Supplements: steel appliances equip the space. The great room gives way through a series of French doors to a generous porch with paver floor that overlooks the beach and Gulf of Mexico. The partially covered space is perfect for sun-bathing or dining al fresco. All Gulf-facing French doors feature automated roll-down hurricane shutters. Now restricted by the HOA, its hurricane shutters are grandfathered in and are a rare find on a home for sale in The Retreat. A secondary stairwell off the kitchen leads downstairs to a second entrance off the semi-attached two-car garage and serves as a semi-private entrance to the bedroom suite over the garage, as well as to a ground-floor bonus room that can be used as a play room, exercise room, or outfit to serve as separate guest quarters. It also provides access to a covered outdoor storage space. Upstairs from the great room is the master bedroom with private bath and generous covered porch, as well as two guest bedrooms, each with its own private bath, and one of which features a covered porch that mirrors the one offered by the master bedroom. Buyer to pay .5% of the purchase price to St. Joe fund plus a $4,750 Capital Contribution to The Retreat. HOA dues are $4750 annually.