach; Community Room; Deed Access; Elevators; Exercise Room; Game Room; Playground; Pool; Short Term Rental - Allowed; Waterfront; Whirlpool Exterior: Balcony Interior: Floor Tile; Furnished - All; Hallway Bunk Beds; Owner's Closet; Pantry; Renovated; Washer/Dryer Hookup; Window Treatment All Appliances: Dishwasher; Disposal; Dryer; Fire Alarm/Sprinkler; Microwave; Refrigerator W/IceMk; Smoke Detector; Stove/Oven Electric; Washer Utilities: Electric; TV Cable Energy: AC - Central Elect; Ceiling Fans; Double Pane Windows; Heat Cntrl Electric; Water Heater - Elect Master Bedroom: First Bedroom: First Kitchen: First Living Room: First Rooms: Bedroom; Bunk Room; Kitchen; Living Room; Master Bedroom Financing: Conventional

Room Information

Living Room Level: First Dimensions: 16 x 14 Length: 16.00 Width: 14.00 Dimensions: 16 x 14 Kitchen Level: First Dimensions: 10 x 8 Length: 10.00 Width: 8.00 Dimensions: 10 x 8 Master Bedroom Level: First Dimensions: 13.5 x 12 Length: 13.50 Width: 12.00 Dimensions: 13.5 x 12 Bedroom Level: First Dimensions: 14 x 11 Length: 14.00 Width: 11.00 Dimensions: 14 x 11 Bunk Room Level: First Dimensions: 10 x 8 Length: 10.00 Width: 8.00 Dimensions: 10 x 8
Listing Office: The Premier Property Group Seacrest Office
Last Updated: May - 01 - 2026
All information is believed to be accurate but is not guaranteed. Protected by Copyright© 2026 and is owned either by the Emerald Coast Association of REALTORS®, Inc or by the developers of the software, FBS, Inc. All rights reserved.